Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Auto-Callable Securities linked to NVIDIA Corporation common stock. Each security has a $1,000 issue price and matures on November 3, 2028, with the strike and pricing date on October 31, 2025. The estimated value on the pricing date is approximately $968.80 per security (or within $45 of that estimate).
The notes pay a 16.50% per annum contingent coupon only if NVDA’s closing level is at or above the coupon barrier on the observation date. They are auto-callable if NVDA closes at or above the call threshold (100% of the initial level) on specified determination dates, returning principal plus the applicable coupon.
If not called, at maturity investors receive principal only if the final level is at or above the downside threshold (70% of the initial level); otherwise, the payoff declines 1% for each 1% drop in NVDA from the initial level and could be zero. The securities are unsecured, subject to the issuer’s and guarantor’s credit risk, and will not be listed. Observation and coupon dates run quarterly from January 30, 2026 through the final observation on October 31, 2028.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Enhanced Buffered Jump Securities linked to the SPDR S&P Metals & Mining ETF. The notes pay no interest and do not guarantee principal. Each $1,000 security offers an upside payment of at least $176.50 (17.65%) if the final level is greater than or equal to the buffer level.
The buffer level is 90% of the initial level; below that, repayment is reduced by 1.1111% for each 1% decline beyond the 10% buffer, with no minimum—repayment could be zero. Key dates: strike and pricing on October 24, 2025; original issue on October 29, 2025; observation on November 6, 2026; maturity on November 12, 2026. The issue price is $1,000, estimated value about $975.50 per security, and placement/agent fees of $10 per $1,000 (proceeds to issuer $990 per security). The securities will not be listed, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Dual Directional Buffered PLUS, unsecured notes linked to the S&P 500 Futures Excess Return Index and fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and return depends on index performance at maturity.
If the final index level is above the initial level, investors receive principal plus a leveraged upside at at least 173% of the index gain. If the final level is at or below the initial but at or above the buffer level, investors receive principal plus the absolute decline (capped at a 20% positive return). If the final level falls below the buffer, investors lose 1% of principal for each 1% drop beyond the 20% buffer, subject to a minimum payment at maturity of 20% of principal. Key terms: price to public $1,000 per security; estimated value on pricing date approximately $972.20 per security; strike/pricing date October 31, 2025; observation date October 31, 2030; maturity November 5, 2030. The securities will not be listed; all payments are subject to issuer and guarantor credit risk.
Morgan Stanley Finance LLC launched a preliminary offering of Contingent Income Memory Auto-Callable Securities due April 26, 2030, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performer of the Nikkei Stock Average (NKY) and the VanEck Junior Gold Miners ETF (GDXJ).
The notes pay a contingent coupon at 9.10% per annum on scheduled dates only if both underliers close at or above their coupon barrier (70% of initial) on the related observation date; missed coupons can be paid later if a future observation meets the barrier. The notes auto-call, paying par plus due coupons, if on any redemption determination date both underliers are at or above the call threshold (90% of initial), starting October 23, 2026.
If uncalled, at maturity investors receive par only if both underliers are at or above the downside threshold (60% of initial); otherwise the payoff is reduced 1% for each 1% decline of the worst underlier, which could result in a zero return of principal. Issue price is $1,000 per note; the estimated value on the pricing date is approximately $929.30 per note. The securities are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed.
Morgan Stanley Finance LLC plans to issue Contingent Income Auto‑Callable Securities due October 27, 2028, linked to Stanley Black & Decker, Inc. (SWK), fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes pay a contingent coupon at 14.90% per annum on scheduled dates only if the stock closes at or above the coupon barrier on the related observation date.
The notes may be automatically called on specified quarterly dates if SWK is at or above the 100% call threshold, returning the $1,000 stated principal plus the coupon for that period. If not called, and at maturity SWK is at or above the downside threshold (60% of the initial level), investors receive principal back (plus the final coupon if payable). If the final level is below that threshold, repayment is reduced 1% for each 1% decline, potentially to zero. The issue price is $1,000 per security; the estimated value on the pricing date is approximately $965 per security (or within $30 of that estimate). First potential call is January 26, 2026; maturity is October 27, 2028. The securities will not be listed on any exchange and all payments are subject to the issuer’s and guarantor’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering market‑linked notes tied to the Class A common stock of Bloom Energy Corporation. The notes pay no interest and return principal at maturity on January 28, 2027, with upside linked to the stock’s performance, subject to a cap.
