M&T Bank Corporation SEC filings document the financial holding company's operating results, capital structure, investor disclosures and shareholder governance. Its 8-K filings report quarterly and annual results, Regulation FD investor presentations, dividend-related securities information and material capital actions involving common stock and perpetual preferred stock series.
The company's proxy and annual meeting filings cover director elections, executive compensation votes, equity incentive plan approvals and auditor ratification. Other filings describe registered securities, including MTB common stock, preferred stock series listed on the New York Stock Exchange, and completed debt financing through subordinated notes issued under a shelf registration statement.
M&T Bank Corp. Vice Chairman Kevin J. Pearson sold 2,000 common shares on October 16, 2026, at $220.75 per share. The sale occurred automatically under a Rule 10b5-1 trading plan adopted March 5, 2026, and he reported 42,107 directly held shares after the transaction. As of September 30, 2026, the filing also lists 3,565 common shares held by a 401(k) plan and 3,833 phantom common stock units in a plan account. The units represent a like number of common shares and are payable in cash under the plan.
M&T Bank Corp. officer Kevin J. Pearson reported a proposed sale of 2,000 common shares, with a listed market value of $441,500. The acquisition history lists 1,444 shares from restricted stock vesting on January 29, 2017, and 556 shares from restricted stock vesting on January 31, 2019. The approximate sale date is October 16, 2026.
M&T Bank Corporation (MTB) reported third-quarter 2026 net income of $775 million and diluted earnings per common share of $5.04 for the quarter ended September 30, 2026. Revenue was $2.536 billion, up 1% from a year earlier, while net income was down 2%; diluted earnings per share rose 5% from $4.82. Net interest income was $1.793 billion, and taxable-equivalent net interest income was $1.805 billion, up 2% year over year. Non-GAAP net operating income was $780 million, down 5% from the second quarter.
Average loans were $143.296 billion, up 5% year over year, and average deposits were $166.777 billion, up 3%. Nonaccrual loans were $1.298 billion at September 30, 2026, 14% below a year earlier; the allowance for loan losses was 1.51% of loans. The provision for credit losses was $135 million, up 8% year over year. For the first nine months, net income was $2.257 billion, up 8% year over year. The estimated CET1 capital ratio was 10.16% at quarter-end. M&T repurchased 1.3 million common shares for a total cost of $323 million during the quarter.
M&T Bank Corporation will revise its other-income categories effective for the third quarter of 2026. It says the changes will not affect total other income, income before taxes, net income or earnings per common share. Trust and investment services income will primarily comprise trust and brokerage income; card revenues will primarily comprise credit-card interchange and merchant discount revenue, plus debit-card interchange formerly included in service charges. Capital markets and advisory revenues will include trading-account and other non-hedging derivative gains, as well as loan syndication, underwriting and advisory fees. Mortgage banking revenues and gains or losses on bank investment securities will be unchanged.
M&T will separately present loans held for sale from loans held for investment in its balance sheet and average-balance disclosures. Annualized taxable-equivalent rates for impacted loan categories and certain loan-based credit-quality ratios will exclude loans held for sale. The unaudited historical schedules apply the new presentation retrospectively and are for illustrative purposes. For the three months ended June 30, 2026, they show net income of $818 million, net interest income of $1,792 million and total other income of $740 million.
M&T Bank Corporation (MTB) refreshed its Medium-Term Note Program on September 22, 2026, under which it may issue from time to time Senior Medium-Term Notes, Series C, and Subordinated Medium-Term Notes, Series D. The Series C notes will be issued under an existing senior indenture dated May 24, 2007, as supplemented on August 16, 2022, and related officers’ certificate dated September 22, 2026. The Series D notes will be issued under a subordinated indenture dated September 22, 2023 and a separate officers’ certificate dated September 22, 2026. These notes have been registered under the Securities Act of 1933 on a Form S-3 registration statement, File No. 333-299064, and are supported by a distribution agreement with RBC Capital Markets, LLC and other agents.
