Every 8-K that Midland States Bancorp, Inc. (MSBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MSBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MSBI filings page.
Midland States Bancorp, Inc. declared a higher quarterly cash dividend of $0.33 per share on its common stock, up from $0.32. The dividend is payable on August 21, 2026 to shareholders of record at the close of business on August 14, 2026.
The board also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on September 30, 2026 to stockholders of record on September 15, 2026. The company notes this is its 26th consecutive year of increasing the quarterly cash dividend and reports total assets of approximately $6.70 billion and wealth management assets under administration of approximately $4.78 billion as of June 30, 2026.
Midland States Bancorp, Inc. furnished an investor presentation for use in meetings with investors and analysts. The presentation is provided as Exhibit 99.1 and is expressly treated as information that is furnished, not filed, under the Securities Exchange Act of 1934.
Midland States Bancorp, Inc. reported second quarter 2026 net income available to common shareholders of $17.7 million, or $0.82 per diluted share, compared with $16.2 million, or $0.74, in the first quarter and $9.8 million, or $0.44, a year earlier. Return on average assets was 1.22% and return on average tangible common equity reached 16.27%. Adjusted pre-provision net revenue was $32.8 million, equal to 2.01% of average assets, and the net interest margin expanded to 3.98% from 3.91%.
Total loans were $4.24 billion at June 30, 2026, down $94.9 million as planned runoff in specialty finance and non-core portfolios offset modest Community Bank growth. Total deposits rose to $5.71 billion, up $267.2 million, with higher retail and commercial balances and reduced brokered deposits, bringing the loan-to-deposit ratio to 74.4%. Wealth management delivered record revenue of $8.8 million on $4.78 billion of assets under administration.
Credit quality indicators were mixed: loans 30–89 days past due and substandard accruing loans declined, while nonperforming loans increased slightly to 1.43% of total loans and nonperforming assets remained 0.91% of total assets. Net charge-offs were $12.5 million, including an $8.6 million charge-off tied to resolving a previously identified commercial real estate relationship. The allowance for credit losses was $62.5 million, or 1.47% of total loans. Regulatory capital stayed strong, with a common equity Tier 1 ratio of 10.39% and total capital to risk-weighted assets of 15.77%, alongside $2.7 million of share repurchases during the quarter.
Midland States Bancorp, Inc. appointed Claire A. Stack as Executive Vice President and Chief Financial Officer of the company and Midland States Bank, effective May 8, 2026. She had been serving as Vice President – Chief Accounting Officer and interim CFO since March 2026.
Her offer letter provides a base salary of $350,000, bonus potential equal to 40% of base salary, eligibility for annual equity awards equal to 50% of base salary, and a one-time restricted stock grant equal to 50% of base salary, subject to board or committee approval. After termination, she is generally subject to 12 months of non-solicitation restrictions.
Stack is a CPA with more than fifteen years of accounting and finance leadership experience, including prior roles at Steelcase, several accounting firms, and other companies. As of March 31, 2026, Midland States Bancorp reported total assets of approximately $6.55 billion and Wealth Management Group assets under administration of approximately $4.47 billion.
Midland States Bancorp, Inc. reported the results of its 2026 annual meeting of shareholders. Four Class I directors — Jennifer L. DiMotta, Jeffrey G. Ludwig, Richard T. Ramos, and Jeffrey C. Smith — were elected to terms expiring at the 2029 annual meeting.
Shareholders approved, on a non-binding advisory basis, the compensation of certain executive officers, with 15,365,734 votes for and 534,594 against. They also ratified the appointment of Crowe LLP as the independent registered public accounting firm for the year ending December 31, 2026, with 17,464,725 votes for and 144,831 against.
Midland States Bancorp, Inc. declared regular cash dividends on its common and preferred stock. The Board approved a quarterly dividend of $0.32 per share on common stock, payable on May 22, 2026 to shareholders of record on May 15, 2026. The company also declared a dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on June 30, 2026 to stockholders of record on June 15, 2026. As of March 31, 2026, Midland States Bancorp reported total assets of approximately $6.55 billion and wealth management assets under administration of about $4.47 billion, reflecting the scale of its community-based banking and wealth management operations.
