Medallion Financial (MFIN) CFO receives 24,493-share equity grant

Rhea-AI Filing Summary

Medallion Financial Corp.’s Chief Financial Officer, Anthony N. Cutrone, reported an acquisition of 24,493 shares of common stock on a Form 4. These are restricted shares granted at $0 per share under the company’s 2018 Equity Incentive Plan.

After this award, Cutrone directly holds 115,556 common shares. The restricted stock will vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, tying compensation to multi‑year service and performance.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cutrone Anthony N.

(Last) (First) (Middle)

C/O MEDALLION FINANCIAL CORP.

437 MADISON AVENUE

(Street)

NEW YORK NY 10022

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MEDALLION FINANCIAL CORP [ MFIN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		A		24,493(1)	A	$0	115,556	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted shares of common stock awarded under the Medallion Financial Corp. 2018 Equity Incentive Plan which will vest in equal one-third increments on March 1, 2027, March 1, 2028 and March 1, 2029.

	/s/ Anthony N. Cutrone	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Medallion Financial (MFIN) report for its CFO?

Medallion Financial’s CFO received a grant of 24,493 restricted shares. The Form 4 shows these common shares were awarded at $0 per share under the 2018 Equity Incentive Plan, increasing his directly held stake to 115,556 shares after the transaction.

Was the Medallion Financial (MFIN) CFO’s Form 4 transaction a purchase or a grant?

The transaction was a grant, not an open-market purchase. It is coded as an acquisition (Code A) representing restricted shares awarded under the 2018 Equity Incentive Plan, with a $0 per-share price, reflecting equity compensation rather than a cash stock purchase.

How many Medallion Financial (MFIN) shares does the CFO own after this Form 4?

After the reported grant, the CFO beneficially owns 115,556 shares. The Form 4 states this as his directly held common stock position following receipt of 24,493 restricted shares, aligning his compensation more closely with Medallion Financial’s future share performance.

What are the vesting terms for the Medallion Financial (MFIN) CFO’s restricted stock grant?

The 24,493 restricted shares vest in three equal annual installments. According to the filing, vesting occurs on March 1, 2027, March 1, 2028, and March 1, 2029, creating a multi-year incentive for the CFO to remain with Medallion Financial.

Under which plan was the Medallion Financial (MFIN) CFO’s stock award granted?

The restricted stock was granted under the 2018 Equity Incentive Plan. The Form 4 footnote explains that the 24,493 restricted shares of common stock were awarded pursuant to Medallion Financial Corp.’s 2018 Equity Incentive Plan, a framework for equity-based executive compensation.

What does transaction code "A" mean in the Medallion Financial (MFIN) CFO Form 4?

Transaction code “A” indicates an acquisition by grant or award. In this Form 4, it reflects the CFO’s receipt of 24,493 restricted common shares at $0 per share as part of his equity compensation, rather than a market purchase or sale.