Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $1,000-denomination Variable Income Auto-Callable Notes due February 19, 2031, linked to the worst-performing of Alphabet (GOOGL), Broadcom (AVGO), UnitedHealth (UNH) and NVIDIA (NVDA).
The notes pay a variable monthly coupon: a lower rate of 0.25% per year or a higher rate of 10.80% per year. The higher coupon is paid only when the closing level of each stock on an observation date is at or above its coupon barrier, set at 80% of that stock’s initial level. Beginning in February 2027, the notes are automatically redeemed if, on a redemption determination date, each stock is at or above 95% of its initial level, returning principal plus the higher coupon for that period. If never called, investors receive the stated principal back at maturity plus the final period’s coupon, but never participate in stock price appreciation. The notes are unsecured obligations with an estimated value of approximately $947.80 per note on the pricing date and will not be listed on any exchange.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes linked to the worst performer of the Nasdaq-100® Technology Sector Index and the Russell 2000® Index. Each security has a $1,000 stated principal amount, no interest, and matures on April 8, 2027.
Investors earn 1-for-1 upside on the worst-performing index if it rises, capped at a maximum payment of $1,145 per security (114.5% of principal). If that index is flat or down but not below 85% of its initial level, investors receive a positive “absolute return” up to 15%. If it falls below the 15% buffer, principal is reduced 1% for each additional 1% decline, with a minimum payment of 15% of principal. The securities are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and the estimated value on the pricing date is approximately $965.60 per security.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering contingent income auto-callable notes due February 12, 2029, in $1,000 denominations, linked to the worst performer among Palantir, NVIDIA, Duolingo, Meta Platforms and Tesla common stocks.
The notes pay a 13.00% per annum contingent coupon only if on each monthly observation date every stock closes at or above 80% of its initial level. Starting August 6, 2026, the notes are automatically redeemed if all stocks are at or above 100% of their initial levels, paying principal plus the contingent coupon.
If the notes are not called, investors receive their stated principal amount at maturity, plus the final contingent coupon if all underliers meet the 80% barrier. The notes are unsecured, subject to Morgan Stanley’s credit risk, have an estimated value of about $968.20 per $1,000, will not be listed on an exchange and may have limited and potentially discounted secondary market liquidity.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes that pay no interest and are fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and matures on March 12, 2027, with returns linked to the S&P 500® Index.
If the index’s final level on the March 9, 2027 observation date is at or above 85% of its initial level, investors receive $1,000 plus a fixed upside payment of at least $71 per security, a 7.10% gain, regardless of how much the index rises. If the final level falls below the 85% buffer, investors lose about 1.1765% of principal for each 1% decline beyond the 15% buffer, with no minimum repayment; the investment can lose all principal. The securities are unsecured, not listed on any exchange, and the estimated value on the pricing date is approximately $982.80 per $1,000, reflecting issuer costs and an internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Enhanced Trigger Jump Securities due February 8, 2028, linked to the worst performer of the S&P 500® Index, Nasdaq-100 Index® and Russell 2000® Index.
Each note has a $1,000 stated principal amount and pays no interest. At maturity, if the final level of each index is at or above 60% of its initial level, investors receive $1,000 plus a fixed upside payment of $165, a 16.50% return, regardless of how much the best index has risen. If any index finishes below 60% of its initial level, repayment is reduced 1% for every 1% decline of the worst-performing index, with no minimum, so the payout can fall to zero.
The preliminary estimated value on the pricing date is approximately $989.30 per security, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate. The securities are unsecured obligations subject to Morgan Stanley’s credit risk and are not listed on any exchange, so secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering S&P 500®-linked dual directional buffered participation securities due February 29, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and pays no periodic interest.
At maturity, if the S&P 500® final level is above its initial level, investors receive $1,000 plus 100% of the index gain, capped by a maximum upside payment of at least $1,142.50 per note. If the index is flat or down but not below 75% of the initial level, investors earn a positive return matching the absolute index decline, up to 25%.
