Is the 10,000-share MNSB grant to the CFO vested?

No. The 10,000-share award consists of unvested stock awards under the 2019 Equity Incentive Plan and will vest over a 5-year period.

What plan governs the CFO’s 10,000-share MNSB stock award?

The award is granted under MainStreet Bancshares’ 2019 Equity Incentive Plan, as noted in the footnote.

MainStreet CFO awarded 10K MNSB stock shares

Q: How many MainStreet Bancshares (MNSB) shares does the CFO now own?

After the reported transaction, the CFO beneficially owns 32,882 common shares directly and 5,878 shares indirectly through a 401(k) plan.

MainStreet Bancshares, Inc. reported that Chief Financial Officer Richard Alexander Vari acquired 10,000 shares of common stock on 01/09/2026 at a price of $20.36 per share.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

MainStreet Bancshares, Inc. reported that Chief Financial Officer Richard Alexander Vari acquired 10,000 shares of common stock on 01/09/2026 at a price of $20.36 per share. The filing notes these 10,000 shares are unvested stock awards granted under the company’s 2019 Equity Incentive Plan and will vest over a 5-year period.

After this grant, Vari beneficially owns 32,882 common shares directly, plus an additional 5,878 shares held indirectly through a 401(k) plan. This Form 4 reflects an equity compensation award rather than an open-market purchase or sale.

Insider Trade Summary

Grant/Award: 10,000 shares

Grant/Award 2 txns

Insider Vari Richard Alexander

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	10,000	$20.36	$204K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 32,882 shares (Direct); Common Stock — 5,878 shares (Indirect, By 401K Plan)

Footnotes (1)

F1. Includes unvested stock awards of 10,000 shares under Issuer's 2019 Equity Incentive Plan which will vest over a 5-year period

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did MNSB disclose for its CFO?

MainStreet Bancshares, Inc. disclosed that Chief Financial Officer Richard Alexander Vari acquired 10,000 shares of common stock as a stock award on 01/09/2026.

At what price were the new MNSB shares recorded for the CFO?

The 10,000 common shares acquired by the CFO were recorded at $20.36 per share.

How many MainStreet Bancshares (MNSB) shares does the CFO now own?

After the reported transaction, the CFO beneficially owns 32,882 common shares directly and 5,878 shares indirectly through a 401(k) plan.

Does the Form 4 show any derivative securities for the MNSB CFO?

No derivative securities are listed; the Form 4 tables only show common stock positions and the related stock award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google

Accepted by SEC EDGAR 01/09/2026 - 11:11 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vari Richard Alexander

(Last)

(First)

(Middle)

10089 FAIRFAX BLVD

(Street)

FAIRFAX

22030

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
MainStreet Bancshares, Inc. [ MNSB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	01/09/2026		A		10,000⁽¹⁾	A	$20.36	32,882	D
Common Stock								5,878	I	By 401K Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Includes unvested stock awards of 10,000 shares under Issuer's 2019 Equity Incentive Plan which will vest over a 5-year period

	/s/ Richard A. Vari	01/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR