[Form 4] MidWestOne Financial Group, Inc. Insider Trading Activity

Rhea-AI Filing Summary

MidWestOne Financial Group (MOFG) CEO and Director Charles N. Reeves reported open‑market purchases of common stock: 1,550 shares on 10/30/2025 at $36.6695 and 1,450 shares on 10/31/2025 at $36.4828. Following these trades, he directly owns 61,992.283 shares. He also holds 32,000 shares via an IRA and 236.54 shares via the 401(k) plan as of October 30, 2025. The filing notes 35.448 dividend‑equivalent credits to unvested RSUs and 89.487 shares added through dividend reinvestment since the prior filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

REEVES CHARLES N

(Last) (First) (Middle)

102 S. CLINTON STREET

P.O. BOX 1700

(Street)

IOWA CITY IA 52244-1700

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MidWestOne Financial Group, Inc. [ MOFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
10/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/30/2025		P		1,550	A	$36.6695	60,542.283(1)	D
Common Stock	10/31/2025		P		1,450	A	$36.4828	61,992.283(1)	D
Common Stock								32,000	I	By IRA
Common Stock								236.54(2)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 35.448 Dividend Equivalents credited to unvested time-based RSUs in lieu of a cash dividend payment since the reporting person's last required Form filing. Each whole Dividend Equivalent is the economic equivalent of one share of MidWestOne Financial Group, Inc. common stock. Also includes 89.487 shares acquired through dividend reinvestment since the reporting person's last required Form filing.

2. Shares held in the reporting person's account from within the MidWestOne Financial Group, Inc.. 401(k) Plan, as of October 30, 2025. Reported shares have increased by 1.968 shares since the date of the reporting person's previous Form filing due to automated dividend reinvestment in his account.

Remarks:

	Kenneth R. Urmie, Deputy Corporate Secretary, for Charles N. Reeves under Power of Attorney dated April 21, 2023	10/31/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did MOFG’s CEO report?

Charles N. Reeves reported open‑market purchases of 1,550 shares at $36.6695 on 10/30/2025 and 1,450 shares at $36.4828 on 10/31/2025 (Code P).

What is Charles N. Reeves’ direct ownership after the trades?

He directly owns 61,992.283 shares following the reported transactions.

What indirect MOFG holdings does the CEO report?

32,000 shares held via an IRA and 236.54 shares via the company 401(k) plan, as of October 30, 2025.

What are the RSU dividend equivalents mentioned?

The filing credits 35.448 dividend equivalents to unvested time‑based RSUs, each equivalent to one share of common stock.

Were additional shares acquired through dividend reinvestment?

Yes. The filing notes 89.487 shares added through dividend reinvestment since the prior Form filing.

What does transaction code P indicate for MOFG?

Code P indicates an open‑market or private purchase of non‑derivative securities.