If the index closes below 75% of the initial level, principal loss accelerates at 1.3333% for every 1% drop beyond the 25% buffer, with no minimum payment, so the entire investment can be lost. The estimated value on the pricing date is approximately $977.80 per security, the notes will not be exchange-listed, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes linked to the worst performer of the S&P 500 Index and EURO STOXX 50 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of about $955.50.
The notes run to February 4, 2031 and feature an auto-call: if on any determination date both indices are at or above their call thresholds (100% of initial levels), the notes are redeemed early for a fixed cash amount implying roughly 10.28% per annum. If held to maturity and both final index levels are at or above their call thresholds, investors receive at least $1,514 per security; if both are at or above their 90% buffer levels but below call thresholds, they receive only principal.
If at maturity either index finishes below its 90% buffer, repayment is reduced by 1.1111% for each 1% decline of the worst-performing index beyond the 10% buffer, and the payoff can fall to zero. The notes pay no interest, offer no participation in index gains, are unsecured and subject to Morgan Stanley’s credit risk, and will not be listed on any exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes that can pay a high contingent coupon of 15.35% per year. Payments depend on the worst performer among JPMorgan Chase stock, Palantir Technologies Class A stock and the VanEck Gold Miners ETF.
The notes run to February 7, 2028 and may be auto-called on scheduled redemption dates if all underliers are at or above their call thresholds, returning principal plus the applicable coupon. Coupons are only paid when each underlier is at or above its 60% coupon barrier on observation dates.
At maturity, if not called, investors receive principal back only if each underlier finishes at or above its 60% downside threshold or at least one ends at or above its initial level. Otherwise, repayment is reduced 1:1 with the decline of the worst underlier and can fall to zero. The estimated value on the pricing date is approximately $955 per $1,000 security, reflecting embedded costs and Morgan Stanley’s internal funding rate.
Morgan Stanley Finance LLC is offering principal-at-risk “Jump Securities” linked to the worst performer of the S&P 500 Index, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $961.40.
The notes run from the original issue date on February 11, 2026 to maturity on February 9, 2029, with potential automatic early redemption starting on the first determination date, February 10, 2027. If on any determination date (other than the final one) all three indices are at or above their call threshold levels, set at 100% of their initial levels, the notes are redeemed early for a cash payment reflecting a return of about 12.15% per annum. Scheduled early redemption payments are $1,121.50, $1,182.25, $1,243.00 and $1,303.75 per security on successive determination dates if the trigger condition is met.
If the notes are not called and on the final determination date each index is at or above its call threshold, investors receive $1,364.50 per security. If at least one index is below its call threshold but all are at or above 70% downside thresholds, only principal is returned. If any index finishes below its downside threshold, the maturity payment is $1,000 multiplied by the performance factor of the worst-performing index, producing a 1% loss of principal for each 1% decline and potentially reducing the payoff to zero.
The securities pay no interest, are unsecured obligations of MSFL guaranteed by Morgan Stanley, will not be listed on any exchange, and are subject to issuer credit risk, market volatility, limited liquidity and complex U.S. tax treatment described as prepaid financial contracts that are “open transactions.”
Morgan Stanley Finance LLC is offering Buffered PLUS notes linked to the EURO STOXX 50® Index, maturing on August 27, 2027. Each security has a $1,000 stated principal amount, pays no interest and is fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
At maturity, if the index is above its initial level, investors receive $1,000 plus 150% of the index gain, capped at a maximum payment of $1,225.50 per security (122.55% of principal). If the index is between 85% and 100% of its initial level, repayment is $1,000. Below 85%, investors lose 1% of principal for each 1% decline beyond the 15% buffer, but not less than 15% of principal.
The estimated value on the pricing date is approximately $981.30 per security, reflecting issuing, selling, structuring and hedging costs and an internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and secondary trading may be limited.