[8-K] First Western Financial, Inc. Reports Material Event

Rhea-AI Filing Summary

First Western Financial, Inc. (NASDAQ: MYFW) filed a Form 8-K on 24 Jul 2025 to notify investors that it has released second-quarter 2025 results. Numerical details are contained in a press release furnished as Exhibit 99.1 and therefore are not reproduced in the filing.

The Company will hold a webcast and conference call on 25 Jul 2025 at 10:00 a.m. Mountain Time to review the quarter and discuss an accompanying investor presentation (Exhibit 99.2). All information is furnished under Items 2.02 and 7.01 and is expressly not deemed “filed” for Exchange Act liability purposes. No other material events, financial statements, or changes in control are reported.

Insights

Corporate Disclosure Analyst

TL;DR: Routine 8-K furnishing Q2 results press release; no financial metrics disclosed; neutral market impact.

This filing simply alerts the market to the availability of Q2-25 earnings materials and sets the logistics for the investor call. Because the numeric results are relegated to Exhibit 99.1 and not summarized here, investors must consult the press release for revenue, EPS, credit metrics, or guidance. The information is furnished, not filed, limiting liability. Absent any unexpected strategic announcements, M&A, credit events, or executive changes, the disclosure is procedural and should have minimal standalone impact on valuation.

0001327607FALSE00013276072025-07-242025-07-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 24, 2025

FIRST WESTERN FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Colorado			001-38595			37-1442266
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification No.)
1900 16th Street, Suite 1200 Denver, Colorado						80202
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: 303.531.8100

Former name or former address, if changed since last report: Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

o			Emerging growth company
o			If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol			Name of each exchange on which registered
Common Stock, no par value			MYFW			NASDAQ Stock Market LLC

Item 2.02    Results of Operations and Financial Condition.

On July 24, 2025, First Western Financial, Inc. (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 and is incorporated by reference herein.

The information in this Item 2.02, including Exhibit 99.1, is being furnished pursuant to Item 2.02 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, unless specifically identified therein as being incorporated therein by reference.

Item 7.01    Regulation FD Disclosure.

The Company intends to hold an investor call and webcast to discuss its financial results for the second quarter ended June 30, 2025 on Friday, July 25, 2025, at 10:00 a.m. Mountain Time. The Company’s presentation to analysts and investors contains additional information about the Company’s financial results for the second quarter ended June 30, 2025 and is furnished as Exhibit 99.2 and is incorporated by reference herein.

The information in this Item 7.01, including Exhibit 99.2, is being furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act, unless specifically identified therein as being incorporated therein by reference.

Item 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit Number						Description
99.1						Press Release issued by First Western Financial, Inc. dated July 24, 2025
99.2						First Western Financial, Inc. Earnings Presentation
104						Cover Page Interactive Data File (the cover page XBRL tags are embedded in the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

						FIRST WESTERN FINANCIAL, INC.
Date: July 24, 2025						By: /s/ Scott C. Wylie
						Scott C. Wylie
						Chairman, Chief Executive Officer and President

3

FAQ

When did First Western Financial (MYFW) release its Q2 2025 results?

The Company issued its Q2 2025 earnings press release on July 24, 2025.

Where can investors find the detailed Q2 2025 financial numbers for MYFW?

Detailed figures are in Exhibit 99.1, the furnished press release.

When is the MYFW earnings conference call for Q2 2025?

The call and webcast will be held on July 25, 2025 at 10:00 a.m. Mountain Time.

Which items of Form 8-K does MYFW use in this filing?

Items 2.02 (Results of Operations) and 7.01 (Regulation FD).

Are the exhibits in this MYFW 8-K considered 'filed' or 'furnished'?

They are furnished; therefore, they are not subject to Section 18 liabilities.