[Form 4] Magnolia Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Magnolia Bancorp, Inc. (MGNO) reported an insider stock grant to its EVP, Secretary and CFO, Donice L. Wagner, on a Form 4. On November 20, 2025, Wagner received 1,000 shares of Magnolia Bancorp common stock at a stated price of $0, recorded as an acquisition of non-derivative securities held directly.

The filing explains that these 1,000 shares were granted under the company’s 2025 Recognition and Retention Plan and Trust Agreement and are scheduled to vest 20% per year starting on November 20, 2026. Following this grant, Wagner is shown as beneficially owning 1,000 common shares directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Wagner Donice L.

Role EVP, Secretary and CFO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock $.01 par value	1,000	$0.00	--

Holdings After Transaction: Common Stock $.01 par value — 1,000 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wagner Donice L.

(Last) (First) (Middle)

C/O MAGNOLIA BANCORP, INC.

2900 CLEARVIEW PKWY.

(Street)

METAIRIE LA 70006

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Magnolia Bancorp, Inc. [ MGNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Secretary and CFO

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock $.01 par value	11/20/2025		A		1,000(1)	A	$0	1,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the grant of shares pursuant to the Issuer's 2025 Recognition and Retention Plan and Trust Agreement that vest 20% per year commencing on November 20, 2026.

	/s/ Donice L. Wagner	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Magnolia Bancorp (MGNO) report in this Form 4?

The Form 4 reports that Donice L. Wagner, an executive of Magnolia Bancorp, Inc., received a grant of 1,000 shares of common stock on November 20, 2025 as an acquisition of non-derivative securities.

Who is the reporting person in the Magnolia Bancorp (MGNO) Form 4?

The reporting person is Donice L. Wagner, who serves as EVP, Secretary and CFO of Magnolia Bancorp, Inc..

How many Magnolia Bancorp (MGNO) shares were granted and at what price?

The Form 4 shows a grant of 1,000 shares of Magnolia Bancorp common stock at a reported price of $0, recorded as an acquisition.

What are the vesting terms of the Magnolia Bancorp 2025 Recognition and Retention Plan grant?

The 1,000-share grant under the 2025 Recognition and Retention Plan and Trust Agreement is scheduled to vest 20% per year, beginning on November 20, 2026.

How many Magnolia Bancorp (MGNO) shares does the insider beneficially own after this transaction?

After the reported transaction, the Form 4 lists 1,000 shares of Magnolia Bancorp common stock as beneficially owned directly by the reporting person.

Does this Magnolia Bancorp (MGNO) Form 4 report any derivative securities?

The Form 4 includes a Table II for derivative securities, but it does not list any derivative securities acquired, disposed of, or beneficially owned for this transaction.