Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Trigger PLUS structured notes due December 6, 2030 that provide leveraged exposure to a performance-allocation basket of the MSCI EAFE, EURO STOXX 50 and Nikkei Stock Average indexes. Each security has a stated principal amount of $1,000, for an aggregate principal amount of $364,000, and pays no interest.
At maturity, if the basket performance factor is positive, each note pays $1,000 plus 108% of that positive performance. If the basket performance factor is between 0% and the downside trigger of –30%, only the $1,000 principal is repaid. If it falls below –30%, principal is reduced 1% for each 1% decline and can be reduced to zero. The estimated value on the pricing date is $930.30 per security, reflecting issuance, structuring and hedging costs and an internal funding rate favorable to the issuer. The notes are unsecured, not FDIC-insured, will not be listed on an exchange and may have limited secondary market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk, market-linked securities maturing on January 3, 2029. Each security has a $1,000 face amount and pays a contingent coupon at a rate to be set on the pricing date, expected to be at least 8.45% per annum, but only when the lowest performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Technology Sector Index closes at or above 70% of its starting level on the monthly calculation day.
Beginning about six months after issuance, the notes are auto-callable if on a calculation day all three indices are at or above their starting levels, returning the face amount plus the final contingent coupon. If the notes are not called and on the final calculation day any index is below 70% of its starting level, investors are exposed 1‑for‑1 to the decline of the lowest-performing index and can lose more than 30% and up to all of principal.
The securities are unsecured obligations of Morgan Stanley Finance LLC, guaranteed by Morgan Stanley, with an estimated value of about $963.40 per $1,000 at pricing. They will not be listed on an exchange, may have limited liquidity, involve complex tax treatment and are intended only for investors who can accept equity and issuer credit risk and the possibility of receiving few or no coupons.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Trigger Jump Securities linked to the S&P 500® Index maturing on December 23, 2027. These are principal-at-risk notes that pay no interest and do not guarantee any return of principal.
Each security has a $1,000 stated principal amount. If the index ends at or above its initial level on the observation date, investors receive $1,000 plus the greater of the index gain or a fixed $150 upside payment, but the total is capped at $1,206 per security. If the index is below the initial level but at or above 75% of that level, investors simply receive $1,000 back.
If the index closes below 75% of its initial level, investors lose 1% of principal for each 1% index decline, with no minimum payment, so the entire investment can be lost. The estimated value on the pricing date is approximately $976.50 per security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. All payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering principal-at-risk Jump Securities with an auto-call feature due December 23, 2027, linked to the worst performer of the Nasdaq-100 Technology Sector Index and the Invesco QQQ Trust. Each security has a $1,000 denomination and may be automatically redeemed on December 30, 2026 for $1,138.50 if both underliers are at or above their initial levels on the first determination date.
If not called, investors receive their $1,000 back plus 100% of any gain of the worst-performing underlier if both finish above their initial levels, their $1,000 back if both underliers finish at or above 70% of their initial levels but at least one is at or below its initial level, and a proportionate loss of principal if either finishes below 70%. The notes pay no interest, are unsecured obligations of Morgan Stanley Finance LLC guaranteed by Morgan Stanley, will not be listed on an exchange, and had an estimated value on the pricing date of approximately $963.40 per $1,000 security due to issuing, selling, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is offering $1,000 principal-at-risk Buffered Jump Securities with an auto-call feature maturing on December 24, 2030, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes pay no interest, are unsecured obligations fully and unconditionally guaranteed by Morgan Stanley, and have an estimated value on the pricing date of approximately $900.80 per security, below the $1,000 issue price.
Beginning December 22, 2026, the notes are automatically redeemed if the index closes at or above 100% of its initial level on a determination date, paying fixed amounts of $1,217.50, $1,435.00, $1,652.50 or $1,870.00 per $1,000 depending on the year, corresponding to returns of about 21.75% per annum. If held to maturity and the final index level is at or above 100% of the initial level, investors receive $2,087.50 per security; if it is between 85% and 100%, they receive only principal back. Below 85%, principal is reduced 1% for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal, and investors face both Morgan Stanley credit risk and limited secondary market liquidity.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due December 19, 2030, linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. Each note has a stated principal amount of $1,000 and may pay a contingent coupon at 11.75% per year, but only if the index closes at or above a coupon barrier equal to 70% of its initial level on the relevant observation date. Missed coupons can be “remembered” and paid later if a future observation date meets the barrier.
