MainStreet Bancshares, Inc. filings document the financial holding company's bank results, capital actions, governance matters and Nasdaq-listed securities. Its Form 8-K disclosures cover quarterly results, investor presentations, Regulation FD updates, common-stock dividends, stock repurchase programs, board appointments and executive role changes.
Proxy materials describe shareholder voting matters, director elections, executive compensation and governance practices. The filing record also identifies the company's common stock under MNSB and depositary shares under MNSBP, each representing an interest in 7.50% Series A fixed-rate non-cumulative perpetual preferred stock.
Wendy Adeler Hall, a director of MainStreet Bancshares, Inc. (MNSB), acquired 849 shares of common stock as a restricted stock award on October 1, 2026, in lieu of cash fees. The award was valued at $24.74 per share, based on the stock price on the grant date. Hall directly held 3,576 shares after the transaction.
MainStreet Bancshares, Inc. (MNSB) reported that Joan Morgan Higgins, identified as a director of MainStreet Bank, acquired 971 shares of common stock on October 1, 2026, as a restricted stock award in lieu of cash fees. The award's fair value was $24.74 per share, based on the stock price on the grant date. Her directly held position after the award was 2,546 shares.
MainStreet Bancshares, Inc. (MNSB) announced that its board declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares trading as MNSBP. The issue consists of 1,150,000 depositary shares, each representing a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, equivalent to $25 per depositary share and $28,750,000 in aggregate liquidation preference. The declared dividend is approximately $0.47 per Depositary Share, or $18.75 per preferred share, payable on September 30, 2026 to shareholders of record as of September 15, 2026. Future dividends on this series, when and if declared, are scheduled to be payable quarterly in arrears on March 30, June 30, September 30, and December 30 of each year.
MainStreet Bancshares, Inc. is the issuer of Common Stock, par value $4.00 per share, held by several related investment entities managed by Fourthstone LLC. Fourthstone LLC, as a registered investment adviser, directly holds 47,432 shares of MainStreet Bancshares’ common stock on behalf of its advisory clients, representing 0.67% of the class. The stake is reported jointly by Fourthstone LLC, affiliated funds, Fourthstone GP LLC, and L. Phillip Stone IV, who may be deemed to beneficially own these securities through control relationships. All reporting persons state that the shares were acquired in the ordinary course of business and not for the purpose or effect of changing or influencing control of MainStreet Bancshares. The reported percentages are based on 7,117,438 shares outstanding as of April 30, 2026, as referenced from the issuer’s Form 10-Q.
AllianceBernstein L.P. filed Amendment No. 4 to report beneficial ownership of MainStreet Bancshares Inc common stock. As of June 30, 2026, AllianceBernstein reports beneficial ownership of 418,393 shares, held solely for investment purposes in client discretionary investment advisory accounts.
The position represents 5.9% of the outstanding common stock. AllianceBernstein has sole voting power and sole dispositive power over all 418,393 shares, with no shared voting or dispositive power. AllianceBernstein is a majority-owned subsidiary of Equitable Holdings, Inc., but states it operates under independent management and that Equitable Holdings calculates and reports beneficial ownership separately.
MainStreet Bancshares, Inc. reported second‑quarter 2026 net income of $4,668 thousand, slightly above $4,590 thousand a year earlier. Net income available to common shareholders was $4,129 thousand, with diluted earnings per share of $0.58 versus $0.53 in 2025. For the first six months of 2026, net income rose to $8,768 thousand from $7,043 thousand, and diluted EPS increased to $1.05 from $0.78.
Total assets were $2,243,085 thousand at June 30, 2026, up from $2,212,669 thousand at December 31, 2025, driven largely by loan growth, as gross loans increased to $1,951,977 thousand. Total deposits reached $1,934,305 thousand. Stockholders’ equity was $214,436 thousand, with 7,117,438 common shares issued and outstanding at quarter‑end and 7,121,076 shares outstanding as of July 31, 2026. The allowance for credit losses on loans was $19,306 thousand, essentially unchanged, while non‑accrual loans increased to $61,289 thousand from $31,482 thousand, and collateral‑dependent loans rose to $152,912 thousand, highlighting higher problem credits even as overall profitability improved.
BlackRock, Inc. reports beneficial ownership of 396,555 shares of MainStreet Bancshares, Inc. common stock as of June 30, 2026, representing 5.6% of the class. BlackRock has sole voting power over 390,859 shares and sole dispositive power over 396,555 shares, with no shared voting or dispositive power.
The shares are held across various accounts for different underlying investors, who may receive dividends or sale proceeds, but no single underlying person has more than 5% of MainStreet Bancshares’ outstanding common shares.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.
The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.
MainStreet Bancshares, Inc. reported unaudited results for the quarter ended June 30, 2026. Net income was $4.7 million, a 14% increase from the previous quarter, and earnings per common share were $0.58. Net interest margin on a tax-equivalent basis expanded to 3.53%, supported by disciplined expense management and an efficiency ratio of 65.44%.
Loans, net of allowance, totaled $1,928,372 thousand and deposits were $1,934,305 thousand, resulting in a 100% loan-to-deposit ratio. Asset quality metrics included nonperforming assets at 2.77% of total assets, loans 30–89 days past due at 0.79% of total loans, and zero net charge-offs for the quarter.
The company repurchased 207,000 common shares, helping increase tangible book value per share to $26.30, while book value per common share was also $26.30. The bank remained strongly capitalized, with a total risk-based capital ratio of 15.14%, Tier 1 and common equity Tier 1 ratios of 14.14%, and a leverage ratio of 12.78%.
MainStreet Bancshares, Inc. filed a current report to inform the market about its upcoming second quarter earnings discussion. The company will host a virtual webcast and quarterly earnings conference call on July 20, 2026, at 2:00 p.m. Eastern Time. During this event, management plans to review second quarter results and provide an update on recent activities. Investors can obtain access details for the webcast by contacting Hattie Lester via email or phone as listed in the notice.