Mitsub Ufj Fg SEC Filings

Mitsubishi UFJ Financial Group, Inc. (MUFG) has issued a correction to its previously announced common stock repurchase and cancellation plan. The company clarifies that the planned buyback of up to 130,000,000 common shares, for up to ¥250,000,000,000, represents 1.14% of total shares outstanding excluding treasury stock, instead of the 1.08% ratio stated earlier. The repurchase period remains from November 17, 2025 to February 27, 2026, via market purchases on the Tokyo Stock Exchange.

Mitsubishi UFJ Financial Group (MUFG) filed a Form 6-K providing English excerpts from its Japanese semiannual report for the six months ended September 30, 2025, including updated risk factors and detailed J-GAAP financial data.

Profits before income taxes were ¥1,770,518 million, slightly higher than ¥1,741,849 million a year earlier. Operating cash flow was a large outflow of ¥15,366,696 million compared with an outflow of ¥5,956,177 million, mainly reflecting movements in loans, trading positions and wholesale funding. Cash and cash equivalents fell from ¥109,095,437 million at the beginning of the period to ¥94,089,415 million at period-end.

The report highlights key “top risks” identified by MUFG’s Risk Committee in October 2025, including capital pressure from higher global interest rates, foreign currency liquidity, rising credit costs, business continuity, cyber and IT failures, third‑party vendor risk and climate-related risks. It also describes regulatory actions in Japan, including business improvement orders related to information sharing and solicitation practices, and a separate incident where a former employee stole assets from safe deposit boxes, with MUFG Bank implementing remedial measures.

Credit quality metrics show problem loans (bankrupt, doubtful, special attention and restructured) of ¥1,414,679 million at September 30, 2025, down from ¥1,530,471 million at March 31, 2025, while normal loans were ¥137,998,575 million. MUFG continues to use significant management judgment in allowance for credit losses, including a macroeconomic overlay at MUFG Bank of ¥30,297 million. Shareholder returns increased, with a common dividend of ¥39.0 per share approved for the year ended March 31, 2025 and an interim dividend of ¥35.0 per share approved for the half year ended September 30, 2025.

Mitsubishi UFJ Financial Group (MUFG)130,000,000 MUFG common shares (stated as 1.08% of total shares outstanding excluding treasury stock) for up to ¥250,000,000,000. The repurchases will occur from November 17, 2025 to February 27, 2026 via market purchases on the Tokyo Stock Exchange.

Separately, MUFG will cancel 200,000,000 shares (stated as 1.66% of the total shares outstanding before cancellation) on November 28, 2025. MUFG reiterates its policy to avoid holding treasury stock in excess of approximately 5% of total shares outstanding and to cancel shares exceeding that amount. As reference, shares outstanding (excluding treasury) were 11,405,232,418 and treasury stock was 662,478,502 as of September 30, 2025.

Mitsubishi UFJ Financial Group (MUFG) updated its outlook, raising the earnings target for profits attributable to owners of parent to ¥2,100.0bn for the fiscal year ending March 31, 2026. This reflects a ¥100.0bn increase, or +5.0%, over the prior target.

The revision is driven by an expected rise in net operating profits of approximately ¥50.0bn and about ¥150.0bn higher profits other than net operating profits, mainly from equity earnings of equity method investees related to Morgan Stanley. For context, profits attributable to owners of parent were ¥1,862.9bn for the fiscal year ended March 31, 2025.

MUFG also lifted its year-end dividend forecast from ¥35.00 to ¥39.00 per share, bringing the projected annual dividend to ¥74.00 per share for the fiscal year ending March 31, 2026. The company reiterates its policy of stable, sustainable dividend growth and a target dividend payout ratio of approximately 40%.

Mitsubishi UFJ Financial Group (MUFG) filed a Form 6‑K reporting first‑half results under Japanese GAAP. Ordinary income was 6,893,775 million yen (up 0.5%), ordinary profits were 1,746,675 million yen (down 0.6%), and profits attributable to owners of parent reached 1,292,955 million yen (up 2.8%). Basic earnings per share were 113.07 yen.

Total assets were 404,318,108 million yen and the equity‑to‑asset ratio was 5.2% as of September 30, 2025. Capital ratios remained strong: total capital ratio 18.99%, Tier 1 ratio 16.87%, and CET1 ratio 14.08%. The non‑performing loan ratio improved to 1.01%.

MUFG targets 2,100.0 billion yen in profits attributable to owners of parent for the fiscal year ending March 31, 2026. The board set a second‑quarter dividend of 35.00 yen per share and projects a total annual dividend of 74.00 yen, including a 39.00 yen year‑end payment. Diluted EPS was 112.77 yen. Shareholders’ equity was 20,877,762 million yen as of September 30, 2025.

MUFG prospectus supplement (424B5) describes terms of subordinated AT1, Tier 2 and fixed-term subordinated debt securities, including interest, cancellation and write-down mechanics. Interest on AT1 securities accrues on a 360-day year and may be cancelled at MUFG's discretion or if regulatory capital buffer requirements trigger capital distribution constraints. A Capital Ratio Event is defined where consolidated CET1 falls below 5.125%. A Non-Viability Event (Prime Minister confirmation) or Bankruptcy Event can cause permanent write-downs to zero and cancellation of securities, with holders losing their investment and having limited enforcement rights. Balance-sheet figures include multiple yen amounts (e.g., ¥77,798,555; consolidated subordinated liabilities: Liquidation Parity Liabilities ¥2,732.1 billion and other subordinated debt ¥2,546.3 billion as of June 30, 2025). Corporate actions: MUFG repurchased 126,363,300 shares for ¥250.0 billion (May–July 2025) and paid dividends of ¥39.0 per share totaling ¥449.7 billion in June 2025. Foreign exchange rates used: ¥149.52=US$1, ¥162.8=€1, ¥93.97=AU$1, ¥19.22=HK$1.