Monroe Federal Bancorp (MFBI) director granted shares and stock options

Rhea-AI Filing Summary

Monroe Federal Bancorp director reports new stock and option awards. A director of Monroe Federal Bancorp, Inc. received 789 shares of common stock on December 18, 2025 at a stated price of $0, increasing direct holdings to 2,289 shares. The director also holds 6,000 shares indirectly through a deferred compensation plan.

On the same date, the director was granted 2,632 stock options with an exercise price of $10.75 per share, expiring on December 18, 2035. Both the 789 restricted shares and the 2,632 options vest in installments of 20% per year starting on December 18, 2026, creating a long-term equity incentive tied to continued service.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Hibner William G. Jr.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Stock Options	2,632	$0.00	--
Grant/Award	Common Stock	789	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 2,632 shares (Direct); Common Stock — 2,289 shares (Direct); Common Stock — 6,000 shares (Indirect, By Deferred Compensation Plan)

Footnotes (1)

1. Shares of restricted stock vest at a rate of 20% per year commencing on December 18, 2026. Stock options vest at a rate of 20% per year commencing on December 18, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hibner William G. Jr.

(Last) (First) (Middle)

24 EAST MAIN STREET

(Street)

TIPP CITY OH 45371

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Monroe Federal Bancorp, Inc. [ MFBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/18/2025		A		789(1)	A	$0	2,289	D
Common Stock								6,000	I	By Deferred Compensation Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$10.75	12/18/2025		A		2,632(2)		12/18/2026	12/18/2035	Common Stock	2,632(2)	$0	2,632(2)	D

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 20% per year commencing on December 18, 2026.

2. Stock options vest at a rate of 20% per year commencing on December 18, 2026.

	/s/ Victor L. Cangelosi, pursuant to power of attorney	12/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Monroe Federal Bancorp (MFBI) report on December 18, 2025?

A director of Monroe Federal Bancorp, Inc. (MFBI) reported receiving 789 shares of common stock and a grant of 2,632 stock options on December 18, 2025.

What are the key terms of the Monroe Federal Bancorp (MFBI) stock option grant?

The director received 2,632 stock options with an exercise price of $10.75 per share, expiring on December 18, 2035. The options vest at 20% per year beginning on December 18, 2026.

How do the restricted stock awards for Monroe Federal Bancorp (MFBI) vest?

The 789 shares of restricted common stock vest at a rate of 20% per year, starting on December 18, 2026, as disclosed in the explanation of responses.

How many Monroe Federal Bancorp (MFBI) shares does the director own after the reported transaction?

Following the transaction, the director beneficially owns 2,289 shares of MFBI common stock directly and 6,000 shares indirectly through a deferred compensation plan.

What role does the reporting person hold at Monroe Federal Bancorp (MFBI)?

The reporting person is identified as a Director of Monroe Federal Bancorp, Inc. (MFBI) on the ownership form.

Were the Monroe Federal Bancorp (MFBI) equity awards reported as purchases or grants?

The filing shows the 789 shares of common stock and 2,632 stock options as acquired (A) at a price of $0, indicating they were equity awards rather than open-market purchases.