Midland States Bancorp (MSBI) officer reports 1,641-share equity holding

Rhea-AI Filing Summary

Midland States Bancorp, Inc. filed an initial ownership report for VP and Chief Accounting Officer Claire Ann Stack. The filing shows she holds 1,641 shares of common stock directly as of the reported date. A footnote indicates these shares relate to a restricted stock award with a three-year cliff vesting schedule, highlighting that this is an equity compensation holding rather than a new market purchase or sale.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Stack Claire Ann

(Last) (First) (Middle)

1201 NETWORK CENTRE DR.

(Street)

EFFINGHAM IL 62401

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/05/2026

3. Issuer Name and Ticker or Trading Symbol
Midland States Bancorp, Inc. [ MSBI ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP Chief Accounting Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock(1)	1,641	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. RSA with 3-year Cliff vesting schedule

Remarks:

	/s/Claire Ann Stack	03/16/2026
	/s/Nathan D. Sturycz, attorney-in-fact	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What does Midland States Bancorp (MSBI) disclose in this Form 3?

Midland States Bancorp reports initial share ownership for VP and Chief Accounting Officer Claire Ann Stack. The filing shows she directly holds 1,641 shares of common stock, tied to a restricted stock award with a three-year cliff vesting schedule as her starting disclosed position.

How many Midland States Bancorp (MSBI) shares does Claire Ann Stack hold?

Claire Ann Stack is reported to hold 1,641 shares of Midland States Bancorp common stock directly. This amount comes from a restricted stock award subject to a three-year cliff vesting schedule, indicating the shares are part of her equity compensation package.

Is the Midland States Bancorp (MSBI) Form 3 a buy or sell transaction?

The Form 3 does not report a buy or sell. It simply lists Claire Ann Stack’s initial beneficial ownership of 1,641 common shares, primarily from a restricted stock award with a three-year cliff vesting schedule, rather than documenting an open-market trade.

What is the significance of the restricted stock award noted for MSBI?

The filing notes a restricted stock award with three-year cliff vesting. This means the shares reported for Claire Ann Stack are tied to long-term equity compensation that vests only after three years, aligning her interests with Midland States Bancorp’s longer-term performance.

Who is the insider named in Midland States Bancorp (MSBI) Form 3?

The insider is Claire Ann Stack, who serves as Vice President and Chief Accounting Officer. The Form 3 records her initial beneficial ownership of 1,641 common shares, associated with a restricted stock award featuring a three-year cliff vesting schedule.