MUFG (MUFG) boosts Basel 3 capital ratios with ¥21.8T total capital

Rhea-AI Filing Summary

Mitsubishi UFJ Financial Group, Inc. (MUFG) reports its Basel 3 risk-adjusted capital position for the quarter ended June 30, 2026. On a consolidated basis, the total capital ratio was 17.44%, up 0.59 percentage points from 16.85% as of March 31, 2026. The Tier 1 capital ratio rose to 15.60% from 14.95%, and the Common Equity Tier 1 (CET1) ratio increased to 12.95% from 12.47%.

Total capital amounted to ¥21,812.5 billion, with Tier 1 capital of ¥19,513.3 billion and CET1 capital of ¥16,202.1 billion. Risk weighted assets were ¥125,020.7 billion, resulting in required capital of ¥10,001.6 billion under the 8% requirement. Additional tables present similar Basel 3 metrics for major MUFG entities, showing total capital ratios broadly in the mid‑ to high‑teens percent range. MUFG states that these ratios are calculated in accordance with Japanese Financial Services Agency notifications applicable to the group and its principal banking subsidiaries.

Filing Explained

This Form 6-K furnishes MUFG’s Basel 3 capital-ratio disclosure for the quarter ended June 30, 2026 and is incorporated by reference into Form F-3 registration statement No. 333-297942 as of August 14, unless later filings supersede it. The filing therefore updates that registration statement’s information but does not report an issuance or sale.

Key Figures

Total capital ratio: 17.44% Tier 1 capital ratio: 15.60% CET1 capital ratio: 12.95% +5 more

8 metrics

Total capital ratio 17.44% As of June 30, 2026, up from 16.85% on March 31, 2026

Tier 1 capital ratio 15.60% As of June 30, 2026; Basel 3 basis

CET1 capital ratio 12.95% As of June 30, 2026; Common Equity Tier 1

Total capital ¥21,812.5 billion Consolidated MUFG, as of June 30, 2026

Tier 1 capital ¥19,513.3 billion Consolidated MUFG, as of June 30, 2026

CET1 capital ¥16,202.1 billion Consolidated MUFG, as of June 30, 2026

Risk weighted assets ¥125,020.7 billion Consolidated MUFG, as of June 30, 2026

Required capital (8% of RWA) ¥10,001.6 billion Calculated on risk weighted assets at June 30, 2026

Key Terms

risk-adjusted capital ratio, Common Equity Tier 1 capital, risk weighted assets, Basel 3 standards, +1 more

5 terms

risk-adjusted capital ratio financial

"MUFG hereby announces the risk-adjusted capital ratio based on the Basel 3 standards"

Common Equity Tier 1 capital financial

"(3) Common Equity Tier 1 capital ratio (6) / (7)"

Core capital a bank holds consisting mainly of common shares and retained profits that can absorb losses without forcing the bank to sell assets or seek emergency help; items that can’t reliably cover losses are excluded. Think of it as the bank’s shock-absorbing cushion: a higher common equity tier 1 (CET1) level and ratio means regulators and investors view the bank as better able to survive bad loans or market shocks, so it signals lower risk to shareholders and creditors.

risk weighted assets financial

"(7) Risk weighted assets"

Risk weighted assets (RWA) are a way banks and regulators treat different assets as if they carry different levels of risk, assigning each asset a weight based on how likely it is to lose value. Investors use RWA to judge how much capital a bank must keep on hand to absorb losses; higher RWA means the lender needs more capital and may have less room to lend or return money to shareholders. Think of it as packing fragile and sturdy items differently when calculating how much protective padding you need.

Basel 3 standards financial

"Risk-Adjusted Capital Ratio Based on the Basel 3 Standards for the First Quarter"

Required Capital financial

"(8) Required Capital (7)×8%"

FAQ

What Basel 3 total capital ratio did MUFG (MUFG) report as of June 30, 2026?

MUFG reported a total capital ratio of 17.44% as of June 30, 2026, up from 16.85% on March 31, 2026, based on Basel 3 risk-adjusted capital calculations.

How did MUFG’s (MUFG) Tier 1 capital ratio change in the first quarter of FY2026?

The Tier 1 capital ratio rose to 15.60% at June 30, 2026, compared with 14.95% at March 31, 2026, reflecting higher Tier 1 capital relative to risk weighted assets.

What Common Equity Tier 1 (CET1) ratio did MUFG (MUFG) report?

MUFG reported a CET1 ratio of 12.95% as of June 30, 2026, an increase from 12.47% as of March 31, 2026, under Basel 3 standards.

What were MUFG’s (MUFG) total capital and risk weighted assets at June 30, 2026?

Total capital was ¥21,812.5 billion and risk weighted assets were ¥125,020.7 billion at June 30, 2026, forming the basis for MUFG’s Basel 3 capital ratios.

How much required capital did MUFG (MUFG) disclose under the 8% rule?

Required capital, calculated as 8% of risk weighted assets, was ¥10,001.6 billion at June 30, 2026, compared with ¥9,622.5 billion at March 31, 2026.

Under which standards does MUFG (MUFG) compute its risk-adjusted capital ratios?

MUFG computes its risk-adjusted capital ratios under Basel 3 standards and in accordance with Japanese Financial Services Agency notifications applicable to the group and key banking subsidiaries.

