Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, maturing on February 13, 2031. Each security has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of approximately $905.50 per security.
Investors may receive a contingent coupon at an annual rate of 11.50% to 12.50%, but only if the index closes at or above an 80% coupon barrier on scheduled observation dates; missed coupons can be paid later if the barrier is met. The notes are auto-callable starting February 10, 2027 if the index is at or above 100% of the initial level, returning principal plus due coupons and ending the investment early.
At maturity, if not called and the index is at or above an 85% buffer level, investors receive full principal back (plus any due coupons). Below the buffer, repayment is reduced 1% for every 1% decline beyond the 15% buffer, but not below 15% of principal. Payments depend entirely on index performance and Morgan Stanley’s credit, and the notes will not be listed, so liquidity may be limited.
Morgan Stanley Finance LLC is offering $5.09 million of auto-callable, principal-at-risk securities linked to the worst performer among Alphabet Class A, Microsoft, and JPMorgan Chase common stock, maturing January 26, 2029. Each security has a $1,000 face amount and an estimated initial value of $928.80.
If on the January 28, 2027 call date all three stocks are at or above their starting prices, the notes are automatically called and pay $1,400 per security, a fixed 40% return, with no further payments. If not called, at maturity investors get 300% leveraged upside on the lowest-performing stock if it finishes above its starting price, full principal back if it finishes between 80% and 100% of its starting price, and lose 1-for-1 beyond a 20% buffer, with up to 80% loss of principal.
The notes pay no interest, forgo dividends, are unsecured obligations guaranteed by Morgan Stanley, and will not be listed on an exchange. Secondary market liquidity and prices depend on Morgan Stanley’s affiliates, market conditions and the issuer’s credit spreads.
Morgan Stanley Finance LLC is offering market-linked, principal-at-risk securities tied to the common stock of Microsoft Corporation (MSFT), maturing on July 28, 2027. Each security has a $1,000 face amount and offers a contingent fixed return of 17.15% ($171.50 per security) if, on the calculation day, Microsoft’s stock closes at or above the threshold price of $396.0575, which is 85% of the $465.95 starting price.
If the ending price is below the threshold, investors are fully exposed to the stock’s decline from the starting price on a 1‑for‑1 basis and can lose more than 15%, up to their entire principal. The securities pay no periodic interest or Microsoft dividends and will not be listed on an exchange. Morgan Stanley estimates the value on the pricing date at $957.50 per $1,000 security, reflecting embedded issuance, selling, structuring and hedging costs and an internal funding rate favorable to the issuer.
Morgan Stanley Finance LLC is issuing $6,996,000 of principal-at-risk “Jump Securities” due January 30, 2031, fully and unconditionally guaranteed by Morgan Stanley, at $1,000 per security with an estimated value of $982.50 on the pricing date.
The notes are auto-callable and linked to the worst performing of the Dow Jones Industrial Average, S&P 500® Index and Russell 2000® Index. From the first determination date on January 28, 2027, the notes are automatically redeemed if all three indices are at or above their call thresholds (85% of initial levels), paying fixed step-up amounts that target about 8.75% per year. If held to maturity and all indices are at or above call thresholds, investors receive $1,437.50 per security; if any index finishes between its call threshold and downside threshold (75% of initial), only principal is returned. If any index ends below its downside threshold, repayment is reduced 1% for each 1% decline of the worst index, and the maturity payment can fall to zero. The notes pay no interest, offer no upside participation beyond fixed amounts, are unsecured, and expose holders to Morgan Stanley’s credit risk and limited liquidity.
Morgan Stanley Finance LLC is offering Contingent Income Memory Buffered Auto-Callable Securities due February 13, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and fully guaranteed by Morgan Stanley. Each note has a stated principal amount of $1,000.
The notes may pay a contingent coupon at an annual rate of 10.00% to 11.00%, but only when the index closes on or above a 70% coupon barrier on specified observation dates; missed coupons can be paid later if the barrier is met. The securities are auto-callable from February 2027 if the index is at or above 100% of the initial level, returning principal plus due coupons.
If not called, and the final index level is at or above an 85% buffer level, holders receive full principal back (plus any payable coupons). Below the buffer, repayment falls 1% for each 1% further index decline, with a minimum maturity payment of 15% of principal, so substantial losses are possible. The estimated value on the pricing date is about $904.30 per security, reflecting issuer costs and internal funding assumptions. All payments depend on Morgan Stanley’s credit and the notes are not listed on any exchange.
