Welcome to our dedicated page for Midland States SEC filings (Ticker: MSBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Midland States Bancorp, Inc. (NASDAQ: MSBI) SEC filings page on Stock Titan provides access to the company’s regulatory documents filed with the U.S. Securities and Exchange Commission. As a community-based financial holding company and sole shareholder of Midland States Bank, Midland States Bancorp reports on its commercial banking and wealth management activities, capital structure, and governance through periodic and current reports.
Investors can review annual and quarterly reports such as the Form 10-K and Form 10-Q, where the company presents audited and interim financial statements, management’s discussion of results, asset quality metrics, and capital ratios. These filings have included discussions of restatements of prior financial statements and the timing of subsequent reports, as described in the company’s Form 12b-25 notification of late filing.
Current reports on Form 8-K document material events, including dividend declarations on common stock and 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, authorization of a stock repurchase program, redemption of subordinated notes, notices related to Nasdaq listing rule compliance, earnings releases, and annual meeting voting results. These filings also identify the trading symbols MSBI and MSBIP and confirm the company’s listing on The Nasdaq Stock Market LLC.
Proxy materials such as the DEF 14A definitive proxy statement provide detail on board structure, executive compensation, shareholder proposals, and governance policies like the code of business conduct and ethics, anti-hedging policy, and clawback policy.
On Stock Titan, AI-powered tools summarize key points from Midland States Bancorp’s filings, helping users quickly understand topics such as credit quality trends, portfolio repositioning, capital management actions, and governance decisions without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, 8-K, proxy, and related filings are incorporated as they are posted, while users can also track how the company addresses Nasdaq notices and other regulatory matters over time.
Dimensional Fund Advisors LP filed an amended Schedule 13G reporting beneficial ownership of 1,050,822 shares of Midland States Bancorp Inc common stock, equal to 4.9% of the outstanding class as of the event date. Dimensional reports sole voting power over 1,029,475 shares and sole dispositive power over the full 1,050,822 shares, with no shared voting or dispositive power.
The firm explains that all of these securities are actually owned by various funds and accounts it advises (the “Funds”) and that Dimensional may be deemed a beneficial owner only because it has voting and/or investment power. Dimensional expressly disclaims beneficial ownership of the securities beyond what is required for Section 13(d) reporting. It also certifies that the holdings were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Midland States Bancorp.
Midland States Bancorp (MSBI) reported insider activity by an officer (title shown as CROF). The Form 4 lists two Code F transactions of common stock: on 11/06/2025, 463 shares at $15.97, leaving 23,649 shares directly owned; and on 11/07/2025, 395 shares at $16.01, leaving 23,254 shares directly owned. The filing indicates the report is by a single reporting person and the ownership is direct.
Midland States Bancorp (MSBI) reported an insider transaction by its EVP – Chief Credit Officer. On 11/07/2025, the officer recorded a non-derivative transaction in Common Stock under code F, disposing of 170 shares at a $16.01 price. Following the transaction, the officer beneficially owns 57,814 shares, held directly.
Midland States Bancorp (MSBI) reported insider activity by its Chief Financial Officer, Eric Lemke. On 11/06/2025 and 11/07/2025, two transactions with code F were filed: 641 shares at $15.97 and 573 shares at $16.01, respectively. Following these, the CFO directly owns 42,119 shares.
The filing also lists an outstanding option to buy 19,173 shares at an exercise price of $28.43, expiring on 10/31/2032, with vesting in four equal annual installments beginning one year after the 10/31/2022 grant date.
Midland States Bancorp (MSBI) insider activity: The President of Midland States Bank reported automatic share dispositions to cover tax withholding (Transaction Code F). On 11/06/2025, 954 common shares were withheld at $15.97. On 11/07/2025, 894 common shares were withheld at $16.01. Following these transactions, beneficial ownership was 77,211.47 common shares.
The filer also reports outstanding stock options: an option to buy 29,133 shares at $28.43 expiring 10/31/2032 and an option to buy 5,341 shares at $28.59 expiring 11/16/2026, with vesting in four equal annual installments from their respective grant anniversaries.
Midland States Bancorp (MSBI) Chief Accounting Officer filed a Form 4 reporting tax-withholding transactions coded “F.” The filings show withholdings of 164 shares at $15.97 on 11/06/2025 and 140 shares at $16.01 on 11/07/2025.
After these transactions, the officer beneficially owns 9,082 shares of common stock and 1,600 Series A Preferred Depositary Shares. Derivative holdings include options for 5,198 shares at $28.43 expiring 10/31/2032 and 1,403 shares at $28.59 expiring 11/16/2026, each vesting in four equal annual installments per the noted schedules.
Midland States Bancorp, Inc. reported a sharp downturn for the nine months ended September 30, 2025, driven by a large non‑cash goodwill impairment. The company recorded a net loss of $121.4M, compared with net income of $68.8M a year earlier, after recognizing $154.0M of goodwill impairment in its banking unit.
Core banking performance was roughly stable, with net interest income of $178.1M versus $177.8M last year, but credit costs remained elevated: the provision for credit losses was $48.2M and charge‑offs were high, especially in commercial and equipment finance. Total loans fell to $4.87B from $5.17B, and deposits declined to $5.60B from $6.20B, reflecting balance‑sheet contraction.
Shareholders’ equity dropped to $584.0M from $710.8M, mainly due to the impairment and dividends, while the allowance for credit losses on loans stood at $100.9M. The company also redeemed $50.8M of 7.91% subordinated notes, removing a relatively expensive funding source.
Midland States Bancorp (MSBI) announced a planned leadership transition. Jeffrey S. Mefford, President of Midland States Bank and an Executive Vice President of the Company, will retire effective June 30, 2026 (the “Transition Date”).
The Company plans to appoint Jeremy A. Jameson, 44, as Executive Vice President — Chief Banking Officer of the Bank, effective as of the Transition Date. The Company furnished a press release detailing the transition as Exhibit 99.1 under Item 7.01. The disclosure includes customary forward‑looking statements language.
Midland States Bancorp (MSBI) disclosed insider transactions by its Chief Accounting Officer on a Form 4. The report shows two tax-withholding disposals of common stock under code F: 114 shares on 10/31/2025 at $14.64 and 199 shares on 11/01/2025 at $14.64. It also records an acquisition under code A of 4,000 common shares on 11/03/2025 at $14.64. Following these transactions, direct beneficial ownership stands at 9,386 common shares. The filer also lists 1,600 Series A Preferred Depositary Shares and holds stock options for 1,403 shares at $28.59 (expiring 11/16/2026) and 5,198 shares at $28.43 (expiring 10/31/2032).
Midland States Bancorp (MSBI): EVP and Chief Credit Officer Jeremy Andrew Jameson reported acquiring 23,310 shares of common stock on 11/03/2025 at $14.64 per share. Following the transaction, he beneficially owns 57,984 shares, held directly.
The filing notes the award as an RSA with a 4-year schedule vesting 25% per year. This appears to be a routine equity grant to a senior officer, aligning compensation with shareholder interests.