Shareholder affiliate lends HKD 11.7M to Millennium Group (MGIH)

Rhea-AI Filing Summary

Millennium Group International Holdings Limited reported that its Hong Kong subsidiary, Millennium Holdings International Limited, entered into a related party Loan Agreement with Yee Cheong (1926) Enterprise Company Limited. Yee Cheong agreed to lend HKD 11,700,000 (approximately USD 1,493,300) to the subsidiary.

The loan runs for eight years from April 9, 2026 to April 8, 2034 and carries a fixed annual interest rate of 2.83%, payable monthly in arrears. Yee Cheong’s ultimate beneficial shareholders are the same six shareholders who own YC 1926 (BVI) Limited, which holds 10,000,000 ordinary shares of Millennium Group, representing about 88.89% of the company’s outstanding shares, highlighting that this is a financing arrangement with the controlling shareholder group.

Key Figures

Loan principal: HKD 11,700,000 Approximate USD equivalent: USD 1,493,300 Interest rate: 2.83% annually +3 more

6 metrics

Loan principal HKD 11,700,000 Loan Agreement between subsidiary and Yee Cheong

Approximate USD equivalent USD 1,493,300 Stated approximation of HKD 11,700,000 loan

Interest rate 2.83% annually Loan interest, payable monthly in arrears

Loan term end date April 8, 2034 Loan runs eight years from April 9, 2026

Majority shareholder stake 10,000,000 ordinary shares YC 1926 (BVI) Limited holdings

Ownership percentage 88.89% of outstanding shares YC 1926 (BVI) Limited stake in MGIH

Key Terms

related party transaction, Loan Agreement, ultimate beneficial shareholders, ordinary shares, +1 more

5 terms

related party transaction financial

"Related Party Transaction On April 9, 2026, the Hong Kong subsidiary..."

A related party transaction is any deal or transfer of value between a company and people or entities with close ties to it — such as executives, major owners, family members, or affiliated businesses. Investors watch these transactions because they can favor insiders over outside shareholders, skirt fair market pricing, or hide risks; like selling your car to a relative at a friendly price, they require clear disclosure and scrutiny to judge impact on value.

Loan Agreement financial

"entered into a Loan Agreement (the “Loan Agreement”), pursuant to which Yee Cheong..."

A loan agreement is a formal contract between a borrower and a lender that outlines the terms of a loan, including how much money is borrowed, how and when it will be repaid, and any interest or fees involved. It is like a detailed agreement that ensures both parties understand their responsibilities, helping to prevent misunderstandings. For investors, it provides clarity about the borrower's obligations and the risk involved in lending money.

ultimate beneficial shareholders financial

"The ultimate beneficial shareholders of Yee Cheong (1926) Enterprise Company are the same six shareholders..."

ordinary shares financial

"YC 1926 (BVI) Limited, which is the majority shareholder of MGIH holding 10,000,000 ordinary shares..."

Ordinary shares are a type of ownership stake in a company, giving shareholders a right to participate in the company’s profits and decision-making through voting. They are similar to owning a piece of a business, and their value can rise or fall based on the company's performance. Investors buy ordinary shares to potentially earn dividends and benefit from the company's growth over time.

outstanding shares financial

"holding 10,000,000 ordinary shares, representing approximately 88.89% of the Company’s outstanding shares."

Outstanding shares are the total number of a company's stock units that are owned by all external investors and insiders, excluding any shares the company holds itself. They matter to investors because they determine each shareholder’s slice of ownership, how company value is divided per share (affecting price and earnings-per-share calculations), and the weight of voting power—like how slicing a pizza into more or fewer pieces changes the size of each person’s share.

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File Number: 001-41673

Millennium Group International Holdings Limited

(Translation of registrant’s name into English)

Flat B-C, 1st Floor, Wang Kwong Industrial Building,

45 Hung To Road, Kwun Tong, Kowloon 999077

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☒          Form 40-F ☐

Related Party Transaction

On April 9, 2026, the Hong Kong subsidiary of Millennium Group International Holdings Limited (“MGIH”), named Millennium Holdings International Limited (the “Company”) and Yee Cheong (1926) Enterprise Company Limited (“Yee Cheong”), a company incorporated in Hong Kong entered into a Loan Agreement (the “Loan Agreement”), pursuant to which Yee Cheong agreed to extend a loan of HKD 11,700,000 (approximately USD 1,493,300) to the Company. The Loan has a term of eight years commencing April 9, 2026 and ending April 8, 2034 and bears interest at an annual rate of 2.83%, payable monthly in arrears.

The ultimate beneficial shareholders of Yee Cheong (1926) Enterprise Company are the same six shareholders that hold YC 1926 (BVI) Limited, which is the majority shareholder of MGIH holding 10,000,000 ordinary shares, representing approximately 88.89% of the Company’s outstanding shares.

The foregoing description of the Loan Agreement does not purport to be complete and is qualified in its entirety by the terms and conditions of the Loan Agreement, a copy of which is filed as Exhibit 10.1 hereto and incorporated by reference herein.

1

EXHIBIT INDEX

Exhibit No.		Description
10.1		Loan Agreement

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	Millennium Group International Holdings Limited
Date: April 9, 2026	By:	/s/ Ming Hung Lai
	Name:	Ming Hung Lai
	Title:	Chairman

3

FAQ

What related party transaction did MGIH report in this Form 6-K?

MGIH reported a shareholder-related loan to its Hong Kong subsidiary. Millennium Holdings International Limited entered a Loan Agreement with Yee Cheong (1926) Enterprise Company Limited for HKD 11,700,000, creating an eight-year, low-interest financing arrangement between the company and its controlling shareholder group.

How large is the loan received by Millennium Group (MGIH) and on what terms?

The loan totals HKD 11,700,000 (about USD 1,493,300). It runs for eight years from April 9, 2026 to April 8, 2034 and bears a fixed annual interest rate of 2.83%, with interest payments due monthly in arrears over the term.

Who is providing the loan to Millennium Group’s Hong Kong subsidiary?

The lender is Yee Cheong (1926) Enterprise Company Limited. This Hong Kong company’s ultimate beneficial shareholders are the same six individuals who own YC 1926 (BVI) Limited, which is the majority shareholder of Millennium Group International Holdings Limited.

Why is this loan considered a related party transaction for MGIH?

It is related party because the lender is tied to MGIH’s controlling shareholders. The same six shareholders ultimately own both Yee Cheong and YC 1926 (BVI) Limited, which holds 10,000,000 ordinary shares of MGIH, representing about 88.89% of its outstanding shares.

What ownership stake does YC 1926 (BVI) Limited hold in Millennium Group (MGIH)?

YC 1926 (BVI) Limited holds 10,000,000 ordinary shares of MGIH. These shares represent approximately 88.89% of Millennium Group International Holdings Limited’s outstanding shares, indicating that the loan provider is affiliated with the company’s majority shareholder group.

Filing Exhibits & Attachments

1 document

Agreements & Contracts

• EX-10.1 LOAN AGREEMENT 15.8 KB