At maturity, holders receive $1,000 per note plus an upside payment equal to 100% of the stock’s appreciation, capped at a maximum payment of $1,112 per note (111.20%). If the final stock level is at or below the initial level, investors receive only the stated principal amount. The price to public is $1,000 per note, and the notes will not be listed on any exchange.
Key dates include a strike/pricing date of October 24, 2025, an observation date of January 25, 2027 (subject to postponement), and an original issue date of October 29, 2025. The issuer’s estimated value on the pricing date is approximately $981.70 per note (within $25.00). All payments are subject to the issuer’s and guarantor’s credit risk, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Callable Contingent Income Memory Securities due October 26, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 security pays a contingent coupon at 21.15% per annum only if, on an observation date, the closing level of each underlier—Shopify (SHOP), Datadog (DDOG) and Apple (AAPL)—is at or above its coupon barrier (60% of initial level). Unpaid coupons may be paid later if a subsequent observation meets the barrier.
The notes are linked to the worst performing underlier. They may be redeemed early on scheduled redemption dates beginning January 28, 2026 if a risk‑neutral valuation model indicates redemption is economically rational for the issuer. At maturity, if not redeemed and the final level of each underlier is at or above its downside threshold (50% of initial), investors receive principal plus any payable coupons; otherwise, the payout is reduced by the full decline of the worst underlier, potentially to zero.
The issue price is $1,000 per security; the estimated value on the pricing date is approximately $982.70 per security. The securities are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on an exchange.
Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley (MS), filed a preliminary 424(b)(2) for Jump Securities with Auto‑Callable Feature due November 1, 2030, linked to the worst performing of the Nasdaq‑100 Index (NDX) and EURO STOXX 50 (SX5E). The notes are principal at risk, unsecured, and do not pay periodic interest. The issue price is $1,000 per security; the estimated value on the pricing date is approximately $958.80 per security (or within $55 of that estimate).
The notes may auto‑redeem starting November 2, 2026 if each index closes at or above its call threshold (100% of initial), for an early redemption payment corresponding to ~10.65% per annum, increasing over scheduled dates. If held to maturity and each index is at or above its call threshold, the payment is $1,532.50 per security. If either index is below the call threshold but both are at or above the downside threshold (70% of initial), repayment is the $1,000 principal. If either finishes below its downside threshold, investors lose 1% of principal for each 1% decline in the worst performer, potentially to zero. The securities are subject to issuer credit risk and will not be listed on any exchange.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities linked to Bank of America common stock, fully and unconditionally guaranteed by Morgan Stanley, due October 26, 2028. These principal-at-risk notes pay a 10.00% annual contingent coupon only when the underlier closes at or above the coupon barrier on each observation date, with unpaid coupons eligible to be paid later if the barrier is met.
The notes may auto-call at the stated principal amount plus any due coupons if the underlier is at or above the 100% call threshold on a redemption determination date, beginning January 23, 2026. If held to maturity and the final level is at or above the downside threshold, investors receive principal; if below the threshold, repayment is reduced 1% for every 1% decline, potentially to zero. The downside threshold and coupon barrier will be set on the pricing date and are each stated as at most 77.50% of the initial level.
The issue price is $1,000 per security; estimated value on the pricing date is approximately $973 per security. Agent commissions are $20 per $1,000, with proceeds to the issuer of $980 per security. The securities will not be listed on any exchange and are subject to the issuer’s credit risk.
Morgan Stanley Finance LLC, guaranteed by Morgan Stanley, is offering Contingent Income Auto-Callable Securities linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index. These principal-at-risk notes may pay a 17.00% per annum contingent coupon only when the underlier’s closing level is at or above the 70% coupon barrier on each observation date.
The notes auto-call at par plus the applicable coupon if the underlier is at or above the 100% call threshold on any redemption determination date, starting January 26, 2026. If not called, at maturity on October 29, 2030 investors receive par if the final level is at or above the 50% downside threshold; otherwise the payoff declines 1% for each 1% drop in the underlier. Issue price is $1,000 per security; the estimated value on pricing is approximately $937 per security. The notes are unsecured obligations, subject to Morgan Stanley’s credit risk, and will not be listed on an exchange.