Morgan Stanley Finance LLC is issuing principal-at-risk structured notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index. Each $1,000 security offers a contingent coupon at a 10.00% annual rate, but only when all three indices close at or above preset coupon barrier levels on scheduled observation dates.
The notes may be auto-called on quarterly redemption determination dates starting July 23, 2026 if each index is at or above its initial level, returning principal plus the applicable coupon. If held to January 28, 2031 and any index finishes below its downside threshold (60% of its initial level), investors lose 1% of principal for every 1% decline in the worst-performing index, up to a total loss. The estimated value on the pricing date is $986.70 per $1,000 security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. All payments depend on Morgan Stanley’s and MSFL’s credit and the notes will not be listed on any exchange.
Morgan Stanley Finance LLC is offering fixed-income buffered auto-callable securities due February 13, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes pay a fixed annual coupon of 7.00% to 8.00%, with interest paid monthly, regardless of index performance.
The notes may be redeemed early if the index closes at or above 100% of its initial level on specified monthly redemption determination dates, returning principal plus the coupon for that period. If held to maturity and the final index level is at or above 85% of the initial level, investors receive full principal plus the final coupon. Below this 15% buffer, repayment is reduced dollar-for-dollar with index losses beyond the buffer, subject to a minimum maturity payment of 15% of principal.
The securities are unsecured obligations of Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, with principal at risk and no upside participation in index gains. The indicative estimated value is approximately $926.50 per $1,000 security, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate. The notes will not be listed on any exchange and secondary market liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing $395,000 of Trigger PLUS notes linked to the worst performing of Invesco QQQ Trust, Series 1 and VanEck Semiconductor ETF, maturing on January 28, 2031.
The notes pay no interest and do not guarantee principal. If both ETFs finish above their initial levels, holders receive $1,000 plus 151% of the gain of the worst performer. If the worst performer finishes between 75% and 100% of its initial level, investors only receive their $1,000 back.
If the worst performer ends below 75% of its initial level, investors lose 1% of principal for each 1% decline, with no minimum repayment. The initial levels are $622.72 for QQQ and $400.09 for SMH. The estimated value on the pricing date is $937.20 per $1,000 note, reflecting issuing, selling, structuring and hedging costs and an internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any exchange.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities due August 12, 2027, unsecured notes fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performer of the Dow Jones Industrial Average, Nasdaq-100 Index® and Russell 2000® Index.
The notes pay no interest and do not guarantee principal. At maturity, if the final level of each index is at least 70% of its initial level, investors receive $1,000 plus a fixed upside payment of $126.50 per security, a 12.65% return. If any index finishes below 70% of its initial level, repayment is $1,000 multiplied by the performance factor of the worst index, causing a 1% principal loss for each 1% decline and potentially a total loss.
The securities will not be listed on any exchange, and secondary trading may be limited. The estimated value on the pricing date is approximately $971.80 per $1,000, reflecting issuance, structuring and hedging costs and an internal funding rate. Investors face market risk on all three indices, small-cap risk via the Russell 2000®, credit risk to Morgan Stanley and tax uncertainty, with counsel currently treating the notes as prepaid financial contracts for U.S. federal income tax purposes.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes called Callable Contingent Income Securities due August 10, 2028. The notes are linked to the worst performer of the Dow Jones Industrial Average, Nasdaq-100® Technology Sector Index and Russell 2000® Index.
Investors may receive a contingent coupon at 10.25% per year, paid only if on each observation date all three indices are at or above their coupon barrier levels, set at 70% of initial levels. If any index is below its barrier on an observation date, no coupon is paid for that period.
Starting May 11, 2026, the issuer may redeem the notes on scheduled redemption dates, but only if a risk‑neutral valuation model indicates early redemption is economically rational for Morgan Stanley. If called, holders receive principal plus any due coupon, and no further payments.
At maturity, if the notes are not redeemed and every index is at or above its downside threshold (60% of initial levels), investors receive full principal plus any final coupon. If any index finishes below its downside threshold, repayment is reduced 1% for each 1% decline of the worst performer, potentially to zero.
The notes are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on an exchange, and may have limited secondary liquidity. The estimated value on the pricing date is approximately $984.60 per $1,000 note, reflecting issuance, structuring and hedging costs and an internal funding rate advantageous to the issuer.