Midland States Bancorp, Inc. announced that its board has increased the company’s common stock repurchase authorization from $25 million to $45 million and extended the program through December 31, 2026. This allows the bank to continue buying back shares at its discretion over the next several years.
Under the program, initially authorized on November 3, 2025, the company has already repurchased 923,837 shares at an average price of $21.46, for a total of $19.8 million. Management describes the larger authorization as reflecting confidence in capital strength, credit profile and long-term profitability. As of March 31, 2026, the company reported approximately $6.55 billion in total assets and $4.47 billion of wealth management assets under administration.
Midland States Bancorp reported a strong turnaround in the first quarter of 2026. Net income available to common shareholders was $16.2 million, or $0.74 per diluted share, compared with a loss of $5.1 million, or $0.24 per share, in the prior quarter and a loss of $143.2 million a year earlier.
Adjusted earnings available to common shareholders were $17.2 million, or $0.79 per diluted share, and adjusted pre-provision net revenue was $30.5 million. Net interest margin improved to 3.91% as deposit costs declined to 1.81%. Community Bank loans grew $68.8 million while total loans eased to $4.34 billion and deposits rose to $5.44 billion. Credit quality strengthened, with nonperforming assets at 0.91% of total assets and net charge-offs at 0.64% of average loans. Capital remained solid, with a common equity tier 1 ratio of 9.98%, and the company repurchased $7.8 million of common stock.
Midland States Bancorp, Inc. reported that on March 5, 2026, it terminated Eric Lemke as Chief Financial Officer and principal financial and accounting officer of the company and Midland States Bank.
The board appointed Claire Stack, age 37, as Vice President – Chief Accounting Officer and interim Chief Financial Officer, making her the new principal financial and accounting officer. Stack joined the company in November 2025 as Corporate Controller and has more than fifteen years of accounting and finance leadership experience in financial services and public companies.
The company and its bank entered into a Change of Control Agreement with Stack, initially running through December 31, 2026 and automatically renewing for one-year periods unless either party gives timely notice. If her employment is terminated without cause or she resigns for good reason in connection with a change in control, she is entitled to a cash payment equal to 150% of her salary plus the average of her prior three years’ bonus payments, as well as up to 12 months of COBRA coverage at employee rates. She is generally subject to 12-month non-solicitation and non-competition restrictions after termination, and payments are conditioned on her signing a general release.
Midland States Bancorp, Inc. expanded its Board of Directors from ten to eleven members and appointed James F. Deutsch as a Class II director. His term will run until the company’s 2027 annual meeting of shareholders, aligning him with the company’s regular director election cycle.
Deutsch, a senior partner at Patriot Financial Partners, L.P., a private equity fund focused on financial services and a current shareholder of Midland States Bancorp, also joined the board of the company’s wholly owned subsidiary, Midland States Bank. The Board made the appointment after evaluating his qualifications, the nominating committee’s recommendation, established director criteria and applicable Nasdaq independence rules. As a non-employee director, he will receive the standard compensation package for non-employee directors as described in the company’s 2025 proxy statement.
Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share on its common stock. The dividend will be paid on February 20, 2026 to shareholders of record as of February 13, 2026.
The Board also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. This preferred dividend is payable on March 30, 2026 to shareholders of record as of March 16, 2026. The company issued a press release with additional details.
Midland States Bancorp, Inc. filed a Form 8-K to announce that it released its financial results for the fourth quarter of 2025. The company issued a press release describing these results and attached it as Exhibit 99.1.
The company also posted a slide presentation covering the same fourth quarter 2025 financial results on its website, which is included as Exhibit 99.2. Both the press release and the slide presentation are furnished for information purposes and are not deemed filed under the securities laws.
Midland States Bancorp (MSBI) announced a planned leadership transition. Jeffrey S. Mefford, President of Midland States Bank and an Executive Vice President of the Company, will retire effective June 30, 2026 (the “Transition Date”).
The Company plans to appoint Jeremy A. Jameson, 44, as Executive Vice President — Chief Banking Officer of the Bank, effective as of the Transition Date. The Company furnished a press release detailing the transition as Exhibit 99.1 under Item 7.01. The disclosure includes customary forward‑looking statements language.
