STOCK TITAN

Mainstreet Bancshares Inc SEC Filings

MNSB Nasdaq

Welcome to our dedicated page for Mainstreet Bancshares SEC filings (Ticker: MNSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The MainStreet Bancshares, Inc. MNSB SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a financial holding company for MainStreet Bank. MainStreet Bancshares files with the U.S. Securities and Exchange Commission as a Virginia corporation listed on the Nasdaq Capital Market, with its common stock trading under the symbol MNSB and its depositary shares for 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock trading under the symbol MNSBP.

Through this page, users can review Form 8-K current reports in which the company discloses material events. Recent 8-K filings describe topics such as the planned retirement of the company’s Chief Financial Officer from that role, the appointment of a new independent director to the boards of the company and the bank, the authorization of a new stock repurchase program, repurchases of common shares under that program, and the declaration of cash dividends on both preferred and common stock. Other 8-Ks reference the release of quarterly financial results and the availability of investor presentations.

In addition to current reports, investors typically consult MainStreet Bancshares’ annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed information on net interest income, loan and deposit composition, asset quality, capital ratios, and risk factors. While those specific forms are not reproduced in the news excerpts, the company’s earnings releases and 8-K references indicate that such filings are part of its regular reporting cycle.

Stock Titan’s platform enhances these filings with AI-powered summaries that explain key sections in clear language, helping users understand items such as stock repurchase authorizations, dividend terms for the Series A preferred stock and related depositary shares, and board or executive changes reported under Item 5.02. Real-time updates from EDGAR ensure that new MainStreet Bancshares filings appear promptly, and investors can also monitor any future Forms 3, 4, and 5 that would report insider ownership and trading activity in MNSB and MNSBP securities.

By using this page, analysts and individual investors can quickly navigate MainStreet Bancshares’ regulatory history, connect earnings news to the underlying SEC documents, and track how the company communicates its financial condition, capital management, and governance decisions over time.

Rhea-AI Summary

MainStreet Bancshares, Inc. reported that its Board of Directors declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The preferred stock is represented by 1,150,000 depositary shares, each equal to a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, or $25 per depositary share, totaling $28,750,000 in aggregate liquidation preference.

The declared dividend is approximately $0.47 per depositary share, or $18.75 per preferred share, payable on December 30, 2025 to holders of record as of December 15, 2025. Future dividends on this preferred series and related depositary shares are expected, when declared, to be paid quarterly in arrears on March 30, June 30, September 30 and December 30 each year. The depositary shares trade on the Nasdaq Capital Market under the symbol MNSBP.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

MainStreet Bancshares (MNSB) reported stronger Q3 2025 results. Net income was $4.517M, up from $0.265M a year ago, and diluted EPS was $0.52 versus a loss of $(0.04). Net interest income rose to $17.102M as total interest expense fell to $15.362M. The company recorded a small loan credit loss benefit of $66K and a $210K provision for off‑balance sheet exposures.

Total assets were $2.125B and deposits were $1.811B, reflecting lower money market and time balances. Loans, net of the allowance, were $1.788B with the allowance at $18.831M. Stockholders’ equity increased to $218.363M. For the quarter, preferred dividends were $0.539M and common dividends were $0.10 per share. For the first nine months, operating cash flow was $8.234M, investing provided $15.901M, and financing used $(104.549M). As of October 30, 2025, common shares outstanding were 7,705,571.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
quarterly report
-
Rhea-AI Summary

MainStreet Bancshares announced it repurchased 209,000 shares of common stock at $18.54 per share under its stock repurchase program. The purchases were made in accordance with Rule 10b-18.

After this transaction, common shares outstanding decreased to 7,496,571. As of September 30, 2025, tangible book value was $24.81. The company reported $6.1 million of remaining repurchase capacity. The program does not obligate the company to repurchase any amount and may be extended, suspended, or discontinued at any time.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
Rhea-AI Summary

MainStreet Bancshares, Inc. (MNSB) announced a $0.10 per share cash dividend to common shareholders. The dividend is payable on November 18, 2025 to shareholders of record as of November 11, 2025.

The Board stated it will consider any future common dividends after reviewing the company’s financial condition, results of operations, and other factors, and any subsequent declaration will be at the Board’s discretion.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

MainStreet Bancshares, Inc. announced it issued a press release with its unaudited third‑quarter 2025 financial results and made an investor presentation available on its website on October 27, 2025.

The press release (Exhibit 99.1) and presentation (Exhibit 99.2) were furnished to provide an overview of Q3 performance and are not deemed filed under the Exchange Act.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

MainStreet Bancshares (MNSB) filed a Form 3 reporting an insider’s initial beneficial ownership. The reporting person is a Director and, as of 10/22/2025, holds 630 shares of Common Stock with direct (D) ownership. The derivative securities table shows no listed derivative positions in this excerpt. The filing is signed by /s/ Richard A. Vari, attorney-in-fact.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

MainStreet Bancshares, Inc. authorized a new stock repurchase program to repurchase up to $10.0 million of its outstanding common stock. The program replaces and supersedes the plan first announced on May 19, 2022.

Management will determine the timing, number, and price of any repurchases at its discretion based on factors such as share price, market conditions, and legal requirements, and there is no assurance that any stock will be purchased. Repurchases may occur on the open market, through privately negotiated transactions, or by other methods permitted by law. The company currently anticipates the program will extend over an 18‑month time frame, and it may be extended, modified, suspended, or discontinued at any time, or conclude earlier if the authorized amount is completed.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

MainStreet Bancshares, Inc. announced it will host a virtual webcast and quarterly earnings conference call on October 27, 2025 at 2:00 p.m. Eastern Time. The session will cover third quarter results and provide an update on recent activities.

Investors interested in attending can request access by contacting Hattie Lester at hlester@mstreetbank.com or (571)-375-1364.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

MainStreet Bancshares director Manouchehri Ali R received 577 shares of Common Stock on 10/01/2025 at an effective price of $20.83 per share as restricted stock awards elected in lieu of cash fees. After the grant, the reporting person beneficially owned 7,810 shares of common stock and directly held 500 depositary shares. The grant was made under the companys existing equity incentive plan and the filing was signed by an attorneyinfact on behalf of the reporting person. The disclosure shows a routine director compensation election into equity rather than a cash payment and does not include any derivative transactions.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

MainStreet Bancshares director Darrell Green received 793 restricted shares on 10/01/2025 in lieu of cash board fees under the company’s equity incentive plan. The shares were valued at $20.83 each on the grant date and increased his reported beneficial ownership to 33,317 shares held directly. The Form 4 shows the grant was a non-derivative award reported as an acquisition and includes an explanatory note that directors may elect restricted stock instead of cash. The filing was signed by an attorney-in-fact for the reporting person.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider

FAQ

What is the current stock price of Mainstreet Bancshares (MNSB)?

The current stock price of Mainstreet Bancshares (MNSB) is $22.86 as of February 6, 2026.

What is the market cap of Mainstreet Bancshares (MNSB)?

The market cap of Mainstreet Bancshares (MNSB) is approximately 169.4M.
Mainstreet Bancshares Inc

Nasdaq:MNSB

MNSB Rankings

MNSB Stock Data

169.42M
6.76M
9.56%
55.86%
3.27%
Banks - Regional
State Commercial Banks
Link
United States
FAIRFAX

MNSB RSS Feed