Welcome to our dedicated page for Magnolia Bancorp SEC filings (Ticker: MGNO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Magnolia Bancorp, Inc. (MGNO) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Magnolia Bancorp, Inc., a Louisiana corporation and parent of Mutual Savings and Loan Association, reports material events through current reports on Form 8-K, identified under Commission File Number 333-281796.
In these filings, the company describes significant corporate actions such as the approval of its first stock repurchase program, the structure and purpose of its 2025 Recognition and Retention Plan and Trust Agreement, and the granting and vesting schedule of plan share awards. The filings also detail Magnolia Bancorp, Inc.’s entry into a Rule 10b5-1 plan with Keefe, Bruyette & Woods, Inc., which is tied to purchases of the company’s stock in compliance with Rule 10b-18 under the Securities Exchange Act of 1934.
Magnolia Bancorp, Inc. uses Form 8-K to disclose executive officer changes, including the voluntary resignation of its prior Vice President, Chief Financial Officer and Secretary and the appointment of a new Executive Vice President, Chief Financial Officer and Secretary. The filings outline the termination of an employment agreement, confirm the absence of related-party arrangements, and summarize the new officer’s professional background.
The company’s filings also report the results of Annual Meetings of Shareholders, including votes on director elections, adoption of a 2025 Stock Option Plan, adoption of the 2025 Recognition and Retention Plan and Trust Agreement, ratification of the independent registered public accounting firm for the year ending December 31, 2025, and advisory resolutions on executive compensation and voting frequency. Stock Titan’s platform surfaces these documents with AI-powered summaries that help explain the key points in each 8-K, highlight important exhibits such as employment agreement terminations, and make it easier to understand how Magnolia Bancorp, Inc. addresses governance, compensation, and capital management in its official reports.
Magnolia Bancorp, Inc. reported a net loss of $48,000 for the quarter ended September 30, 2025 and a year‑to‑date net loss of $114,000. Net interest income rose to $331,000 for the quarter as the net interest margin improved to 3.80% from 3.09% a year ago, driven by lower funding costs and the roll‑off of higher‑rate certificates of deposit.
Total assets were $36.1 million, down from $44.0 million at December 31, 2024, mainly from a $7.0 million decline in cash and cash equivalents to $2.9 million. Loans receivable, net, increased to $31.3 million. Deposits fell to $15.2 million, reflecting stock‑conversion related outflows and term CD maturities. Stockholders’ equity increased to $20.0 million on offering proceeds, and the Association remained well capitalized with a Total risk‑based capital ratio of 97.43%. Nonperforming loans were $72,000 and the allowance for credit losses was $185,000. Common shares outstanding were 833,750 as of November 10, 2025; ESOP unearned shares totaled 65,032.
This Form 3 discloses that Donice L. Wagner, serving as EVP, Secretary and CFO and a director of Magnolia Bancorp, Inc. (MGNO), filed an initial beneficial ownership statement relating to the 09/18/2025 event. The filing shows 0 shares of Common Stock ($0.01 par) beneficially owned and indicates the form was signed on 09/22/2025. The document is an initial Section 16 filing and contains no derivative holdings or additional ownership details.
Magnolia Bancorp, Inc. held its annual meeting where shareholders elected the nominated directors and approved several corporate measures. Shareholders adopted the 2025 Stock Option Plan and the 2025 Recognition and Retention Plan and Trust Agreement, approved the selection of the company’s independent registered public accounting firm, and passed a non-binding resolution approving named executive officer compensation as well as an advisory vote setting the frequency of such compensation votes to every three years. The filing also discloses the resignation of positions and termination of employment agreement for Anita C. Cambre, effective September 18, 2025. Voting tallies in the filing include withheld votes and broker non-votes (e.g., 573,131, 25,100, and 110,666 as shown).