Welcome to our dedicated page for MORGAN STANLEY SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance has announced Worst-of INDU and NDX Market-Linked Notes due August 2, 2028, guaranteed by Morgan Stanley. The structured notes track the performance of the Dow Jones Industrial Average and Nasdaq-100 Index, with payment at maturity based on the worst-performing index.
Key features include:
- 100% participation rate with capped maximum payment of 120.50% to 125.50% ($1,205 to $1,255 per $1,000 note)
- Principal protection feature maintaining $1,000 minimum payment even if underliers decline
- Estimated value of $951.90 per note
- No periodic interest payments
Notable risks include credit risk exposure to Morgan Stanley, limited appreciation potential due to payment cap, and dependence on worst-performing index. The notes will not be listed on exchanges, potentially limiting secondary market trading. Pricing date set for July 28, 2025 with maturity on August 2, 2028.
Morgan Stanley Finance has announced Market-Linked Notes due August 1, 2030, tied to the S&P 500® Futures Excess Return Index (SPXFP). Key features include:
- Participation rate of 113% to 118% in the index's positive performance
- Principal protection against negative index performance
- Estimated value of $935.50 per note (±$55.00)
- 5-year term from July 28, 2025 to August 1, 2030
The notes offer asymmetric returns: investors receive 113-118% participation in positive index performance while maintaining full principal protection if the index declines. Notable risks include credit risk of Morgan Stanley, no interim interest payments, and limited secondary market liquidity. The notes' pricing reflects Morgan Stanley's hedging costs and credit spreads, resulting in an estimated value below the issue price.
Morgan Stanley Finance has announced Enhanced Trigger Jump Securities linked to the worst-performing of the EURO STOXX 50® Index and Russell 2000® Index, due January 2, 2030. The securities, priced at $1,000 per unit, are fully guaranteed by Morgan Stanley.
Key features include:
- No interest payments
- Minimum return of 42.50% ($425) if both indices are at/above 75% of initial value at maturity
- Uncapped 1-to-1 participation in worst-performing index if appreciation exceeds 42.50%
- Risk of significant losses if either index falls below 75% threshold
- 4.5-year maturity with estimated initial value of $950.30 per security
The securities involve substantial risk, as investors could lose their entire investment if either index declines more than 25%. This product targets investors seeking enhanced equity index returns who can accept principal risk and exposure to the worst-performing of two major indices.
Offering overview: Morgan Stanley Finance LLC will issue Callable Contingent Income Securities with Daily Coupon Observation due 7 Jan 2030, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 security offers an annual contingent coupon of 10.05%–12.05%, but a coupon is paid only if, on every trading day in the quarterly observation period, the iShares MSCI EAFE ETF (EFA), the S&P 500 Index (SPX) and the Russell 2000 Index (RTY) all close at or above 80 % of their respective initial levels.
Principal repayment: The notes are principal-at-risk. If, at maturity, any underlier finishes below 60 % of its initial level, repayment is reduced in line with the worst performer—potentially to $0. Full principal is returned only when every underlier is at or above its downside threshold.
Issuer call feature: Starting 7 Jan 2026 and quarterly thereafter, Morgan Stanley may redeem the notes early at par plus any due coupon if an internal risk-neutral valuation model deems redemption economically rational. Investors have no control over this decision and, once called, receive no further coupons.
Economic terms & mechanics:
- Issue price: $1,000; estimated value: ≈ $954.40, reflecting issuance, structuring and hedging costs borne by investors.
- Observation periods: successive quarters, each monitored daily for barrier breaches.
- Not listed on any exchange; secondary liquidity depends on the agent, MS & Co.
- CUSIP 61778K6P7; ISIN US61778K6P77.
Key risks: (1) credit risk of Morgan Stanley/MSFL; (2) loss of coupons for any single-day barrier breach; (3) potential loss of some or all principal; (4) reinvestment risk if called; (5) estimated value < issue price implies an immediate economic cost to investors. Asset diversification is limited because performance is governed by the worst underlier.
Morgan Stanley Finance LLC has filed a prospectus supplement for Market-Linked Notes due June 23, 2028, based on the performance of the BlackRock Adaptive U.S. Equity 5% Index. The notes, fully guaranteed by Morgan Stanley, offer the following key features:
- Principal amount of $1,000 per note with estimated value of $956.90
- 230.75% participation rate in the index's positive performance
- Principal protection if the index declines
- No periodic interest payments
At maturity, investors receive the principal amount plus 230.75% of any positive index performance. If the index declines, investors receive only the principal amount. Key risks include credit risk of Morgan Stanley, limited secondary market liquidity, and returns dependent solely on the observation date's closing level. The notes are unsecured obligations and not FDIC insured.
Morgan Stanley Finance LLC is offering Fixed Income Buffered Auto-Callable Securities due 1 July 2030 linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. Each $1,000 note pays a fixed 7.10% annual coupon (accruing monthly) until the earlier of automatic redemption or maturity.
Automatic early redemption: Beginning with the first determination date on 26 June 2026 and monthly thereafter, if the index closes at or above 100 % of the initial level (the call threshold), the note is redeemed at par plus the current coupon. Once called, no further payments accrue.
Principal repayment at maturity: • If not called and the final index level is ≥ 85 % of the initial level (15 % buffer), investors receive par plus the final coupon. • If the final level is < 85 %, repayment equals par × (index performance + 15 %), subject to a minimum of 15 % of par. Investors therefore bear a dollar-for-dollar loss beyond the 15 % buffer and could lose up to 85 % of principal.
Key structural points:
- Issuer/Guarantor: Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley; payments are unsecured and subject to Morgan Stanley credit risk.
- Issue price: $1,000; estimated value on pricing date: ≈ $919 (± $40) due to embedded costs and MS’s internal funding rate.
- Liquidity: Notes will not be listed; secondary market making, if any, will be by MS & Co. and may reflect significant bid-offer spreads.
- Investor profile: Seeks enhanced fixed coupon and limited downside buffer, is willing to forgo index upside and accept significant principal risk and issuer credit exposure.
Morgan Stanley Finance LLC is offering unsecured, unlisted Market-Linked Securities that mature on 23 June 2028 and are fully and unconditionally guaranteed by Morgan Stanley. The notes are linked to the lowest-performing of Apple (AAPL), Eli Lilly (LLY) and Amazon (AMZN) common stock.
Key mechanics
- Issue price: $1,000; estimated value: $948.40 (reflects structuring & hedging costs).
- Automatic call: If on 23 June 2026 the lowest-performing stock closes ≥ its starting price, the note is redeemed for $1,510 (51% premium); no further upside thereafter.
- Maturity payoff (if not called)
- Upside: 200% participation on any positive performance of the lowest-performing stock.
- Contingent absolute return: If the worst stock is ≤ start but ≥ 70% of start, investors receive face plus a positive return equal to the stock’s decline (capped at 30%).
- Downside: If the worst stock ends < 70% of start, investors lose 1% of principal for each 1% decline; loss can exceed 30% and reach 100%.
Risk & cost highlights
- No periodic interest; principal at risk; payments depend solely on the worst-performing stock.
- Credit exposure to MSFL/Morgan Stanley; note is unsecured and not FDIC-insured.
- Secondary market likely illiquid; not exchange-listed.
- Up-front selling commission up to 2.475%; proceeds to issuer $975.25 per $1,000.
These securities suit investors seeking enhanced upside and a 51% early-call premium, willing to accept credit risk, market concentration in three large-cap equities, and the possibility of significant or total principal loss.