MGNO Form 4: Director granted stock and options with 2026 vesting

Rhea-AI Filing Summary

Magnolia Bancorp, Inc. (MGNO) reported a Form 4 insider equity grant for a director. On November 20, 2025, the director received 1,667 shares of common stock at a price of $0, increasing direct beneficial ownership to 6,667 shares of common stock.

On the same date, the director was also granted a stock option for 4,168 shares of common stock at an exercise price of $11.19 per share, with 4,168 options beneficially owned following the transaction. Both the stock grant and the options vest at a rate of 20% per year starting on November 20, 2026.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Andressen John H.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (Right to Buy)	4,168	$0.00	--
Grant/Award	Common Stock $.01 par value	1,667	$0.00	--

Holdings After Transaction: Stock Option (Right to Buy) — 4,168 shares (Direct); Common Stock $.01 par value — 6,667 shares (Direct)

Footnotes (1)

1. Represents the grant of shares pursuant to the Issuer's 2025 Recognition and Retention Plan and Trust Agreement that vest 20% per year commencing on November 20, 2026. The options vest at a rate of 20% per year commencing on November 20, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Andressen John H.

(Last) (First) (Middle)

C/O MAGNOLIA BANCORP, INC.

2900 CLEARVIEW PKWY.

(Street)

METAIRIE LA 70006

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Magnolia Bancorp, Inc. [ MGNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock $.01 par value	11/20/2025		A		1,667(1)	A	$0	6,667	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$11.19	11/20/2025		A		4,168		11/20/2026(2)	11/20/2035	Common Stock	4,168	$0	4,168	D

Explanation of Responses:

1. Represents the grant of shares pursuant to the Issuer's 2025 Recognition and Retention Plan and Trust Agreement that vest 20% per year commencing on November 20, 2026.

2. The options vest at a rate of 20% per year commencing on November 20, 2026.

	/s/ John H. Andressen	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for Magnolia Bancorp (MGNO)?

A director of Magnolia Bancorp, Inc. (MGNO) reported receiving 1,667 shares of common stock and a stock option for 4,168 shares on November 20, 2025.

What are the terms of the Magnolia Bancorp (MGNO) stock grant reported on Form 4?

The director received 1,667 shares of Magnolia Bancorp common stock at a price of $0, granted under the 2025 Recognition and Retention Plan and Trust Agreement, vesting 20% per year starting November 20, 2026.

What are the key details of the Magnolia Bancorp (MGNO) stock options in this filing?

The director was granted a stock option for 4,168 shares of common stock with an exercise price of $11.19 per share. The options vest 20% per year beginning on November 20, 2026 and expire on November 20, 2035.

How many Magnolia Bancorp (MGNO) shares does the reporting person own after this transaction?

Following the transaction, the director beneficially owns 6,667 shares of Magnolia Bancorp common stock directly, plus 4,168 stock options to purchase additional shares.

What vesting schedule applies to the Magnolia Bancorp (MGNO) equity awards?

Both the 1,667-share stock grant and the 4,168-share stock option vest at 20% per year, starting on November 20, 2026.

What role does the reporting person hold at Magnolia Bancorp (MGNO)?

The reporting person is identified as a director of Magnolia Bancorp, Inc. on the Form 4.