STOCK TITAN

Mercury General (MCY) officer exercises units, returns 811 shares to issuer

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Mercury General Corp officer Ximeng Simon Zhang reported equity transactions dated February 21, 2026. The filing shows a derivative exercise or conversion involving 811.58 restricted stock units into Common Stock at no cost and a disposition of 811.58 Common Stock shares to the issuer at $86.44 per share. After these transactions, Zhang directly holds 1,500 shares of Mercury General Common Stock. A related footnote states that each restricted stock unit is the economic equivalent of one share, vests in three equal annual installments beginning February 21, 2026, and is settled in cash upon vesting.

Positive

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Negative

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Insider Zhang Ximeng Simon
Role See Remarks
Type Security Shares Price Value
Exercise Restricted Stock Unit 811.58 $0.00 $0.00
Exercise Common Stock 811.58 $0.00 $0.00
Disposition Common Stock 811.58 $86.44 $70K
Holdings After Transaction: Restricted Stock Unit — 1,623.17 shares (Direct); Common Stock — 1,500 shares (Direct)
Footnotes (1)
  1. F1. Each restricted stock unit is the economic equivalent of one share of the Issuer's Common Stock. The restricted stock units will vest in three equal annual installments beginning on February 21, 2026, and will be settled in cash upon vesting.
RSUs exercised or converted 811.5800 units Restricted Stock Units converted into Common Stock on February 21, 2026
Shares disposed to issuer 811.5800 shares Common Stock disposition coded as D (Disposition to issuer) on February 21, 2026
Disposition price $86.4400 per share Per-share price for the reported Common Stock disposition to the issuer
Post-transaction holdings 1,500 shares Direct Common Stock position held by Zhang after the reported transactions
RSU vesting schedule 3 equal annual installments Restricted stock units vest in three equal annual installments beginning February 21, 2026
Restricted Stock Unit financial
"Each restricted stock unit is the economic equivalent of one share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Disposition to issuer financial
"transaction code description "Disposition to issuer" for Common Stock"
economic equivalent financial
"Each restricted stock unit is the economic equivalent of one share of the Issuer's Common Stock"
settled in cash financial
"the restricted stock units ... will be settled in cash upon vesting"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider stock activity did Mercury General (MCY) officer Ximeng Simon Zhang report?

Ximeng Simon Zhang reported a derivative exercise or conversion of 811.58 restricted stock units and a disposition of 811.58 Common Stock shares to the issuer at $86.44 per share, all dated February 21, 2026.

How many Mercury General (MCY) shares did Zhang dispose of and at what price?

Zhang reported a disposition of 811.58 Mercury General Common Stock shares to the issuer at $86.44 per share. The transaction is coded as a Disposition to issuer, indicating shares were returned to the company rather than sold on the open market.

What are Ximeng Simon Zhang’s Mercury General (MCY) holdings after these transactions?

After the reported transactions, Zhang directly holds 1,500 shares of Mercury General Common Stock. This post-transaction balance reflects his remaining direct equity position as recorded in the filing’s canonical holdings data.

How are Zhang’s restricted stock units in Mercury General (MCY) structured?

The restricted stock units are each the economic equivalent of one share of Mercury General Common Stock. They vest in three equal annual installments beginning February 21, 2026, and will be settled in cash upon vesting rather than in shares.

Did the reported transactions change Zhang’s ownership in Mercury General (MCY) significantly?

The filing shows activity involving 811.58 units and 811.58 shares, with Zhang holding 1,500 shares afterward. While the exact prior balance isn’t stated, the canonical holdings confirm his direct post-transaction position at 1,500 shares of Common Stock.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Zhang Ximeng Simon

(Last) (First) (Middle)
C/O MERCURY GENERAL CORP.
4484 WILSHIRE BOULEVARD

(Street)
LOS ANGELES CA 90010

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
MERCURY GENERAL CORP [ MCY ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
See Remarks
3. Date of Earliest Transaction (Month/Day/Year)
02/21/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/21/2026 M 811.58 A (1) 2,311.58 D
Common Stock 02/21/2026 D 811.58 D $86.44 1,500 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Unit (1) 02/21/2026 M 811.58 (1) (1) Common Stock 811.58 $0 1,623.17 D
Explanation of Responses:
1. Each restricted stock unit is the economic equivalent of one share of the Issuer's Common Stock. The restricted stock units will vest in three equal annual installments beginning on February 21, 2026, and will be settled in cash upon vesting.
Remarks:
VP and Chief Data & Analytics Officer
/s/ Judy Walters, Attorney-in-Fact 02/24/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.