MOFG Director Buys 600 Shares at $27.66 – Insider Confidence Signal

MidWestOne Financial Group (MOFG) | SEC Form 4 – 31 Jul 2025 Director Charles N. Funk reported an open-market purchase of 600 common shares at $27.66 on 07/31/2025 (transaction code P).

Rhea-AI Filing Summary

MidWestOne Financial Group (MOFG) | SEC Form 4 – 31 Jul 2025

Director Charles N. Funk reported an open-market purchase of 600 common shares at $27.66 on 07/31/2025 (transaction code P). Following the trade he now holds 129,475 shares directly. In addition, his 401(k) plan account contains 7,593.317 shares, up 64.291 shares from routine plan allocations, bringing total beneficial ownership to roughly 137 k shares.

No derivative security activity was reported. The filing was executed by a deputy corporate secretary under power of attorney on 08/01/2025.

• Purchase value: ≈ $16.6 k – modest in size.
• No dispositions, options, or sales disclosed.
• Funk remains classified as an independent director; no 10% ownership status.

While the dollar amount is small, insider buying can be interpreted as a signal of confidence in MOFG’s prospects.

Positive

• Director insider purchase: 600 shares at $27.66 signals incremental confidence in MOFG.

Negative

• None.

Insights

Equity Analyst

TL;DR: Small insider buy; confidence signal but immaterial to valuation.

Funk’s $16 k purchase (<1 % of his stake) marginally increases direct holdings to 129 k shares. Insider buys generally align interests and may support sentiment, yet the transaction is too small to influence earnings, capital structure, or float. No derivatives or sales mitigate concerns of mixed signaling. I view the filing as not materially impactful for institutional investors, though it could bolster retail perception.

Insider Trade Summary

Net Buyer: 600 shares

Net Buy 2 txns

Insider Funk Charles N

Role Director

Bought 600 shs ($17K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	600	$27.66	$17K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 129,475 shares (Direct); Common Stock — 7,593.317 shares (Indirect, By 401(k))

Footnotes (1)

1. F1. Shares held in the reporting person's account from within the MidWestOne Financial Group, Inc.. 401(k) Plan, as of July 31, 2025. Reported shares have increased by 64.291 shares since the date of the reporting person's previous Form filing due to an allocation to his account.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did MOFG director Charles N. Funk buy?

He purchased 600 common shares of MidWestOne Financial Group at $27.66 on 07/31/2025.

How many MOFG shares does Funk own after the transaction?

Direct: 129,475 shares; Indirect via 401(k): 7,593.317 shares.

Was any MOFG stock sold in this Form 4?

No. The filing shows only a purchase; no sales or option exercises were reported.

Does the filing include derivative securities?

No derivative securities were disclosed in Table II of the Form 4.

Why can insider buying matter to investors?

Purchases can indicate management’s confidence and align interests, though magnitude and frequency influence significance.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/01/2025 - 11:08 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Funk Charles N

(Last) (First) (Middle)

102 S. CLINTON STREET

P.O. BOX 1700

(Street)

IOWA CITY IA 52244-1700

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MidWestOne Financial Group, Inc. [ MOFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2025		P		600	A	$27.66	129,475	D
Common Stock								7,593.317(1)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares held in the reporting person's account from within the MidWestOne Financial Group, Inc.. 401(k) Plan, as of July 31, 2025. Reported shares have increased by 64.291 shares since the date of the reporting person's previous Form filing due to an allocation to his account.

Remarks:

	Kenneth R. Urmie, Deputy Corporate Secretary, for Charles N. Funk under Power of Attorney dated April 27, 2023	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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