Midland States Bancorp (MSBI) declared cash dividends and launched a new repurchase plan. The Board approved a quarterly cash dividend of $0.32 per common share, payable on November 21, 2025 to shareholders of record on November 14, 2025. The Board also declared a $0.4844 dividend per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on December 30, 2025 to shareholders of record on December 15, 2025.
In addition, the Board authorized a stock repurchase program for up to $25.0 million of common stock, effective November 3, 2025 through November 2, 2026. Repurchases may occur on the open market, in privately negotiated transactions, or other methods permitted by law, at the Company’s discretion. Management is authorized to enter a Rule 10b5-1 trading arrangement, and the program may be suspended or discontinued at any time.
Midland States Bancorp, Inc. furnished a Form 8-K announcing its third-quarter 2025 results. The company released a press release and made an investor slide presentation available on its website, attached as Exhibits 99.1 and 99.2. These materials are provided under Items 2.02 and 7.01 and are furnished, not filed, under the Exchange Act; they are not incorporated by reference except as specifically stated.
Midland States Bancorp, Inc. plans to redeem all of its outstanding Fixed-to-Floating Rate Subordinated Notes due September 30, 2029. The company has notified holders that the notes, with an aggregate current principal amount of $50,750,000, will be redeemed in full on September 30, 2025.
The redemption price will equal 100% of the aggregate principal amount plus accrued and unpaid interest up to, but not including, the redemption date. These subordinated notes currently carry a 7.91% interest rate, resulting in approximately $4.0 million of interest payable each year, so redeeming them will remove this interest obligation going forward.
Midland States Bancorp, Inc. reported receiving an expected notice from Nasdaq on August 19, 2025 stating the company is not in compliance with Listing Rule 5250(c)(1) because it has not yet filed its Quarterly Report on Form 10-Q for the period ended June 30, 2025. The notice does not immediately affect the listing or trading of its common stock or depositary shares on the Nasdaq Global Select Market.
The company has until October 18, 2025 to submit a plan to regain compliance, and Nasdaq may grant up to February 26, 2026 to fully comply. The delay in the June 30, 2025 Form 10-Q filing stems from previously disclosed restatements that also pushed back the Form 10-K for the year ended December 31, 2024 and the Form 10-Q for the period ended March 31, 2025. Midland States Bancorp states it intends to file the June 30, 2025 Form 10-Q and regain compliance as soon as practicable.
Midland States Bancorp (Nasdaq: MSBI) filed an 8-K summarizing the 4 Aug 2025 annual shareholder meeting.
- Director election: Class III directors R. Dean Bingham, Jerry L. McDaniel and Jeffrey M. McDonnell were re-elected for terms ending 2028. Support levels were 71.0%, 59.4% and 81.3%, respectively.
- Say-on-pay: The advisory resolution on executive compensation passed with 13.4 m votes for (86.0%) versus 1.6 m against.
- Say-on-frequency: 83.6% of shares preferred an annual vote on compensation, aligning with the board’s stance.
- Auditor: Crowe LLP was ratified as independent auditor for FY 2025 with 97.5% support (16.9 m for; 0 broker non-votes).
No financial results, strategic transactions or capital actions were disclosed. Aside from notable 40% opposition to Director McDaniel, the proposals passed comfortably, suggesting overall but not unanimous shareholder confidence. Market impact should be minimal unless governance concerns over dissent gain traction.
Midland States Bancorp, Inc. (Nasdaq: MSBI) filed an 8-K to announce new dividend actions approved by its Board on 5 Aug 2025.
- Common stock: quarterly cash dividend of $0.32 per share, payable 22 Aug 2025 to holders of record 15 Aug 2025.
- Preferred stock (Series A, 7.75% fixed-rate reset): cash dividend of $0.4844 per depositary share (each represents 1/40 of a preferred share), payable 30 Sep 2025 to holders of record 15 Sep 2025.
The filing contains no other material events, financial results, or strategic developments. Exhibit 99.1 provides the related press release; no financial statements were included.