STOCK TITAN

Millrose Properties (NYSE: MRP) trims credit agreement rate by 0.25%

(Moderate)
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Millrose Properties, Inc. entered into Amendment No. 1 to its Amended and Restated Credit Agreement on August 5, 2026, a material definitive agreement among the company, the guarantors, the lenders, the issuing banks and JPMorgan Chase Bank, N.A. as administrative agent.

The amendment modifies the March 25, 2026 credit agreement to reduce the rate at which the loans bear interest by 0.25% per annum, resulting in lower interest charges on loans governed by the agreement. The complete amendment is included as Exhibit 10.1.

Positive

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Negative

  • None.
Item 1.01 Entry into a Material Definitive Agreement Business
The company signed a significant contract such as a merger agreement, credit facility, or major partnership.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Interest rate reduction 0.25% per annum Reduction in rate at which loans bear interest under amended credit agreement
Effective Date August 5, 2026 Effective date of Amendment No. 1 to Amended and Restated Credit Agreement
Existing Credit Agreement date March 25, 2026 Original date of the Amended and Restated Credit Agreement being amended
Par value $0.01 per share Par value of Class A common stock registered on the New York Stock Exchange
Amendment No. 1 to Amended and Restated Credit Agreement financial
"entered into that certain Amendment No. 1 to Amended and Restated Credit Agreement"
Administrative Agent financial
"JPMorgan Chase Bank, N.A., as administrative agent"
An administrative agent is a bank or financial firm appointed to handle the day-to-day paperwork and communication for a group of lenders on a loan or credit agreement, acting as the central point for collecting payments, distributing funds, monitoring covenants, and sharing information. For investors, the administrative agent matters because it influences how quickly lenders receive updates, how smoothly repayments and waivers are handled, and how effectively the lending group enforces terms — think of it as a property manager coordinating tasks for multiple owners.
guarantors financial
"among the Company, the guarantors party thereto, the lenders"
issuing banks financial
"the lenders and issuing banks party thereto"
Inline XBRL technical
"Cover Page Interactive Data File (embedded within the Inline XBRL document)"
Inline XBRL is a file format for financial filings that embeds machine-readable data tags directly inside the human-readable report, so the same document can be read by people and parsed by software. For investors it makes extracting, comparing and verifying financial numbers faster and more reliable—like a grocery list where each item also has a barcode—reducing manual errors and speeding up analysis.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What material agreement did Millrose Properties (MRP) enter into on August 5, 2026?

Millrose Properties entered into Amendment No. 1 to its Amended and Restated Credit Agreement on August 5, 2026. The counterparties include guarantors, lenders, issuing banks and JPMorgan Chase Bank, N.A. acting as administrative agent.

How did the new amendment change Millrose Properties (MRP)'s loan interest rate?

The amendment reduces the rate at which Millrose Properties’ loans bear interest by 0.25% per annum. This change applies to borrowings under the amended credit agreement and directly lowers interest charges relative to the prior loan terms.

Who serves as administrative agent under Millrose Properties (MRP)'s amended credit agreement?

JPMorgan Chase Bank, N.A. serves as administrative agent under the amended and restated credit agreement. It acts alongside the company, the guarantors, the lenders and the issuing banks that are party to Amendment No. 1 dated August 5, 2026.

When was Millrose Properties (MRP)'s existing amended and restated credit agreement originally dated?

The existing Amended and Restated Credit Agreement was originally dated March 25, 2026. Amendment No. 1, effective August 5, 2026, updates this prior agreement, including the 0.25% per annum interest rate reduction on the covered loans.

Which exhibit contains Amendment No. 1 for Millrose Properties (MRP)?

Amendment No. 1 to the Amended and Restated Credit Agreement is filed as Exhibit 10.1. The exhibit includes the full text of the amendment among Millrose Properties, the guarantors, the lenders, the issuing banks and JPMorgan Chase Bank, N.A.

On which exchange is Millrose Properties (MRP) Class A common stock listed?

Millrose Properties’ Class A common stock, par value $0.01 per share, is listed on the New York Stock Exchange. The shares trade under the ticker symbol MRP as indicated in the company’s securities registration section.
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 5, 2026

 

 

Millrose Properties, Inc.

(Exact name of Registrant as Specified in Its Charter)

 

 

 

Maryland   001-42476   99-2056892

(State or Other Jurisdiction

of Incorporation)

 

(Commission

File Number)

 

(IRS Employer

Identification No.)

 

600 Brickell Avenue, Suite 1400  
Miami, Florida   33131
(Address of Principal Executive Offices)   (Zip Code)

Registrant’s Telephone Number, Including Area Code: 212 782-3841

(Former Name or Former Address, if Changed Since Last Report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

 

Trading

Symbol(s)

 

Name of each exchange

on which registered

Class A common stock, par value $0.01 per share   MRP   New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 
 


Item 1.01 Entry into a Material Definitive Agreement.

On August 5, 2026 (the “Effective Date”), Millrose Properties, Inc., a Maryland corporation (the “Company”), entered into that certain Amendment No. 1 to Amended and Restated Credit Agreement (“Amendment No. 1”), among the Company, the guarantors party thereto, the lenders and issuing banks party thereto and JPMorgan Chase Bank, N.A., as administrative agent (in such capacity, the “Administrative Agent”), which amended that certain Amended and Restated Credit Agreement, dated as of March 25, 2026 (the “Existing Credit Agreement”), among the Company, the lenders from time to time party thereto, the issuing banks party thereto and the Administrative Agent. The Existing Credit Agreement was amended pursuant to Amendment No. 1 to, among other things, reduce the rate at which the loans bear interest by 0.25% per annum.

The foregoing description of Amendment No. 1 is not complete and is qualified in its entirety by reference to Amendment No. 1, a copy of which is attached to this Current Report on Form 8-K as Exhibit 10.1 and is hereby incorporated by reference into this Item 1.01.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

 

Exhibit

Number

   Description of Exhibit
10.1    Amendment No. 1 to Amended and Restated Credit Agreement, dated as of August 5, 2026, among Millrose Properties, Inc., the guarantors party thereto, the lenders and issuing banks party thereto and JPMorgan Chase Bank, N.A., as administrative agent.
104    Cover Page Interactive Data File (embedded within the Inline XBRL document).


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

    MILLROSE PROPERTIES, INC.
Date: August 5, 2026     By:  

/s/ Garett Rosenblum

    Name:   Garett Rosenblum
    Title:   Chief Financial Officer and Treasurer

Filing Exhibits & Attachments

4 documents