Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities linked to the Invesco Nasdaq-100® ETF, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000, pays no interest and matures on December 29, 2027.
At maturity, if the ETF’s final level is at or above 90% of the initial level, investors receive $1,000 plus a fixed upside payment of $161.50, a total return of 16.15% per security regardless of how far the ETF has risen above that threshold. If the final level is below 90% of the initial level, investors lose 1% of principal for each 1% decline beyond the 10% buffer, with a minimum payment of 10% of principal.
The securities are unsecured obligations of MSFL, guaranteed by Morgan Stanley, and carry full issuer and guarantor credit risk. The estimated value on the pricing date is approximately $961.00 per $1,000, reflecting issuing, selling, structuring and hedging costs and an internal funding rate. The notes will not be listed on any exchange, and secondary trading, if any, may be limited and at prices below the issue price. U.S. federal income tax treatment is complex and may involve the “constructive ownership” and Section 871(m) regimes.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering contingent income auto-callable securities due December 10, 2030 linked to the worst performer of the Utilities Select Sector SPDR Fund (XLU), the S&P 500 Index (SPX) and the VanEck Semiconductor ETF (SMH). Each security has a stated principal amount and issue price of $1,000.
The notes pay a 10.50% per annum contingent coupon, but only when all three underliers close at or above their coupon barrier (60% of initial level) on the relevant observation date. The securities may be automatically called on scheduled dates starting June 5, 2026 if all underliers are at or above their call threshold (100% of initial level), returning principal plus the coupon for that period.
If not called, principal is repaid at maturity only if every underlier finishes at or above its downside threshold (60% of initial level). Otherwise, holders lose 1% of principal for every 1% decline in the worst underlier, up to a total loss. The estimated value on the pricing date is approximately $975.10 per security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate.
Morgan Stanley Finance LLC is offering fixed rate callable notes due November 25, 2033 with an aggregate principal amount of $710,000. Each note has a stated principal amount and issue price of $1,000 and pays a fixed interest rate of 4.450% per year, with interest paid semi-annually on May 25 and November 25, beginning May 25, 2026.
The notes may be redeemed early in whole, but not in part, on annual redemption dates starting November 25, 2027 if a risk neutral valuation model indicates that calling is economically rational for the issuer. Any early redemption will be at 100% of principal plus accrued interest, after which no further payments are made.
The notes are senior unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and are subject to their credit risk. They will not be listed on any securities exchange, and Morgan Stanley & Co. LLC may, but is not required to, make a secondary market. The estimated value on the pricing date is $973.80 per note, below the $1,000 issue price, reflecting issuance, selling, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering structured Contingent Income Memory Auto-Callable Securities linked to the VanEck Gold Miners ETF. The notes have a stated principal of $1,000 per security and an aggregate principal amount of $1,779,000.
Investors may receive a contingent coupon at an annual rate of 12.70%, but only if the ETF’s closing level on each observation date is at or above the coupon barrier of $51.555. The notes can be automatically redeemed early if the ETF is at or above the call threshold of $73.65, returning principal plus any due coupons.
At maturity in May 2027, if not called and the ETF is at or above the downside threshold of $51.555, investors receive principal back plus any payable coupons. If the final level is below this threshold, repayment is reduced 1% for each 1% decline in the ETF, and the payout can fall to zero. The estimated value on the pricing date is $961.10 per $1,000 note, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering fixed rate callable notes due November 26, 2032 with an aggregate principal amount of $1,030,000. Each note has a stated principal and issue price of $1,000, pays a fixed interest rate of 4.450% per year, and pays interest semi-annually on May 26 and November 26, beginning May 26, 2026, using a 30/360 day-count convention.
The issuer may redeem the notes early, in whole but not in part, on annual redemption dates starting November 26, 2027 at 100% of principal plus accrued interest, but only if a risk neutral valuation model run 13 months before the relevant redemption date indicates that calling the notes is economically rational for the issuer. The notes are unsecured obligations, subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, will not be listed on any securities exchange, and may have limited or no secondary market liquidity.
