Welcome to our dedicated page for MainStreet Bancshares SEC filings (Ticker: MNSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the financial holding company's bank results, capital actions, governance matters and Nasdaq-listed securities. Its Form 8-K disclosures cover quarterly results, investor presentations, Regulation FD updates, common-stock dividends, stock repurchase programs, board appointments and executive role changes.
Proxy materials describe shareholder voting matters, director elections, executive compensation and governance practices. The filing record also identifies the company's common stock under MNSB and depositary shares under MNSBP, each representing an interest in 7.50% Series A fixed-rate non-cumulative perpetual preferred stock.
MainStreet Bancshares, Inc. reported second‑quarter 2026 net income of $4,668 thousand, slightly above $4,590 thousand a year earlier. Net income available to common shareholders was $4,129 thousand, with diluted earnings per share of $0.58 versus $0.53 in 2025. For the first six months of 2026, net income rose to $8,768 thousand from $7,043 thousand, and diluted EPS increased to $1.05 from $0.78.
Total assets were $2,243,085 thousand at June 30, 2026, up from $2,212,669 thousand at December 31, 2025, driven largely by loan growth, as gross loans increased to $1,951,977 thousand. Total deposits reached $1,934,305 thousand. Stockholders’ equity was $214,436 thousand, with 7,117,438 common shares issued and outstanding at quarter‑end and 7,121,076 shares outstanding as of July 31, 2026. The allowance for credit losses on loans was $19,306 thousand, essentially unchanged, while non‑accrual loans increased to $61,289 thousand from $31,482 thousand, and collateral‑dependent loans rose to $152,912 thousand, highlighting higher problem credits even as overall profitability improved.
BlackRock, Inc. reports beneficial ownership of 396,555 shares of MainStreet Bancshares, Inc. common stock as of June 30, 2026, representing 5.6% of the class. BlackRock has sole voting power over 390,859 shares and sole dispositive power over 396,555 shares, with no shared voting or dispositive power.
The shares are held across various accounts for different underlying investors, who may receive dividends or sale proceeds, but no single underlying person has more than 5% of MainStreet Bancshares’ outstanding common shares.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.
The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.
MainStreet Bancshares, Inc. reported unaudited results for the quarter ended June 30, 2026. Net income was $4.7 million, a 14% increase from the previous quarter, and earnings per common share were $0.58. Net interest margin on a tax-equivalent basis expanded to 3.53%, supported by disciplined expense management and an efficiency ratio of 65.44%.
Loans, net of allowance, totaled $1,928,372 thousand and deposits were $1,934,305 thousand, resulting in a 100% loan-to-deposit ratio. Asset quality metrics included nonperforming assets at 2.77% of total assets, loans 30–89 days past due at 0.79% of total loans, and zero net charge-offs for the quarter.
The company repurchased 207,000 common shares, helping increase tangible book value per share to $26.30, while book value per common share was also $26.30. The bank remained strongly capitalized, with a total risk-based capital ratio of 15.14%, Tier 1 and common equity Tier 1 ratios of 14.14%, and a leverage ratio of 12.78%.
MainStreet Bancshares, Inc. filed a current report to inform the market about its upcoming second quarter earnings discussion. The company will host a virtual webcast and quarterly earnings conference call on July 20, 2026, at 2:00 p.m. Eastern Time. During this event, management plans to review second quarter results and provide an update on recent activities. Investors can obtain access details for the webcast by contacting Hattie Lester via email or phone as listed in the notice.
MainStreet Bancshares director Darrell Green received an equity grant instead of cash fees. On the grant date, he acquired 851 shares of Common Stock as a restricted stock award valued at $24.69 per share, based on the stock price that day.
Following this award, Green directly holds 35,556 Common Stock shares. The footnote explains that directors may elect to receive board compensation in restricted stock under the company’s equity incentive plan, and this grant reflects the fair value of stock chosen in lieu of cash fees.
DeLeon Rafael E reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Rafael E. DeLeon received a grant of 753 shares of Common Stock as equity compensation. The award was valued using a stock price of $24.69 per share on the grant date and was taken in lieu of cash director fees under the company’s existing equity incentive plan. After this restricted stock award, DeLeon directly holds 15,301 shares of MainStreet Bancshares Common Stock.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Wendy Adeler Hall received an equity grant of 973 shares of Common Stock valued at $24.69 per share. The award was granted as a restricted stock award in lieu of cash director fees under the company’s existing equity incentive plan. Following this grant, Hall directly holds 2,727 shares of MainStreet Bancshares common stock.
Higgins Joan Morgan reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Joan Morgan Higgins received an equity grant of 973 shares of common stock on July 1, 2026. The award was valued at $24.69 per share and was granted in lieu of cash director fees under the company’s existing equity incentive plan.
Following this grant, Higgins directly holds 1,575 shares of MainStreet Bancshares common stock. This is a compensation-related grant, not an open‑market purchase, and reflects the director’s election to take board fees in restricted stock rather than cash.