Midland States COO delivers or withholds 645 shares

The report also lists 3,278 directly held option shares with a $28.43 exercise price and an October 31, 2032 expiration.

Available on EDGAR 11/04/2026 - 10:37 AM EST Accepted by SEC EDGAR 11/04/2026 - 10:36 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Midland States Bancorp, Inc. (MSBI) SVP - Chief Operating Officer Kyle Owen Mooney reported 645 common shares delivered or withheld for payment of exercise price or tax liability on November 3, 2026, at a reported per-share price of $33.22. His direct common-stock holdings afterward were 14,283 shares. The report also lists 3,278 underlying common shares in directly held options with a $28.43 exercise price and an October 31, 2032 expiration date.

Insider Trade Summary

Exercise Price or Tax Liability: 645 shares

Exercise Price or Tax Liability 1 txn

Insider Mooney Kyle Owen

Role SVP - Chief Operating Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	645	$33.22	$21K
Holding	Option (right to buy)	--	--	--

Holdings After Transaction: Common Stock — 14,283 shares (Direct); Option (right to buy) — 3,278 contracts (Direct)

Key Figures

Shares delivered or withheld: 645 shares Reported per-share price: $33.22 per share Direct common-stock holdings after transaction: 14,283 shares +2 more

5 metrics

Shares delivered or withheld 645 shares For payment of exercise price or tax liability on November 3, 2026

Reported per-share price $33.22 per share 645-share transaction reported for November 3, 2026

Direct common-stock holdings after transaction 14,283 shares Kyle Owen Mooney's reported position after the November 3, 2026 transaction

Underlying common shares in directly held options 3,278 shares Options listed in the report

Option exercise price $28.43 per share Directly held options expiring October 31, 2032

Key Terms

exercise price, tax liability, Option (right to buy)

3 terms

exercise price financial

"exercise price or tax liability"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

tax liability financial

"exercise price or tax liability"

Option (right to buy) financial

"Option (right to buy)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many MSBI shares did Kyle Owen Mooney deliver or withhold?

Kyle Owen Mooney reported 645 common shares delivered or withheld for payment of exercise price or tax liability on November 3, 2026, at a reported per-share price of $33.22. His direct common-stock holdings afterward were 14,283 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mooney Kyle Owen

(Last) (First) (Middle)

1201 NETWORK CENTRE DR.

(Street)

EFFINGHAM ILLINOIS 62401

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Midland States Bancorp, Inc. [ MSBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP - Chief Operating Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/03/2026		F		645	D	$33.22	14,283	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option (right to buy)	$28.43							10/31/2023	10/31/2032	Common Stock	3,278		3,278	D

Explanation of Responses:

Remarks:

	/s/Kyle O Mooney	11/04/2026
	/s/Nathan D. Sturycz, attorney-in-fact	11/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)