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Mgic Inv Cp SEC Filings

MTG NYSE

Welcome to our dedicated page for Mgic Inv Cp SEC filings (Ticker: MTG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Sorting through MGIC Investment Corporation’s dense disclosures can be challenging—especially when you’re trying to spot how changing delinquency rates affect loss reserves or whether capital meets PMIERs. If you have ever wondered, “How do I find MGIC’s reserve roll-forward in the 10-K?” or searched for MGIC insider trading Form 4 transactions, you know the time sink.

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  • Instant alerts on MGIC quarterly earnings report 10-Q filing to compare new insurance written and default trends.
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  • Side-by-side views of historical 10-K data for multi-year loss ratio analysis.

Whether you’re tracking MGIC earnings report filing analysis or need the MGIC annual report 10-K simplified, Stock Titan’s expert layer distills hundreds of pages into actionable insights. Stop hunting through PDFs—our AI-powered summaries, comprehensive real-time coverage, and easy download tools let you focus on decisions, not document navigation.

Rhea-AI Summary

MGIC Investment Corp. (MTG) – Form 4 insider transaction

President & COO Salvatore A. Miosi disclosed the sale of 30,000 shares of common stock on 01-Jul-2025 at a weighted-average price of $28.152 per share, generating roughly $0.84 million in proceeds. The disposition was executed under a Rule 10b5-1 trading plan adopted on 06-Mar-2025, indicating the sale was pre-scheduled and not necessarily driven by near-term information.

After the transaction, Miosi directly owns 279,401.361 shares and indirectly controls 384,844 shares via a family trust, maintaining a sizable equity stake. No derivative security activity was reported, and the filing contains no references to earnings, major corporate events, or strategic changes.

The filing primarily records a routine adjustment to the executive’s equity exposure; in isolation, it is unlikely to materially affect the company’s fundamental outlook.

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Royal Bank of Canada (RY) is marketing five separate Auto-Callable Contingent Coupon Barrier Notes with a “memory” coupon that mature on July 20, 2028 and are linked individually to ON Semiconductor (ON), Schlumberger (SLB), Tesla (TSLA), Vistra (VST) and XPO Logistics (XPO). Investors buy in $1,000 denominations and may choose any combination of the offerings.

Income mechanics: Each note pays a quarterly contingent coupon of roughly 9.5%-15% per annum if on the observation date the underlier closes at or above a “coupon threshold” that equals the barrier value. Missed coupons can be “made up” later under the memory feature.

Auto-call: Beginning six months after issuance, if the underlier closes at or above its initial value on any observation date, the note is automatically redeemed at par plus any due coupons.

Principal repayment: If not called, holders receive at maturity (i) par plus any coupons if the final underlier value is at least the barrier level (50%-70% of initial, security-specific); or (ii) par reduced 1% for every 1% the underlier is below its initial value if the barrier is breached—putting up to 100% of principal at risk.

Pricing & distribution: Offer price is 100%, but the initial estimated value is $886-$950 per $1,000, reflecting a ~5%-11% fee/hedging drag. RBC Capital Markets is sole book-runner; the notes will not be exchange-listed and secondary liquidity is expected to be thin.

Key risks highlighted include

  • full downside exposure below barrier
  • uncertain coupon stream and capped upside
  • issuer credit risk
  • illiquidity and potential large bid-ask spreads
  • uncertain U.S. tax treatment and possible withholding for non-U.S. investors.

Overall, the product offers above-market coupon potential in exchange for equity downside risk and limited upside participation, suitable only for investors who understand structured-note mechanics and RBC credit exposure.

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FAQ

What is the current stock price of Mgic Inv Cp (MTG)?

The current stock price of Mgic Inv Cp (MTG) is $28.52 as of July 3, 2025.

What is the market cap of Mgic Inv Cp (MTG)?

The market cap of Mgic Inv Cp (MTG) is approximately 6.6B.

What is MGIC Investment Corporation?

MGIC Investment Corporation is a provider of private mortgage insurance and credit risk management solutions that supports lenders in offering affordable, low-down-payment home financing options.

What is the core business of MGIC?

MGIC primarily generates revenue through insurance premiums from mortgage insurance, supplemented by investment income, and employs risk-based pricing and advanced underwriting techniques.

How does MGIC support affordable homeownership?

By mitigating mortgage credit risks through private mortgage insurance, MGIC enables lenders to extend low-down-payment mortgage options, making homeownership more accessible.

What are the key components of MGIC's business model?

The company’s business model is built on robust underwriting practices, disciplined risk management, risk-based pricing, regulatory compliance, and strategic use of reinsurance.

How does MGIC manage mortgage credit risk?

MGIC utilizes advanced risk-based pricing systems combined with strict underwriting guidelines, technological innovation, and reinsurance strategies to manage and mitigate mortgage credit risk.

What regulatory standards influence MGIC's operations?

MGIC adheres to comprehensive state and federal regulatory requirements, ensuring compliance with mortgage insurer eligibility standards and maintaining financial stability.

What role does technology play in MGIC's operations?

Technology is integral to MGIC’s operations; it enhances underwriting accuracy, facilitates risk-based pricing, and supports the continuous monitoring of credit risk and compliance standards.

How does MGIC maintain its market position?

MGIC maintains a strong market position through decades of industry expertise, transparency in risk management, a focus on disciplined capital strategies, and the continuous improvement of its processes.
Mgic Inv Cp

NYSE:MTG

MTG Rankings

MTG Stock Data

6.55B
232.90M
1.79%
102.07%
4.8%
Insurance - Specialty
Surety Insurance
Link
United States
MILWAUKEE