MidWestOne Financial (MOFG) VP granted 1,243 restricted stock units tied to merger

Rhea-AI Filing Summary

MidWestOne Financial Group, Inc. reported an equity grant to VP and Chief Information Officer Paul A. Ho-Sing-Loy. On January 15, 2026, he acquired 1,243 shares of common stock at a price of $0 under a time-based restricted stock unit award.

These restricted stock units vest on January 15, 2027, or on the legal close date of the merger announced October 23, 2025 between MidWestOne Financial Group, Inc. and Nicolet Bankshares, Inc., whichever occurs first. Following this grant, he beneficially owned 6,523 shares of common stock held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ho-Sing-Loy Paul A

(Last) (First) (Middle)

102 S CLINTON STREET

P.O. BOX 1700

(Street)

IOWA CITY IA 52244-1700

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MidWestOne Financial Group, Inc. [ MOFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP, Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/15/2026		A(1)		1,243	A	$0	6,523	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units acquired pursuant to a grant of time-based restricted stock units which vest on January 15, 2027, or on the legal close date of the merger announced October 23, 2025, of MidWestOne Financial Group, Inc. with and into Nicolet Bankshares, Inc., with Nicolet Bankshares, Inc. as the surviving corporation, whichever comes first.

Remarks:

	Kenneth R. Urmie, Deputy Corporate Secretary, for Paul A. Ho-Sing-Loy under Power of Attorney dated March 2, 2025	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did MidWestOne Financial (MOFG) report?

The company reported that VP and Chief Information Officer Paul A. Ho-Sing-Loy acquired 1,243 shares of common stock on January 15, 2026 at a price of $0 per share through a restricted stock unit grant.

How many MidWestOne Financial (MOFG) shares does Paul A. Ho-Sing-Loy own after this transaction?

After the reported grant, Paul A. Ho-Sing-Loy beneficially owned 6,523 shares of MidWestOne Financial Group, Inc. common stock, held directly.

What type of equity award did the MidWestOne Financial VP receive?

Paul A. Ho-Sing-Loy received time-based restricted stock units representing 1,243 shares of MidWestOne Financial Group, Inc. common stock.

When do Paul A. Ho-Sing-Loy’s restricted stock units in MidWestOne Financial vest?

The restricted stock units vest on January 15, 2027, or on the legal close date of the merger announced October 23, 2025 between MidWestOne Financial Group, Inc. and Nicolet Bankshares, Inc., whichever comes first.

Is the MidWestOne Financial insider transaction a purchase or sale?

The filing shows an acquisition of 1,243 shares coded as transaction type A, reflecting a grant of restricted stock units at $0 per share, not an open-market purchase or sale.

What is Paul A. Ho-Sing-Loy’s role at MidWestOne Financial?

Paul A. Ho-Sing-Loy is an officer of MidWestOne Financial Group, Inc., serving as VP, Chief Information Officer, according to the filing.