Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the worst performer of the iShares Silver Trust (SLV) and the VanEck Gold Miners ETF (GDX). Each security has a $1,000 stated principal amount and may pay an annualized 11.00% contingent coupon, but only when both ETFs close at or above preset barrier levels on observation dates; missed coupons can be “remembered” and paid later if conditions are met.
The notes can be called early starting in December 2026 if both underliers are at or above 100% of their initial levels, in which case investors receive principal plus the applicable coupon and any unpaid coupons. If not called, and at maturity in December 2030 both ETFs are at or above 60% of their initial levels, investors receive full principal back (plus any due coupons). If either falls below its downside threshold, repayment is reduced 1% for each 1% decline in the worst performer, and the amount repaid can fall to zero.
The securities are unsecured obligations subject to Morgan Stanley’s credit risk. They will not be listed on an exchange, may trade below par, and have an initial estimated value of approximately $917 per $1,000 due to embedded costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing $555,000 of Jump Securities with an auto-callable feature linked to the worst performer of the Dow Jones Industrial Average, S&P 500 Index and Russell 2000 Index. Each security has a $1,000 principal amount and an estimated value of $959.40 on the pricing date.
The notes pay no interest and do not guarantee return of principal. They can be automatically redeemed on quarterly determination dates starting December 17, 2026 if all three indices are at or above their call thresholds, for cash payments that imply an annualized return of about 10.10%, rising from $1,101.00 to $1,277.75 per security over time.
If not called, the maturity payment on December 21, 2028 ranges from $1,303.00 per security if all indices finish at or above their call thresholds, to full principal repayment if all stay above their downside thresholds, to a loss of 1% of principal for every 1% decline in the worst-performing index if any finishes below its downside threshold, potentially reducing repayment to zero. All payments depend on Morgan Stanley’s credit and the notes are not exchange-listed, so liquidity may be limited.
Morgan Stanley Finance LLC is offering $13,497,000 of Capped Leveraged Buffered Basket-Linked Notes due March 17, 2028, fully and unconditionally guaranteed by Morgan Stanley.
The notes pay no interest and repay at maturity an amount tied to a weighted equity basket of the EURO STOXX 50, TOPIX, FTSE 100, Swiss Market Index and S&P/ASX 200, with weights from 8% to 38% and an initial basket level of 100. If the basket gains, holders receive 250% of the basket return, capped at $1,293.25 per $1,000 face amount (129.325% of principal). If the basket falls by up to 17.5%, principal is returned, but losses beyond this buffer are magnified by a buffer rate of about 121.21%, and all principal can be lost.
The notes are unsecured, not FDIC insured, will not be listed on an exchange, and are subject to Morgan Stanley’s credit risk. The estimated value on the trade date is $994.90 per $1,000 note, reflecting issuing, selling, structuring and hedging costs borne by investors.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due December 24, 2030, linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index and fully guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and pays an annual contingent coupon of 8.00% only when the index closes at or above a coupon barrier level equal to 52% of the initial index level on scheduled observation dates; missed coupons can be paid later if the barrier is subsequently met.
The notes may be automatically redeemed starting December 21, 2026 if the index is at least 87% of its initial level on a redemption determination date, returning principal plus the applicable coupon and any unpaid coupons, after which no further payments are made. If held to maturity and the final index level is at least 52% of the initial level, investors receive full principal back (plus any due coupons), but if it is lower, they lose 1% of principal for every 1% index decline, up to a total loss. The securities are unsecured obligations of MSFL, subject to Morgan Stanley’s credit risk, are not listed, and have an estimated value on the pricing date of approximately $890 per $1,000, reflecting issuing, selling, structuring and hedging costs and an internal funding rate favorable to the issuer. The complex underlier uses leverage up to 400%, a 4.0% per annum decrement, and has limited live history, contributing to substantial market, liquidity and tax risks.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering market-linked, principal-at-risk securities tied to the lowest performer of the S&P 500 Index, Russell 2000 Index and Technology Select Sector SPDR Fund, maturing on January 4, 2029. Each security has a $1,000 face amount, with an estimated initial value of about $964.50 due to embedded issuing, selling, structuring and hedging costs.
The notes pay a contingent quarterly coupon of at least 10.00% per annum only if, on the relevant calculation day, the lowest-performing underlying is at or above 75% of its starting level. Starting after six months, the notes are automatically called if all three underlyings are at or above their starting levels, returning face amount plus that period’s coupon.
