Every 10-Q that Monroe Fed Bancorp Inc (MFBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow MFBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MFBI filings page.
Monroe Federal Bancorp, Inc. reported a small net loss for the quarter ended June 30, 2026 while modestly growing its balance sheet. Total assets were $144.1 million, with net loans of $112.0 million and available-for-sale securities of $18.4 million.
Total deposits were $122.3 million, down slightly from March 31, 2026, and Federal Home Loan Bank advances increased to $7.4 million. Net interest income was $982,558 after $20,778 of provision for credit losses. Noninterest expense of $1.07 million led to a net loss of $1,508, but higher unrealized gains on securities produced comprehensive income of $128,698.
Asset quality metrics remained stable, with an allowance for credit losses on loans of $805,756 and nonaccrual loans of $247,898, and no charge-offs in the quarter. The bank’s community bank leverage ratio was 9.9%, and it was categorized as well capitalized.
Monroe Federal Bancorp, Inc. reported a small profit for the quarter ended December 31, 2025, reflecting gradual improvement in its community banking franchise. Net income was $17,845, compared with a net loss of $120,430 a year earlier, while nine‑month results showed a net loss of $210,770, improved from a $322,178 loss.
Total assets reached $147.9 million, up from $144.3 million at March 31, 2025, driven mainly by loan growth as loans receivable increased to $112.5 million. Deposits rose to $128.7 million, and Federal Home Loan Bank advances declined to $4.7 million, indicating less reliance on wholesale funding.
The allowance for credit losses on loans was $890,232, with an additional $49,986 reserved for unfunded commitments. Credit quality remained manageable, with nonaccrual loans of $538,706. The available‑for‑sale securities portfolio carried unrealized losses of $4.1 million, but these narrowed from $5.1 million at March 31, 2025, improving accumulated other comprehensive loss. The bank’s community bank leverage ratio was 9.7%, keeping it in the well‑capitalized category.
Monroe Federal Bancorp, Inc. reported results for the quarter ended September 30, 2025. Total assets were $147.6 million, with loans receivable of $110.7 million and deposits of $122.5 million. Federal Home Loan Bank advances were $11.1 million, up from $10.0 million at March 31, 2025.
For the quarter, the company recorded a net loss of $93,503 as net interest income of $926,061, noninterest income of $141,387, and noninterest expense of $1,191,630 led to a pre‑tax loss. The allowance for credit losses was $951,939; nonaccrual loans totaled $620,941. Accumulated other comprehensive loss improved to $(3.54) million from $(4.04) million, contributing to stockholders’ equity of $12.36 million, up from $12.07 million at March 31, 2025.
For the six months ended September 30, 2025, net loss was $228,615. Cash and cash equivalents ended the period at $2.72 million, with operating cash flow of $(110,014) and net financing inflows of $2.98 million.