M&T Bank Corporation (MTB) is offering from time to time senior Medium‑Term Notes, Series C, and subordinated Medium‑Term Notes, Series D, under this prospectus supplement, with final terms for each issuance set in a separate pricing supplement. The notes may have fixed, floating, fixed‑to‑floating or benchmark‑linked interest structures and can be denominated in U.S. dollars or certain foreign currencies, including structures tied to SOFR, SONIA, EURIBOR or CORRA.
The notes are unsecured obligations of M&T, structurally subordinated to liabilities of subsidiaries and effectively subordinated to any secured debt, and they are not deposits or FDIC‑insured. Subordinated notes are further subordinated to senior indebtedness and, in some resolution scenarios, to certain government claims. M&T states it intends, unless a pricing supplement specifies otherwise, to qualify the notes as eligible long‑term debt for total loss‑absorbing capacity purposes, meaning holders could absorb losses if M&T enters a resolution. The filing also highlights significant risks: limited covenants, potential absence or illiquidity of any trading market, conflicts of interest where M&T or affiliates act as calculation agent or underwriter, issuer call/redemption features creating reinvestment risk, sensitivity to M&T’s credit ratings and financial condition, and extensive benchmark‑transition risks for rate‑linked notes.
M&T Bank Corporation (MTB) has filed an automatic shelf registration statement on Form S-3, registering an unspecified amount of debt securities, preferred stock, depositary shares, common stock and warrants. These securities may be offered from time to time by M&T or by future selling securityholders, in one or more offerings and distribution methods.
The specific terms, prices and amounts of each issuance will be described in a later prospectus supplement and, if applicable, a pricing supplement. Risk factors and detailed financial information are incorporated by reference, including M&T’s Form 10-K for the year ended December 31, 2025, where PricewaterhouseCoopers LLP audited the financial statements and noted a change in accounting for cash and cash equivalents.
M&T BANK CORP (MTB) reported that Chairman and CEO Rene F. Jones exercised stock options and carried out related share transactions on September 14, 2026. He exercised options for 16,770 options with a conversion price of $190.78 per share, receiving an equal number of common shares and eliminating this option position.
On the same date, 15,101 common shares were delivered or withheld at $239.48 per share for payment of exercise price or tax liability, and 19,396 common shares were sold at $239.35 per share, all pursuant to a Rule 10b5-1 trading plan adopted on June 12, 2026. Indirect holdings reported include 1,067.2331 shares for each of two daughters through custodial and related accounts and 6,157 shares in a 401(k) plan as of June 30, 2026.
M&T Bank Corporation (MTB) released an investor presentation summarizing strong results for the first half of 2026 and its 2026 outlook. For 1H26, diluted earnings per share were $9.44, up 25% year over year, and net income was $1.48 billion, up 14%.
The bank reported a 1.46% return on tangible assets and 16.5% return on tangible common equity, a 3.70% net interest margin, and a 55.5% efficiency ratio. Asset quality improved, with net charge-offs at 27 bps and declines in criticized and nonaccrual loans versus prior periods.
At June 30, 2026, the CET1 capital ratio was 10.19%, and management expects it between 10.0% and 10.5% for 2026. The outlook includes taxable-equivalent net interest income of $7.2–$7.35 billion, fee income of $2.8–$2.85 billion, GAAP expenses of $5.5–$5.6 billion, average loans of $141–$143 billion, and deposits of $165–$167 billion.
M&T BANK CORP (MTB) received a notice that company insider Rene F. Jones, through Fidelity Brokerage Services LLC as attorney-in-fact, intends to sell up to 19,396 shares of common stock on or after September 14, 2026 on the NYSE under Rule 144. These shares come from restricted stock vesting on January 31, 2025 (7,304 shares) and February 14, 2025 (6,525 shares), and from stock option exercises on July 1, 2025 (4,468 shares) and July 3, 2025 (1,099 shares). The filing lists an aggregate market value of approximately $4,642,432.60 for the shares and cites 144,416,262 common shares as outstanding for context.