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Form 6-K: How Foreign Companies Report to the SEC →

Available on EDGAR 08/14/2026 - 06:09 AM Accepted by SEC EDGAR 08/14/2026 - 06:02 AM Learn about SEC filing dates

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under

the Securities Exchange Act of 1934

For the month of August 2026

Commission File No. 000-54189

MITSUBISHI UFJ FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

4-5, Marunouchi 1-chome, Chiyoda-ku

Tokyo 100-8330, Japan

(Address of principal executive office)

Indicate by check mark whether the registrant files or

will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F  X  Form 40-F     

Indicate by check mark if the registrant is submitting the Form 6-K

in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K

in paper as permitted by Regulation S-T Rule 101(b)(7):

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE IN THE REGISTRATION STATEMENT ON FORM F-3 (NO. 333-297942) OF MITSUBISHI UFJ FINANCIAL GROUP, INC. AND TO BE A PART THEREOF FROM THE DATE ON WHICH THIS REPORT IS FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED WITH OR FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: August 14, 2026

Mitsubishi UFJ Financial Group, Inc.
By:		/s/ Yoshitaka Sekine
Name:		Yoshitaka Sekine
Title:		Managing Director, Head of Documentation & Corporate Secretary Department, Corporate Administration Division

Mitsubishi UFJ Financial Group, Inc. (MUFG)

Risk-Adjusted Capital Ratio Based on the Basel 3 Standards for the First Quarter Ended June 30, 2026

Tokyo, August 14, 2026 — MUFG hereby announces the risk-adjusted capital ratio based on the Basel 3 standards for the first quarter ended June 30, 2026 as stated below.

Mitsubishi UFJ Financial Group, Inc. (Consolidated)

										(in billions of yen)
		As of June 30, 2026 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2026 (B)
(1) Total capital ratio (4) / (7)			17.44	%			0.59	%			16.85	%
(2) Tier 1 capital ratio (5) / (7)			15.60	%			0.65	%			14.95	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			12.95	%			0.48	%			12.47	%
(4) Total capital			21,812.5				1,538.9				20,273.6
(5) Tier 1 capital			19,513.3				1,529.3				17,984.0
(6) Common Equity Tier 1 capital			16,202.1				1,199.9				15,002.2
(7) Risk weighted assets			125,020.7				4,738.9				120,281.7
(8) Required Capital (7)×8%			10,001.6				379.1				9,622.5

MUFG Bank, Ltd. (Consolidated)

										(in billions of yen)
		As of June 30, 2026 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2026 (B)
(1) Total capital ratio (4) / (7)			18.13	%			0.10	%			18.02	%
(2) Tier 1 capital ratio (5) / (7)			16.58	%			0.15	%			16.42	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			13.79	%			(0.07	%)			13.87	%
(4) Total capital			18,786.9				688.3				18,098.6
(5) Tier 1 capital			17,180.9				682.5				16,498.3
(6) Common Equity Tier 1 capital			14,297.7				365.5				13,932.1
(7) Risk weighted assets			103,610.5				3,191.8				100,418.7
(8) Required Capital (7)×8%			8,288.8				255.3				8,033.4

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Mitsubishi UFJ Trust and Banking Corporation (Consolidated)

										(in billions of yen)
		As of June 30, 2026 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2026 (B)
(1) Total capital ratio (4) / (7)			19.55	%			0.15	%			19.40	%
(2) Tier 1 capital ratio (5) / (7)			15.87	%			0.32	%			15.55	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			13.04	%			0.20	%			12.84	%
(4) Total capital			2,202.4				90.5				2,111.9
(5) Tier 1 capital			1,788.5				95.2				1,693.2
(6) Common Equity Tier 1 capital			1,469.0				71.2				1,397.7
(7) Risk weighted assets			11,262.9				377.2				10,885.7
(8) Required Capital (7)×8%			901.0				30.1				870.8

MUFG Bank, Ltd. (Non-Consolidated)

										(in billions of yen)
		As of June 30, 2026 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2026 (B)
(1) Total capital ratio (4) / (7)			14.90	%			0.56	%			14.34	%
(2) Tier 1 capital ratio (5) / (7)			13.56	%			0.61	%			12.95	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			10.43	%			0.37	%			10.06	%
(4) Total capital			13,435.7				1,065.9				12,369.8
(5) Tier 1 capital			12,231.7				1,059.6				11,172.1
(6) Common Equity Tier 1 capital			9,406.9				729.2				8,677.7
(7) Risk weighted assets			90,144.2				3,910.9				86,233.3
(8) Required Capital (7)×8%			7,211.5				312.8				6,898.6

Mitsubishi UFJ Trust and Banking Corporation (Non-Consolidated)

										(in billions of yen)
		As of June 30, 2026 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2026 (B)
(1) Total capital ratio (4) / (7)			18.45	%			0.19	%			18.26	%
(2) Tier 1 capital ratio (5) / (7)			15.21	%			0.30	%			14.91	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			12.72	%			0.15	%			12.56	%
(4) Total capital			2,351.3				71.2				2,280.1
(5) Tier 1 capital			1,938.5				75.9				1,862.6
(6) Common Equity Tier 1 capital			1,620.5				51.9				1,568.6
(7) Risk weighted assets			12,738.2				252.3				12,485.9
(8) Required Capital (7)×8%			1,019.0				20.1				998.8

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Notes:

Risk-adjusted capital ratio of Mitsubishi UFJ Financial Group, Inc. is computed in accordance with the Notification of the Financial Services Agency No.20, 2006.

Risk-adjusted capital ratio of MUFG Bank, Ltd. and Mitsubishi UFJ Trust and Banking Corporation are computed in accordance with the Notification of the Financial Services Agency No.19, 2006.

-End-

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 150,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english.

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