The notes auto-call if, on any redemption determination date starting December 16, 2026, the index is at least 100% of its initial level, returning principal plus the due coupon and any unpaid coupons. If held to maturity and the final index level is at least 60% of the initial level, investors receive full principal back (plus any payable coupons). If the final level is below 60%, repayment is reduced 1% for each 1% index decline, and the maturity payment can fall to zero. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, with an estimated value on the pricing date of about $895.70 per $1,000 note, and they will not be listed on any exchange.
Morgan Stanley Finance LLC is offering Buffered Performance Leveraged Upside Securities (Buffered PLUS) due July 5, 2028, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the S&P 500 Index and pay no interest, with a stated principal amount of $1,000 per security.
At maturity, if the index is above its initial level, investors receive $1,000 plus 200% of the index gain, capped at a maximum payment of about $1,220–$1,230 per security. If the index ends between 90% and 100% of its initial level, investors simply get back their principal. Below 90%, investors lose about 1% of principal for each additional 1% index decline, but not less than 10% of principal returned.
The estimated value on the pricing date is approximately $963.50 per security, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The securities are unsecured obligations subject to the credit risk of MSFL and Morgan Stanley, are not FDIC insured, will not be listed on any exchange and may have limited or no secondary market. U.S. federal income tax treatment is uncertain and may change.
Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, is offering variable income auto-callable notes due December 27, 2030 linked to the worst performer among Broadcom, Meta Platforms, Tesla, Palantir Technologies and Alphabet Class C stock. Each note has a stated principal amount of $1,000, with principal repaid at early redemption or at maturity, subject to the issuer’s credit.
The notes pay monthly coupons at either a lower annual rate of 0.25% or a higher annual rate of 8.80%. The higher rate is paid only if, on the relevant observation date, the closing level of every stock is at or above its coupon barrier, set at 75% of its initial level; if any stock is below that level, only the lower coupon is paid for that period. Beginning in December 2026, the notes are automatically redeemed if all stocks are at or above 100% of their initial levels on a redemption determination date, in which case investors receive principal plus the higher coupon, and no further payments.
The estimated value on the pricing date is approximately $939.50 per $1,000 note, reflecting issuing, selling, structuring and hedging costs and an internal funding rate. The notes are unsecured obligations, will not be listed on any securities exchange, may have limited or no secondary market liquidity, and are subject to complex U.S. federal income tax treatment.
Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, is offering Buffered Performance Leveraged Upside Securities linked to the iShares MSCI EAFE ETF, maturing on December 9, 2027.
Each $1,000 security pays no interest. At maturity, if the ETF’s final level is above the initial level of $95.81, holders receive principal plus 150% of the percentage gain, capped at a maximum payment of $1,280 per security. If the final level is at or below the initial level but at or above the buffer level of $86.229 (90% of the initial level), holders receive only their principal back. Below the buffer, repayment is reduced 1% for each 1% decline beyond the 10% buffer, with a minimum payment of 10% of principal.
The securities are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any exchange, so secondary market liquidity may be limited. The estimated value on the pricing date is approximately $984.10 per security, reflecting issuing, selling, structuring and hedging costs, and the U.S. federal income tax treatment is complex and uncertain.
Morgan Stanley Finance LLC is issuing Trigger PLUS structured notes linked to the S&P 500® Futures Excess Return Index, with an aggregate principal amount of $2,695,000 and a stated principal amount of $1,000 per security, maturing on December 6, 2030. The notes pay no interest and are fully and unconditionally guaranteed by Morgan Stanley.
At maturity, if the index finishes above the initial level of 559.71, investors receive principal plus a leveraged upside payment equal to 193% of the index gain. If the final level is between the initial level and the downside threshold of 335.826 (60% of the initial level), investors receive only their principal back. If the index closes below the downside threshold, repayment is reduced 1% for each 1% decline, with no minimum payment, so the entire investment can be lost.
The notes are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and may have limited or no secondary liquidity. The issue price is $1,000 per security, while the issuer’s estimated value on the pricing date is $979.70, reflecting embedded costs and the issuer’s internal funding rate. Morgan Stanley & Co. LLC will sell the notes to an unaffiliated dealer at $992.50 per security for distribution to fee-based advisory accounts.