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Magnolia Bancorp, Inc. filings document its public-company reporting as the Louisiana parent company of Mutual Savings and Loan Association after the Association’s completed mutual-to-stock conversion. The record includes proxy materials for director elections and auditor ratification, Form 8-K disclosures on changes in the independent registered public accounting firm, executive officer appointments and employment-agreement matters, and Regulation FD disclosure for stock repurchase authorization and equity compensation plan funding. These filings also describe governance approvals, common-stock capital actions, and subsidiary relationship disclosures.
Magnolia Bancorp, Inc. (MGNO) reported an equity grant to director Jason L. Manson on a Form 4. On November 20, 2025, he received 1,667 shares of common stock under the company’s 2025 Recognition and Retention Plan, which vest 20% per year starting November 20, 2026. He also received a stock option for 4,168 shares of common stock at an exercise price of $11.19 per share, vesting 20% per year beginning November 20, 2026 and expiring November 20, 2035. Following these transactions, he holds 1,667 shares directly, 5,000 shares indirectly through an IRA, and 4,168 options.
Magnolia Bancorp, Inc. (MGNO) reported an equity award grant to a director. On November 20, 2025, the reporting person received 1,667 shares of Magnolia Bancorp common stock at a price of $0, issued under the company’s 2025 Recognition and Retention Plan. After this grant, the director beneficially owned 6,667 common shares directly.
The same day, the director was also granted a stock option to buy 4,168 shares of common stock at an exercise price of $11.19 per share. These options are exercisable from November 20, 2026 and expire on November 20, 2035. Both the restricted shares and the options vest in 20% increments per year starting November 20, 2026, tying the director’s compensation to the company’s long-term performance.
Magnolia Bancorp, Inc. (MGNO) filed a Form 4 reporting equity awards to a director. On 11/20/2025, the director received 1,667 shares of common stock at a price of $0, increasing direct beneficial ownership to 6,667 shares.
The filing also reports the grant of a stock option for 4,168 shares of common stock at an exercise price of $11.19. Both the restricted shares and the options vest at a rate of 20% per year, commencing on November 20, 2026. Following these transactions, the director directly holds 4,168 stock options in addition to the common shares.
Magnolia Bancorp, Inc. (MGNO) reported a Form 4 insider equity grant for a director. On November 20, 2025, the director received 1,667 shares of common stock at a price of $0, increasing direct beneficial ownership to 6,667 shares of common stock.
On the same date, the director was also granted a stock option for 4,168 shares of common stock at an exercise price of $11.19 per share, with 4,168 options beneficially owned following the transaction. Both the stock grant and the options vest at a rate of 20% per year starting on November 20, 2026.
Magnolia Bancorp, Inc. (MGNO) reported an equity award to its Chairman, President and CEO, who is also a director. On 11/20/2025, the executive received 8,337 shares of common stock at a price of $0 under the company’s 2025 Recognition and Retention Plan and Trust Agreement. Following this grant, the executive beneficially owns 45,024 shares of common stock directly.
The filing also shows a grant of a stock option for 16,675 shares with an exercise price of $11.19 per share on the same date. The restricted shares and the options vest in 20% increments per year, starting on November 20, 2026, which means the awards become fully vested over five years.
Magnolia Bancorp, Inc. reported a net loss of $48,000 for the quarter ended September 30, 2025 and a year‑to‑date net loss of $114,000. Net interest income rose to $331,000 for the quarter as the net interest margin improved to 3.80% from 3.09% a year ago, driven by lower funding costs and the roll‑off of higher‑rate certificates of deposit.
Total assets were $36.1 million, down from $44.0 million at December 31, 2024, mainly from a $7.0 million decline in cash and cash equivalents to $2.9 million. Loans receivable, net, increased to $31.3 million. Deposits fell to $15.2 million, reflecting stock‑conversion related outflows and term CD maturities. Stockholders’ equity increased to $20.0 million on offering proceeds, and the Association remained well capitalized with a Total risk‑based capital ratio of 97.43%. Nonperforming loans were $72,000 and the allowance for credit losses was $185,000. Common shares outstanding were 833,750 as of November 10, 2025; ESOP unearned shares totaled 65,032.
This Form 3 discloses that Donice L. Wagner, serving as EVP, Secretary and CFO and a director of Magnolia Bancorp, Inc. (MGNO), filed an initial beneficial ownership statement relating to the 09/18/2025 event. The filing shows 0 shares of Common Stock ($0.01 par) beneficially owned and indicates the form was signed on 09/22/2025. The document is an initial Section 16 filing and contains no derivative holdings or additional ownership details.
Magnolia Bancorp, Inc. held its annual meeting where shareholders elected the nominated directors and approved several corporate measures. Shareholders adopted the 2025 Stock Option Plan and the 2025 Recognition and Retention Plan and Trust Agreement, approved the selection of the company’s independent registered public accounting firm, and passed a non-binding resolution approving named executive officer compensation as well as an advisory vote setting the frequency of such compensation votes to every three years. The filing also discloses the resignation of positions and termination of employment agreement for Anita C. Cambre, effective September 18, 2025. Voting tallies in the filing include withheld votes and broker non-votes (e.g., 573,131, 25,100, and 110,666 as shown).