The estimated value of each note on the pricing date is $982.70, below the $1,000 issue price, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, maturing on December 5, 2030, in $1,000 denominations. The securities pay a contingent coupon at an annual rate of at least 10.00% only when the index is at or above 70% of its initial level on scheduled observation dates, with "memory" of previously missed coupons. The notes are auto-callable if the index is at or above 100% of its initial level on any redemption determination date, returning principal plus due and unpaid coupons. At maturity, if not called, investors receive full principal only if the index is at or above an 85% buffer level; below that, losses are 1% for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is approximately $905.60 per $1,000, the notes are unsecured, not listed on any exchange and carry significant market, index, tax and credit risks.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering step-down jump securities with an auto-call feature linked to the Energy Select Sector SPDR Fund. These principal-at-risk notes pay no coupons and may be automatically redeemed on scheduled determination dates if the fund’s closing level is at or above the applicable call threshold, for fixed cash payments designed to reflect approximately 11.20% per annum.
If the notes are not called and the final fund level is at or above the upside threshold, investors receive $1,336 per $1,000 at maturity; if between the upside and downside thresholds, they receive only principal; below the downside threshold, repayment is reduced 1% for each 1% decline in the fund and can fall to zero. The estimated value on the pricing date is approximately $972.70 per $1,000, reflecting embedded fees, funding assumptions and hedging costs, and the notes are subject to Morgan Stanley’s credit risk and limited liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Enhanced Trigger Jump Securities linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index, maturing on December 4, 2030. Each note has a $1,000 stated principal amount and pays no interest.
At maturity, if the index’s final level is at or above 60% of its initial level, investors receive $1,000 plus the greater of the index return or a fixed $710 upside payment (a 71% gain). If the final level is between 50% and 60% of the initial level, investors receive only their $1,000 principal. If it falls below 50%, repayment is reduced 1% for each 1% decline, with no minimum, so the entire investment can be lost.
The preliminary estimated value on the pricing date is about $912.60 per note, reflecting issuing, selling, structuring and hedging costs and an internal funding rate advantageous to the issuer. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange and may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering fixed rate callable notes due December 16, 2033, fully and unconditionally guaranteed by Morgan Stanley. The notes pay a fixed annual interest rate of 4.450%, with interest accrued on a 30/360 basis and paid semi-annually on June 16 and December 16, starting June 16, 2026.
The issuer may redeem the notes early, in whole but not in part, on annual redemption dates starting December 16, 2029 if a risk neutral valuation model indicates that calling is economically rational for the issuer. Any redemption would be at 100% of principal plus accrued interest, after which no further payments are made on the redeemed notes.
Each note has an issue price and stated principal amount of $1,000, but the estimated value on the pricing date is expected to be approximately $983.80, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The notes are unsecured, subject to the issuer’s and guarantor’s credit risk, will not be listed on any securities exchange, and may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Jump Securities with auto-callable features maturing on December 5, 2030. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $949.80 per security.
The notes are linked to the worst performer of the EURO STOXX 50®, S&P 500® and Dow Jones Industrial AverageSM. Starting December 9, 2026, the notes are automatically redeemed if each index is at or above its call threshold (100% of initial level), paying an early redemption amount that targets about 10.30% per annum, ranging from $1,103.00 to $1,489.25 per security depending on the call date.
If not called, and on the final date all indices are at or above their call thresholds, investors receive $1,515.00 per security. If any index is below its call threshold but all are at or above 70% downside thresholds, repayment is $1,000. If any index finishes below its 70% downside threshold, repayment equals $1,000 multiplied by the performance of the worst index, exposing investors to full downside and potential total loss of principal. The notes pay no interest, are subject to Morgan Stanley’s credit risk, are not listed on any exchange and may have limited secondary liquidity.