[8-K] Meridian Corporation Reports Material Event

Rhea-AI Filing Summary

Meridian Corporation (NASDAQ: MRBK) filed a Form 8-K dated July 24, 2025 covering two items:

• Item 2.02 – Q2 2025 results furnished: the company supplied a press release (Exhibit 99.1) that contains second-quarter 2025 financial performance figures. Those numbers are not reproduced in the 8-K and are treated as “furnished,” not “filed,” reducing related Exchange Act liability.
• Item 8.01 – Dividend declaration: the Board approved a quarterly cash dividend of $0.125 per common share, payable August 18, 2025 to shareholders of record on August 11, 2025.

No other material events, transactions, or financial statement adjustments were reported. The disclosure signals continued capital return via dividends and timely communication of quarterly results.

Positive

• Quarterly dividend of $0.125 per share declared, reaffirming consistent capital return policy.

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine 8-K; dividend maintained at $0.125 and Q2 results furnished, but no numbers shown—market impact likely limited.

The filing is largely procedural. Management reiterated its quarterly dividend, implying ongoing cash-flow stability. Because the actual Q2 metrics are only in the attached press release, investors must review Exhibit 99.1 to assess profitability, NIM trends, and credit quality. Absent those figures, the 8-K neither upgrades guidance nor announces material events. Thus, while dividend continuity is mildly supportive for income-oriented holders, valuation drivers remain unchanged until the detailed release is analyzed.

Dividend Specialist

TL;DR: Board confirms regular cash payout; rate steady at $0.125—no signal of acceleration or cut.

The $0.125 per-share distribution matches recent quarters, indicating management’s confidence in core earnings and capital ratios. Payout timing (record date 11-Aug, pay date 18-Aug) follows historical cadence. Because there is no increase, the action is neutral rather than overtly bullish, yet the absence of a cut amid uncertain macro conditions supports perceptions of balance-sheet resilience.

Meridian Corp0001750735false00017507352025-07-242025-07-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

July 24, 2025

Date of Report (Date of earliest event reported)

(Exact name of registrant as specified in its charter)

Pennsylvania

000-55983

83-1561918

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Ident. No.)

9 Old Lincoln Highway, Malvern, Pennsylvania

19355

(Address of principal executive offices)

(Zip Code)

(484) 568-5000 Registrant’s telephone number, including area code

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:

Trading Symbol(s)

Name of each exchange on which registered:

Common Stock, $1 par value

MRBK

The NASDAQ Stock Market

Item 2.02.            Results of Operations and Financial Condition.

On July 24, 2025 Meridian Corporation issued a press release discussing the Corporation’s Second Quarter 2025 Results. A copy is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

The information in this Current Report on Form 8-K, including Exhibit 99.1 attached hereto and incorporated by reference into Item 2.02 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities under that Section. Furthermore, such information, including the exhibit attached hereto, shall not be deemed incorporated by reference into any of the Corporation’s reports or filings with the SEC under the Securities Exchange Act of 1933, as amended (the "Securities Act"), or the Exchange Act, whether made before or after the date hereof, except as expressly set forth by specific reference in such report or filing. The information in this Current Report on Form 8-K, including the exhibit attached hereto, shall not be deemed an admission as to the materiality of any information in this Current Report on Form 8-K that is required to be disclosed solely to satisfy the requirements of Regulation FD.

Item 8.01.            Other Events.

Quarterly Dividend

On July 24, 2025, Meridian Corporation’s Board of Directors declared a quarterly cash dividend of $0.125 per common share, payable August 18, 2025, to shareholders of record as of August 11, 2025.

Item 9.01.            Financial Statements and Exhibits.

(d)    Exhibits. The following exhibit is furnished herewith:

99.1 Press Release, issued July 24, 2025

EXHIBIT INDEX

Exhibit No.						Description of Exhibit
99.1						Press Release, issued July 24, 2025
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MERIDIAN CORPORATION (Registrant)

Dated:  July 24, 2025

By:

/s/  Denise Lindsay

Denise Lindsay

Executive Vice President and Chief Financial Officer

FAQ

What dividend did Meridian Corporation (MRBK) declare on July 24, 2025?

The Board approved a $0.125 cash dividend per common share.

When will MRBK shareholders receive the Q3 2025 dividend?

The dividend is payable on August 18, 2025 to shareholders of record as of August 11, 2025.

Does the 8-K include Meridian's Q2 2025 earnings numbers?

No. Financial figures are contained in the press release (Ex. 99.1), which is furnished but not reproduced in the form.

Why is the information marked as "furnished" rather than "filed"?

Marking it "furnished" limits Exchange Act liability, a common practice for earnings releases under Item 2.02.

Were any other material events disclosed in this 8-K?

No additional acquisitions, leadership changes, or financial statement revisions were reported.