Every 10-Q that MainStreet Bancshares, Inc. (MNSB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow MNSB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MNSB filings page.
MainStreet Bancshares, Inc. reported second‑quarter 2026 net income of $4,668 thousand, slightly above $4,590 thousand a year earlier. Net income available to common shareholders was $4,129 thousand, with diluted earnings per share of $0.58 versus $0.53 in 2025. For the first six months of 2026, net income rose to $8,768 thousand from $7,043 thousand, and diluted EPS increased to $1.05 from $0.78.
Total assets were $2,243,085 thousand at June 30, 2026, up from $2,212,669 thousand at December 31, 2025, driven largely by loan growth, as gross loans increased to $1,951,977 thousand. Total deposits reached $1,934,305 thousand. Stockholders’ equity was $214,436 thousand, with 7,117,438 common shares issued and outstanding at quarter‑end and 7,121,076 shares outstanding as of July 31, 2026. The allowance for credit losses on loans was $19,306 thousand, essentially unchanged, while non‑accrual loans increased to $61,289 thousand from $31,482 thousand, and collateral‑dependent loans rose to $152,912 thousand, highlighting higher problem credits even as overall profitability improved.
MainStreet Bancshares, Inc. delivered stronger results for the three months ended March 31, 2026, with net income of $4.1 million and earnings of $0.48 per common share, up from $2.453 million and $0.25 a year earlier. Net interest income rose to $17.5 million as lower deposit and funding costs outpaced slightly lower interest income. Total assets were $2.22 billion, including $1.87 billion of loans and $168.1 million of cash and cash equivalents, funded mainly by $1.91 billion of deposits. Non-interest expense declined to $12.7 million, but non-interest income weakened, reflecting a $0.7 million loss on sale of other real estate. Credit quality showed mixed trends: the allowance for credit losses on loans held near $19.0 million with no new loan loss provision, yet non-accrual loans increased to $53.8 million and collateral dependent loans to $153.5 million.
MainStreet Bancshares (MNSB) reported stronger Q3 2025 results. Net income was $4.517M, up from $0.265M a year ago, and diluted EPS was $0.52 versus a loss of $(0.04). Net interest income rose to $17.102M as total interest expense fell to $15.362M. The company recorded a small loan credit loss benefit of $66K and a $210K provision for off‑balance sheet exposures.
Total assets were $2.125B and deposits were $1.811B, reflecting lower money market and time balances. Loans, net of the allowance, were $1.788B with the allowance at $18.831M. Stockholders’ equity increased to $218.363M. For the quarter, preferred dividends were $0.539M and common dividends were $0.10 per share. For the first nine months, operating cash flow was $8.234M, investing provided $15.901M, and financing used $(104.549M). As of October 30, 2025, common shares outstanding were 7,705,571.