MS-PL SEC Filings

Morgan Stanley Finance LLC offers $2,482,000 of Structured Jump Notes due April 21, 2033 linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes have a $1,000 stated principal amount, an issue price of $1,000 and an estimated value of $924.50 on the pricing date.

The notes pay no interest, carry an automatic early redemption feature beginning with the first determination date on April 26, 2027, a call threshold level of 1,268.05, and fixed early redemption payments that correspond to approximately 8.40% per annum. All payments are unsecured and subject to Morgan Stanley's credit risk.

Morgan Stanley Finance LLC is offering Structured Investments — Enhanced Trigger Jump Securities due May 20, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an original issue price of $1,000; aggregate principal offered is $2,251,000. At maturity the payment depends on the worst performing of three underliers (Dow Jones Industrial Average, Russell 2000®, and the State Street® Technology Select Sector SPDR® ETF). If each underlier is at or above its 70% downside threshold, holders receive principal plus a $125.50 digital payment (12.55%). If any underlier is below its 70% downside threshold, repayment equals principal multiplied by the worst performing underlier’s performance factor, producing losses on a 1%-for-1% basis and with no minimum payment. All payments are subject to issuer and guarantor credit risk; estimated value on the pricing date was $990.00 per security.

Morgan Stanley Finance LLC (guaranteed by Morgan Stanley) offers leveraged, basket-linked notes with $1,000 face amount per note and principal at risk. The notes pay no interest; estimated value on the trade date is approximately $976.40. Payout at maturity (expected ~17–20 months) depends on the Basket Return versus an Initial Basket Level of 100. If the Final Basket Level is higher, investors receive $1,000 plus participation (Upside Participation Rate expected between 135.00% and 158.00%) of the basket gain; if equal or lower, repayment is reduced pro rata and could be zero. All payments are subject to issuer and guarantor credit risk. The notes will not be listed and secondary market liquidity may be limited.

Morgan Stanley Finance LLC priced and issued $21,688,000 of principal-at-risk, auto-callable Jump Securities due April 23, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an original issue price of $1,000 (estimated value on the pricing date $955.70).

The securities reference the worst performing of the Russell 2000® and the S&P 500®. Automatic early redemption can occur on specified determination dates beginning April 21, 2027 for fixed early redemption payments (approximately 12.55% per annum); payment-at-maturity depends on final levels relative to call thresholds (100% of initial) and downside thresholds (70% of initial).

Morgan Stanley Finance LLC is offering structured, principal‑at‑risk notes (stated principal $1,000 per security) due April 29, 2030 with an automatic early redemption feature and a 10% downside buffer. The notes reference the Nasdaq‑100 and S&P 500 and are fully guaranteed by Morgan Stanley.

The notes pay no regular interest, have a 211.50% participation rate for upside of the worst performing underlier, a minimum payment at maturity of 10% of principal, and an early redemption payment of $1,100 if both underliers meet their call thresholds on the first determination date. All payments are subject to issuer credit risk and the estimated value on the pricing date was approximately $983.50 per security.

Morgan Stanley Finance LLC priced $4,000,000 of principal-at-risk, auto-callable notes linked to Alphabet Inc. Class A common stock. Each security has a $1,000 stated principal amount and an original issue price of $1,000; the estimated value on the pricing date was $983.00 per security.

The notes pay a contingent coupon at an annual rate of 17.28% on observation dates when the closing level of the underlier is at or above the coupon barrier level (85% of the initial level). The securities are subject to automatic early redemption on scheduled redemption determination dates if the closing level is at or above the call threshold (initial level). At maturity, if not redeemed, investors receive principal only if the final level is at or above the buffer level (85% of initial); otherwise principal is reduced by 1.1765% per 1% decline beyond the 15% buffer. All payments are unsecured and subject to Morgan Stanley and MSFL credit risk.

Morgan Stanley Finance LLC issues structured market-linked notes tied to the S&P 500® Futures Excess Return Index maturing April 16, 2031. Each note has a stated principal amount of $1,000 and was issued at $1,000 per note; the estimated value on the pricing date was $944.40. At maturity investors receive the stated principal plus an upside payment equal to the stated principal × a 111% participation rate × the underlier percent change if the final level exceeds the initial level (initial level: 550.19); if the final level is equal to or less than the initial level, investors receive only the stated principal. The offering aggregates $390,000 principal; agent commissions of $37.50 per note reduce proceeds to issuer to $962.50 per note. All payments are subject to the issuer’s and guarantor’s credit risk; the notes are unsecured, non‑interest‑bearing, and will not be listed.

Morgan Stanley Finance LLC priced $2,754,000 of Structured Investments contingent-income, principal-at-risk notes due April 16, 2031, guaranteed by Morgan Stanley. The notes have a $1,000 stated principal amount, an 11.50% annual contingent coupon payable only if the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index meets the coupon barrier on observation dates, and automatic early redemption if the index equals or exceeds the call threshold on any redemption determination date.

At maturity, if not called and the final level is below the buffer (≈85% of initial level), investors absorb losses beyond the 15% buffer (minimum payment 15% of principal). Estimated value on pricing date was $903.30 per security; issue price was $1,000 (agent commission $46, proceeds to issuer $954 per security).

Morgan Stanley Finance LLC priced contingent income, principal-at-risk notes with a stated principal amount of $1,000 per security and an aggregate principal amount of $3,453,000. The securities pay a contingent coupon at an annual rate of 10.15% when the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index is at or above the coupon barrier on observation dates, are automatically redeemable if the index is at or above the call threshold on redemption determination dates, and mature on April 16, 2031. The initial level and call threshold are 1,147.17, the coupon barrier is 803.019 (70% of the initial level), the buffer level is 975.095 (≈85% of the initial level), and the minimum payment at maturity is 15% of principal. The estimated value on the pricing date was $904.60 per security and the issue price was $1,000 (agent commission $43.50). Investors bear issuer credit risk and principal can be reduced dollar-for-dollar for index declines beyond the buffer amount.