Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley is offering unsecured fixed rate notes due February 13, 2031. Each note has a stated principal amount and issue price of $1,000 and pays a fixed interest rate of 4.000% per year, with semi-annual interest payments every February 13 and August 13, starting August 13, 2026.
All payments depend on Morgan Stanley’s credit; a default could result in loss of some or all invested principal. The notes will not be listed on any securities exchange, so secondary market liquidity may be limited and sale prices could be substantially below the issue price.
The estimated value on the pricing date is approximately $978.40 per note, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer. Morgan Stanley & Co. LLC, an affiliate, acts as agent, calculation agent and may make a secondary market, but is not obligated to do so.
Morgan Stanley Finance LLC is offering principal-at-risk contingent income securities due February 2, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performer of the Dow Jones Industrial Average, Nasdaq-100® Technology Sector Index and Russell 2000® Index.
The notes pay a 9.00% per annum contingent coupon, but only when the closing level of each index on an observation date is at or above its coupon barrier, set at 70% of its initial level. At maturity, investors receive full principal only if every index finishes at or above its 70% downside threshold; otherwise, repayment is reduced 1% for every 1% decline in the worst-performing index and can fall to zero.
The estimated value on the pricing date is approximately $984.80 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate. The securities are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on any exchange, may have limited liquidity, and involve complex U.S. tax treatment.
Morgan Stanley is issuing unsecured fixed rate notes due January 29, 2032, with an aggregate principal amount of $6,250,000 and a stated principal amount and issue price of $1,000 per note.
The notes pay fixed interest of 4.150% per annum, accruing from January 29, 2026, with semi-annual payments on January 29 and July 29, starting July 29, 2026, using a 30/360 day-count convention. At maturity, investors receive the stated principal plus accrued and unpaid interest.
The estimated value on the pricing date is $978.00 per note, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are subject to Morgan Stanley’s credit risk, are not insured, will not be listed on any exchange, and may have limited or no secondary market liquidity.
Morgan Stanley is issuing $342,000 aggregate principal amount of fixed rate notes due January 27, 2034, at $1,000 per note with a 4.350% annual interest rate. Interest is paid semi-annually each January 27 and July 27, starting July 27, 2026, using a 30/360 day-count basis.
The notes are senior unsecured obligations of Morgan Stanley, so all payments depend on its credit and are not insured or secured by any assets. The notes will not be listed on any exchange and secondary market liquidity may be limited.
The estimated value on the pricing date is $969.00 per note, below the $1,000 issue price, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate. Agent sales commissions are $12 per note, except for fee-based advisory accounts, which pay $988 per note without sales commissions.
Morgan Stanley is issuing $4.984 million of fixed rate notes due January 29, 2031. Each note has a $1,000 principal amount and pays a fixed 4.00% annual interest, with semi-annual interest payments every January 29 and July 29 starting July 29, 2026.
Investors receive the $1,000 principal per note at maturity plus accrued interest, subject to Morgan Stanley’s credit risk. The notes are sold at $1,000 per note, while the bank’s own estimated value on the pricing date is $980.30 per note due to embedded costs and its internal funding rate.
The notes are unsecured, not insured by the FDIC, and will not be listed on any securities exchange, so liquidity may be limited and secondary market prices may be below the issue price. Proceeds are for Morgan Stanley’s general corporate purposes, and affiliated dealers earn sales commissions of $7.50 per note in most accounts.
Morgan Stanley is offering $2.522 million of unsecured fixed rate notes due January 29, 2036. Each note has a $1,000 stated principal amount and pays 4.500% annual interest, with semi-annual payments every January and July starting July 29, 2026.
The notes are issued in U.S. dollars under a 30/360 day-count basis and will not be listed on any securities exchange, so liquidity may be limited. The price to the public is $1,000 per note, but Morgan Stanley estimates the value on the pricing date at $960.90, reflecting issuing, selling, structuring and hedging costs and an internal funding rate favorable to the issuer.
MS & Co. acts as agent and expects to receive a fixed sales commission of $15 per note, with total proceeds to Morgan Stanley of $2,484,170 before general corporate use. All payments depend on Morgan Stanley’s credit; if it defaults, investors could lose some or all of their investment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering market-linked notes tied to the lowest performing of four State Street SPDR sector ETFs in metals & mining, technology, energy and health care, maturing on February 5, 2027.
Each $1,000 security has a current estimated value of $951.10, a 100% participation rate in gains of the lowest performing ETF and a maximum return of 50%, capping the maturity payment at $1,500 per security. A 20% downside buffer applies: if the lowest performer finishes between 0% and –20%, investors receive a positive return equal to the absolute decline, up to 20%.
If the lowest performing ETF falls by more than 20% from its starting price, principal is reduced beyond the buffer and investors can lose up to 80% of face amount. The notes pay no interest, forgo dividends on the ETFs, will not be listed on any exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering Trigger PLUS notes linked to the Invesco QQQ Trust, Series 1, maturing on August 4, 2027. Each $1,000 security offers 200% leveraged upside if QQQ rises, but gains are capped at a maximum payment of $1,181 per security.
If QQQ finishes between its initial level and a downside threshold at 85% of that level, investors simply receive their $1,000 principal back. If QQQ closes below the downside threshold, investors lose 1% of principal for every 1% decline in QQQ, with no minimum repayment.
The notes pay no interest, are unsecured obligations of Morgan Stanley Finance LLC guaranteed by Morgan Stanley, and will not be listed on any exchange. The estimated value on the pricing date is approximately $963.90 per security, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is issuing $390,000 of fixed rate callable notes due January 27, 2034, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and pays fixed interest of 4.400% per year, with semi-annual payments each January and July starting July 27, 2026.
The notes are callable in whole, but not in part, at par plus accrued interest on semi-annual redemption dates beginning January 27, 2030, if a risk neutral valuation model indicates redemption is economically rational for the issuer. The notes are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any securities exchange, so secondary market liquidity may be limited.
The agent’s commission is $12 per note, resulting in proceeds to the issuer of $988 per note. The estimated value on the pricing date is $965.70 per note, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. Proceeds will be used for general corporate purposes.
Morgan Stanley Finance LLC is offering Trigger PLUS structured notes due January 31, 2036, fully and unconditionally guaranteed by Morgan Stanley, in an aggregate principal amount of $3,930,000 and issued at $1,000 per security.
The notes pay no interest and return depends on the worst performer between the Nasdaq-100 Futures Excess Return Index and the S&P 500 Futures Excess Return Index. If the worst underlier finishes above its initial level, holders receive principal plus 403% of its gain. If the worst underlier ends at or below its initial level but at or above 77% of its initial level, only principal is repaid. Below that 77% downside threshold, repayment falls 1% for each 1% decline in the worst underlier, and the amount can be zero. The securities are unsecured, subject to Morgan Stanley credit risk, will not be listed on an exchange, and had an estimated value on the pricing date of $967.30 per $1,000.