MFA director granted 29,057 RSUs as equity award

Goodman Laurie reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Goodman Laurie reported acquisition or exercise transactions in this Form 4 filing.

MFA Financial, Inc. director Laurie Goodman received a grant of 29,057 Restricted Stock Units (RSUs), each representing one share of MFA common stock. The RSUs were fully vested at grant and will be settled in the same number of common shares.

Settlement will occur on the earlier of her termination of service as a director or on or about January 15, 2032, except in certain circumstances. Following this award, she holds 169,448 RSUs directly, highlighting a continued equity-based compensation position rather than an open-market share purchase or sale.

Insider Trade Summary

Grant/Award: 29,057 shares

Grant/Award 1 txn

Insider Goodman Laurie

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	29,057	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 169,448 contracts (Direct)

Footnotes (2)

1. F1. Each restricted stock unit represents the right to receive one share of MFA Financial, Inc. common stock.
2. F2. The restricted stock units were fully vested as of the date of grant and will be settled in an equivalent number of shares of MFA common stock. Except in certain circumstances, the restricted stock units will be settled on the earlier of (i) the reporting person's termination of service as a director of MFA Financial, Inc. and (ii) on or about January 15, 2032.

Key Figures

RSUs granted: 29,057 units RSUs outstanding after grant: 169,448 units RSU share equivalence: 1 share per unit +1 more

4 metrics

RSUs granted 29,057 units Restricted Stock Units granted to director on June 8, 2026

RSUs outstanding after grant 169,448 units Total Restricted Stock Units held directly after transaction

RSU share equivalence 1 share per unit Each RSU represents one share of MFA common stock

RSU settlement date January 15, 2032 Units settle earlier of director service end or around this date

Key Terms

Restricted Stock Units, fully vested, settled, termination of service as a director

4 terms

Restricted Stock Units financial

"Each restricted stock unit represents the right to receive one share of MFA Financial, Inc. common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

fully vested financial

"The restricted stock units were fully vested as of the date of grant and will be settled in an equivalent number of shares"

settled financial

"The restricted stock units were fully vested as of the date of grant and will be settled in an equivalent number of shares"

termination of service as a director financial

"settled on the earlier of (i) the reporting person's termination of service as a director of MFA Financial, Inc. and (ii) on or about January 15, 2032."

FAQ

What insider transaction did MFA (MFA) report for Laurie Goodman?

MFA Financial reported that director Laurie Goodman received 29,057 Restricted Stock Units as an equity award. Each unit represents one share of common stock, providing stock-based compensation rather than an open-market purchase or sale of MFA shares.

How many Restricted Stock Units did Laurie Goodman receive from MFA (MFA)?

Laurie Goodman received 29,057 Restricted Stock Units from MFA Financial. These RSUs are fully vested and each unit equals one share of common stock, aligning her compensation with shareholder interests through future share settlement instead of cash payment.

When will Laurie Goodman’s MFA (MFA) RSUs be settled into common stock?

The RSUs will be settled in MFA common stock on the earlier of her termination of service as a director or on or about January 15, 2032. This deferred settlement structure ties a portion of her compensation to long-term board service.

Are Laurie Goodman’s new MFA (MFA) Restricted Stock Units immediately vested?

Yes, the 29,057 Restricted Stock Units granted to Laurie Goodman were fully vested as of the grant date. Although fully vested, the units convert into shares later, providing immediate ownership rights but delayed delivery of MFA common stock.

How many MFA (MFA) Restricted Stock Units does Laurie Goodman hold after this grant?

After the grant, Laurie Goodman holds a total of 169,448 Restricted Stock Units. This reflects her ongoing equity-based stake in MFA Financial, all held directly, and underscores that the reported Form 4 relates to compensation, not an open-market trade.

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Accepted by SEC EDGAR 06/10/2026 - 04:34 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Goodman Laurie

(Last) (First) (Middle)

C/O MFA FINANCIAL, INC.

ONE VANDERBILT AVENUE, 48TH FLOOR

(Street)

NEW YORK NEW YORK 10017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MFA FINANCIAL, INC. [ MFA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	06/08/2026		A		29,057		01/15/2032(2)	01/15/2032(2)	Common Stock	29,057	$0	169,448	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive one share of MFA Financial, Inc. common stock.

2. The restricted stock units were fully vested as of the date of grant and will be settled in an equivalent number of shares of MFA common stock. Except in certain circumstances, the restricted stock units will be settled on the earlier of (i) the reporting person's termination of service as a director of MFA Financial, Inc. and (ii) on or about January 15, 2032.

	/s/ Harold E. Schwartz, by power of attorney	06/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)