If the notes are not called and, on the final calculation day, any underlying is below 75% of its starting level, investors are fully exposed 1‑for‑1 to the decline of the lowest performer and can lose more than 25% and up to all of their principal. The securities are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on an exchange, and carry agent commissions of up to $23.25 per $1,000 security.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering leveraged buffered notes linked to the S&P 500® Index. These principal-at-risk securities pay no interest and are designed to mature roughly 20 to 23 months after pricing.
At maturity, for each $1,000 note, holders get enhanced upside: 160% of any positive index return, but only up to a capped payment expected between $1,170.56 and $1,200.48. If the index is flat or down by up to 12.50%, investors receive $1,000. Below this 12.50% buffer, losses accelerate, using a buffer rate of approximately 114.29%, and investors can lose their entire investment.
The notes are unsecured obligations of MSFL and rank equally with its other unsubordinated debt, subject to Morgan Stanley’s guarantee. The estimated value on the trade date is approximately $993.80 per $1,000 note, reflecting issuing, selling, structuring and hedging costs. The notes will not be listed, secondary liquidity may be limited, and all payments depend on Morgan Stanley’s creditworthiness.
Morgan Stanley is offering fixed rate senior notes due January 9, 2034. Each note has a stated principal amount and issue price of $1,000 and pays interest at a fixed annual rate of 4.350%. Interest accrues from January 9, 2026 and is paid semi-annually on the 9th of January and July, starting July 9, 2026, using a 30/360 day-count convention.
At maturity, investors receive $1,000 per note plus any accrued and unpaid interest, subject to Morgan Stanley’s credit risk because the notes are unsecured and unsubordinated obligations. The notes will not be listed on any securities exchange, so liquidity may be limited and any secondary market price may be below the issue price. Morgan Stanley estimates the value of each note on the pricing date at approximately $972.50, reflecting internal funding rates and issuance, structuring and hedging costs borne by investors.
The proceeds are intended for general corporate purposes, and affiliates may hedge the issuer’s obligations, potentially profiting from these activities. The supplement highlights risks including sensitivity to changes in interest rates and credit spreads, reliance on Morgan Stanley’s creditworthiness, limited secondary trading, and potential conflicts of interest because an affiliate acts as calculation agent, distributor and hedging counterparty.
Morgan Stanley is offering fixed rate notes due January 9, 2031, with a stated principal amount and issue price of $1,000 per note. The notes pay a fixed interest rate of 4.00% per year, with interest accruing from January 9, 2026 and paid semi-annually on January 9 and July 9, starting July 9, 2026, using a 30/360 day-count convention.
At maturity, investors receive $1,000 per note plus any accrued and unpaid interest, assuming Morgan Stanley meets its obligations. All payments depend on Morgan Stanley’s credit; these are unsecured obligations and are not insured by the FDIC or any government agency. The notes will not be listed on any securities exchange, so secondary market liquidity may be limited and sale prices may be below the issue price.
Morgan Stanley estimates the value of each note on the pricing date will be approximately $983.40 or within $63.40 of that estimate, reflecting issuing, selling, structuring and hedging costs and the internal funding rate the firm uses to set the terms.
Morgan Stanley is offering fixed rate notes due January 9, 2036 that pay a fixed 4.500% annual interest rate, with interest paid semi-annually each January 9 and July 9, beginning July 9, 2026. Each note has a stated principal amount and issue price of $1,000, with payment at maturity equal to the stated principal plus accrued and unpaid interest.
The notes are unsecured obligations subject to Morgan Stanley’s credit risk; if the issuer defaults, investors could lose some or all of their investment. The estimated value on the pricing date is expected to be about $964 per $1,000 note, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate, so the notes are expected to be worth less than the issue price initially and in secondary trading.
The notes will not be listed on any securities exchange and any secondary market may be limited, with prices influenced by interest rates, Morgan Stanley’s credit spreads, time to maturity and dealer bid‑offer spreads. Proceeds will be used for general corporate purposes, and Morgan Stanley and its affiliates may profit from selling, structuring and hedging the notes.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing $6,750,000 of Trigger Absolute Return Step Securities linked to a weighted basket of five international equity indices (EURO STOXX 50, Nikkei 225, FTSE 100, Swiss Market Index and S&P/ASX 200) maturing on December 19, 2030. Each $10 security offers at maturity the greater of a 39% Step Return or the basket return if the final basket level is at or above a 100% Step Barrier of the initial basket level.
If the final basket level is below the Step Barrier but at or above the 75% Downside Threshold, investors receive principal plus the absolute value of the basket return. If the final basket level is below the Downside Threshold, repayment is reduced dollar-for-dollar with the negative basket return, and investors can lose all principal. The notes pay no interest or dividends, are unsecured, not listed, and all payments depend on Morgan Stanley’s credit. The issue price is $10 per security, with an estimated value on the trade date of $9.526.