[Form 4] MidWestOne Financial Group Insider Trading Activity

Rhea-AI Filing Summary

MidWestOne Financial Group (MOFG) – Form 4 insider activity

President & COO Len D. Devaisher bought 1,000 common shares on 07/29/2025 at $28.72 through an IRA (indirect ownership). After the trade he controls:

• 30,787.98 directly held shares
• 841.878 shares in the company 401(k) plan
• 3,000 shares in the IRA

The filing also discloses (i) 15.646 dividend-equivalent units added to unvested RSUs and (ii) a 244.308-share increase in the 401(k) account following the 05/07/2025 merger of the ESOP into the 401(k). No dispositions or derivative transactions were reported.

Positive

• President & COO purchased 1,000 shares at market price, indicating personal confidence in MOFG.
• Consolidation of ESOP into 401(k) simplifies retirement holdings and boosted the executive’s plan balance.

Negative

• Purchase amount is small (~$28.7k), limiting its materiality for broader investors.

Insights

Financial Analyst

TL;DR: Modest insider buy; positive signal but immaterial to valuation.

The $28.7 k purchase marginally increases Devaisher’s total stake to roughly 34 k shares. While insider buying is directionally bullish, the size (<0.1 % of shares outstanding) limits market impact. The absence of sales and ongoing dividend-equivalent accruals suggest continued alignment with shareholders. Overall, the filing is informational rather than transformative.

Portfolio Manager

TL;DR: Neutral-to-positive sentiment cue; no portfolio action warranted.

This routine Form 4 reflects continued accumulation by the company’s #2 executive. The IRA purchase at market price shows personal confidence but is too small to alter liquidity or governance dynamics. The ESOP/401(k) consolidation is administratively clean. I view the disclosure as a mild positive signal, not an actionable catalyst.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Devaisher Len D

(Last) (First) (Middle)

102 S. CLINTON STREET

P.O. BOX 1700

(Street)

IOWA CITY IA 52244-1700

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MidWestOne Financial Group, Inc. [ MOFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and COO

3. Date of Earliest Transaction (Month/Day/Year)
07/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								30,787.98(1)	D
Common Stock								841.878(2)	I	By 401(k)(3)
Common Stock	07/29/2025		P		1,000	A	$28.72	3,000	I	Held in IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 15.646 dividend equivalent units credited to unvested time-based RSUs in lieu of a cash dividend payment since the reporting person's last required Form filing. Each whole Dividend Equivalent is the economic equivalent of one share of MidWestOne Financial Group, Inc. common stock.

2. Shares held in the reporting person's account from within the MidWestOne Financial Group, Inc.. 401(k) Plan, as of July 28, 2025. Reported shares have increased by 244.308 shares since the date of the reporting person's previous Form filing due to allocations to his account.

3. The MidWestOne Financial Group, Inc. Employee Stock Ownership Plan (formerly the "ESOP") was merged into the MidWestOne Financial Group, Inc. 401(k) Plan (the "401(k)") on May 7, 2025. Shares from the reporting person's ESOP account were merged into the reporting person's account in the 401(k).

Remarks:

	Kenneth R. Urmie, Deputy Corporate Secretary, for Len D. Devaisher under Power of Attorney dated April 21, 2023	07/29/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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