MORGAN STANLEY SEC Filings

The pricing supplement for Morgan Stanley Finance LLC offers Principal at Risk securities linked to the Class A common stock of CoreWeave, Inc. The offering aggregates to $750,000 with a stated principal amount of $1,000 per security and an issue price of $1,000. The notes pay a contingent coupon at an annual rate of 28.90% on observation dates when the closing level of the underlier meets or exceeds the coupon barrier of $62.562 (60% of the initial level). The securities are automatically redeemable if the closing level meets or exceeds the call threshold of $104.27 on redemption determination dates; otherwise payments at maturity depend on the final level and may result in full loss of principal if the final level is below the downside threshold of $62.562. All payments are unsecured and subject to Morgan Stanley's credit risk.

Morgan Stanley Finance LLC priced Callable Jump Notes due May 30, 2031, fully guaranteed by Morgan Stanley. The notes have a $1,000 stated principal amount and were issued at $1,000 per note with an estimated value of $929.50 on the pricing date. The notes do not pay periodic interest and include a discretionary call feature beginning June 2, 2027: Morgan Stanley may redeem the notes on specified redemption dates if a risk‑neutral valuation model indicates redemption is economically rational. If not redeemed, maturity payment equals the stated principal plus an upside payment = $1,000 × 130% × underlier percent change, where the initial level is 604.90 and the observation date is May 27, 2031. Redemption payments are fixed amounts per schedule; early redemption ends further payments. All payments are subject to Morgan Stanley’s credit risk; the notes are unsecured and not exchange‑listed.

Morgan Stanley Finance LLC is offering $7,866,000 aggregate principal amount of buffered, auto-callable principal-at-risk notes due May 30, 2031, fully guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an original issue price of $1,000.

The securities reference the S&P U.S. Equity Momentum 40% VT 4% Decrement Index with an initial/strike level of 1,503.18, a buffer level of 1,277.703 (85%) and automatic early-redemption observation dates beginning May 28, 2027. Early redemption payments escalate across scheduled determination dates (first listed: $1,180 on #1) and a payment at maturity of $1,900 if the final level is at or above the call threshold. Investors face principal loss if the final level is below the buffer, subject to a 15% minimum payment.

The issuer, Morgan Stanley Finance LLC, priced a series of principal‑at‑risk Structured Investments—Buffered Jump Securities—based on the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The securities were issued at a $1,000 stated principal amount per security and aggregate principal of $1,977,000, with an estimated value on the pricing date of $903.00 per security.

The notes include an automatic early‑redemption feature beginning on the first determination date of May 28, 2027 and fixed early redemption payments that imply approximately 19.50% per annum if triggered. If not redeemed, maturity occurs on May 30, 2031 with payoff mechanics: full positive fixed payment if the final level is at or above the call threshold (1,503.18), return of principal if the final level is at or above the buffer (1,277.703), or loss of principal beyond the 15% buffer (with a 15% minimum payment) if the final level is below the buffer.

Morgan Stanley Finance LLC priced auto-callable structured notes linked to the worst-performing of the EURO STOXX 50® Index and the Russell 2000® Index with a stated principal amount of $1,000 per security and an aggregate principal amount of $4,185,000.

The notes pay no interest, carry principal-at-risk exposure if the worst-performing underlier falls below its 70% downside threshold, and include automatic early redemption opportunities that deliver fixed early redemption payments if both underliers meet their 100% call thresholds on a determination date. All payments are subject to MSFL’s credit risk and guaranteed by Morgan Stanley.

Morgan Stanley Finance LLC priced contingent income auto-callable securities based on Amazon.com, Inc. common stock. The notes have a $1,000 stated principal amount, an aggregate principal amount of $1,550,000 and a 10.00% annual contingent coupon payable only if the underlier meets observation-date barriers. The securities mature on June 1, 2029 with a final observation date of May 29, 2029. Automatic early redemption may occur on specified observation/redemption determination dates if the closing level of the underlier is at or above the call threshold of $271.85 (100% of the initial level). If not redeemed and the final level is below the downside threshold of $190.295 (70% of initial), payment at maturity is reduced pro rata by the performance factor and may be significantly less than principal.

Morgan Stanley Finance LLC priced callable Jump Notes linked to the worst performing of the Russell 2000® and the S&P 500®. The notes have a $1,000 stated principal amount, an original issue price of $1,000 and an estimated value of $942.50 on the pricing date. They mature on May 30, 2031 and may be called beginning June 2, 2027 if a risk neutral valuation model indicates redemption is economically rational. Redemption payments are fixed by date and increase over time, starting at $1,100.00 per note on June 2, 2027. At maturity, if neither underlier is at or below its initial level, investors receive principal plus an upside payment equal to 100% participation in the worst performing underlier; if either underlier is equal to or below its initial level, investors receive only principal. All payments are subject to the issuer’s credit risk and the notes are unsecured and unlisted.

Morgan Stanley Finance LLC priced Buffered Jump Securities due May 30, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The issue is $1,000 per security ($4,622,000 aggregate) with an estimated value of $904.40 on the pricing date. The notes feature automatic early redemption beginning May 27, 2027 if the underlier closes at or above the call threshold level (1,504.45) on a determination date, with scheduled early redemption payments that escalate and a final buffer of 85% (buffer level 1,278.783). If not called, maturity payments depend on the final index level: full fixed positive return if at-or-above the call threshold, return of principal if at-or-above the buffer, or principal reduced proportionally for declines beyond the buffer (subject to a 15% minimum payment). All payments are unsecured obligations of MSFL and fully guaranteed by Morgan Stanley and subject to issuer credit risk.

Morgan Stanley Finance LLC is offering $1,095,000 aggregate principal of callable contingent income securities (principal at risk) with a $1,000 stated principal amount per security. The securities pay a contingent coupon of 11.15% per annum on applicable coupon dates only if the closing level of each underlier meets its coupon barrier on the related observation date, are callable beginning March 3, 2027 based on a risk neutral valuation model determination, and mature on November 30, 2028. Payment at maturity depends on the worst performing underlier: if every underlier's final level is at or above its downside threshold, investors receive principal; if any underlier is below its downside threshold, the maturity payment equals the stated principal multiplied by the worst performing underlier’s performance factor, producing proportional principal loss (which could be total). All payments are unsecured and subject to Morgan Stanley’s credit risk.