MainStreet Bancshares (NASDAQ: MNSB) posts Q4 and full-year 2025 results update
Filing Impact
Filing Sentiment
Form Type
8-K
Rhea-AI Filing Summary
MainStreet Bancshares, Inc. furnished an update on its fourth quarter and full-year 2025 performance by issuing a press release with unaudited financial results. The company also released an investor presentation analyzing these results and made both documents available as exhibits and on its website. Due to inclement weather, the related earnings webcast was pre-recorded and is available for viewing at the provided YouTube link.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): Date: January 26, 2026
(Exact name of Registrant as Specified in Its Charter)
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(State or Other Jurisdiction
of Incorporation)
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(Commission File Number)
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(IRS Employer
Identification No.)
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(Address of Principal Executive Offices)
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(Zip Code)
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(703 ) 481-4567
(Registrant’s Telephone Number, Including Area Code)
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Securities registered pursuant to Section 12(b) of the Act:
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Title of each class
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Name of each exchange on which registered
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The
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On January 26, 2026, MainStreet Bancshares, Inc. (the “Company”) issued a press release setting forth the Company’s fourth quarter and year-ended 2025 unaudited financial results. A copy of the Company’s press release is attached hereto as Exhibit 99.1, is hereby incorporated by reference, and will be posted on the Company's website.
Item 7.01 Regulation FD Disclosure
On January 26, 2026, the Company made available an investor presentation analyzing its fourth quarter and year-ended financial results. A copy of the Company’s investor presentation is attached hereto as Exhibit 99.2, is hereby incorporated by reference, and will be posted on the Company’s website.
Due to inclement weather, the earnings webcast was pre-recorded and can be viewed using the following URL address: https://youtu.be/021fLCQUdPc.
The information furnished under Items 2.02, 7.01 and 9.01 of this Current Report on Form 8-K, including the exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, and it shall not be deemed incorporated by reference in any filing under the Exchange Act, or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing to this Form 8-K.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits.
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Exhibit
Number
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Description
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99.1
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Press Release, dated January 26, 2026, with respect to the Company’s unaudited financial results for the fourth quarter and year-ended December 31, 2025
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| 99.2 | Investor Presentation dated January 26, 2026 | |
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104
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Cover Page Interactive Data File (embedded within the Inline XBRL document).
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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MAINSTREET BANCSHARES, INC
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Date: January 26, 2026
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By:
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/s/ Richard A. Vari
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Name: Richard A. Vari
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Title: Chief Financial Officer
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FAQ
What did MainStreet Bancshares, Inc. (MNSB) disclose in this 8-K?
The company furnished a press release and an investor presentation covering its unaudited financial results for the fourth quarter and year-ended December 31, 2025.
Which periods do MainStreet Bancshares' latest financial materials cover?
They cover the company’s fourth quarter of 2025 and the full year ended December 31, 2025, on an unaudited basis.
What exhibits are attached to MainStreet Bancshares' 8-K filing?
Exhibit 99.1 is the January 26, 2026 press release with unaudited fourth quarter and full-year 2025 results, Exhibit 99.2 is the investor presentation, and Exhibit 104 is the cover page interactive data file.
How can investors view MainStreet Bancshares’ earnings webcast for the 2025 results?
The earnings webcast was pre-recorded due to inclement weather and can be viewed at https://youtu.be/021fLCQUdPc.
Are the MainStreet Bancshares earnings materials considered filed or furnished?
The information under Items 2.02, 7.01 and 9.01, including the exhibits, is furnished and not deemed filed for purposes of Section 18 of the Exchange Act.
Where will MainStreet Bancshares’ press release and investor presentation be available?
Both the press release and the investor presentation will be posted on the company’s website in addition to being attached as exhibits to the 8-K.
Mainstreet Bancshares Inc