Every 10-Q that NB Bancorp, Inc. (NBBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow NBBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NBBK filings page.
NB Bancorp, Inc. generated stronger profitability in the first half of 2026. For the three months ended June 30, 2026, net income was $21.1 million ($21,123 thousand), up from $14,579 thousand a year earlier, and diluted EPS was $0.53 versus $0.39. Quarterly net interest income rose to $69.1 million ($69,145 thousand), while provisions for credit losses totaled $3.2 million.
For the six months ended June 30, 2026, net income was $36.1 million and diluted EPS was $0.90. At June 30, 2026, the company reported total assets of $7.45 billion ($7,446,880 thousand), net loans of $6,340,806 thousand and deposits of $6,320,090 thousand, all higher than year-end 2025. Shareholders’ equity was $842.0 million after common share repurchases and dividends, with 43,818,490 common shares outstanding. The November 2025 acquisition of Provident Bancorp added $1.40 billion of assets, $1.23 billion of loans and $1.14 billion of deposits at closing and created $18.5 million of goodwill, which remained unchanged through June 30, 2026.
NB Bancorp, Inc. reported solid first-quarter 2026 results, with net income of $14.984 million and diluted EPS of $0.36, up from $12.655 million and $0.33 a year earlier. Total assets reached $7.23 billion, driven by net loans of $6.13 billion and deposits of $6.10 billion.
Net interest income rose to $64.9 million, while the provision for credit losses increased to $6.3 million, reflecting a larger commercial portfolio and higher charge-offs, largely tied to previously reserved purchased credit-deteriorated loans. The November 2025 acquisition of Provident Bancorp added about $1.40 billion of assets, $1.23 billion of loans and $1.14 billion of deposits. The company also reported about $466.8 million in loans to the cannabis industry and maintained goodwill of $18.5 million with no impairment.
NB Bancorp (NBBK) reported stronger Q3 2025 results. Net income rose to $15.4M with diluted EPS of $0.43, up from $0.21 a year ago. Net interest income increased to $48.2M as loans expanded and funding costs eased versus last year. Provision for credit losses was $1.4M, down from $2.6M.
Total assets reached $5.44B and net loans grew to $4.67B. Deposits climbed to $4.57B, including core deposits of $4.18B and brokered deposits of $388.7M. Noninterest income improved to $3.6M, while noninterest expense rose to $30.4M and included $1.0M in merger and acquisition expenses.
Credit metrics were stable: the allowance for credit losses stood at $43.1M and nonaccrual loans totaled $11.4M. Loans to borrowers in the cannabis industry were $418.6M. The company repurchased 4.16 million shares year-to-date for $77.1M, ending the quarter with 39,826,446 shares outstanding. NB Bancorp announced a definitive agreement to acquire Provident Bancorp, valued at approximately $211.8M, with required approvals received and closing expected in the fourth quarter of 2025.
NB Bancorp (NBBK) delivered robust Q2-25 results. Net interest income rose 21% YoY to $47.0 m as loan yields outpaced a modest 1% rise in funding costs. Provision expense fell 14%, supporting a 25% jump in net interest income after provisions to $43.8 m. Non-interest income climbed 40% to $4.2 m, partially offset by an 12% rise in operating expenses. Pretax income advanced 58% to $18.7 m and net income surged 54% to $14.6 m; diluted EPS increased to $0.39 from $0.24. For the first six months, earnings are up 50% to $27.2 m (EPS $0.72).
The balance sheet expanded modestly: assets +1% since YE-24 to $5.23 bn, with net loans up 5% to $4.50 bn. Core deposits grew 4% while higher-cost brokered deposits fell 18%, improving funding mix. The allowance for credit losses increased to 0.94% of loans (up 6 bp). Liquidity remains ample with $258.7 m in cash equivalents, although cash declined $105 m due to loan growth and share repurchases.
Shareholder returns were active: 3.2 m shares repurchased YTD, cutting outstanding shares 5% and equity 4% to $737 m. Tangible book value fell roughly 4% but equity still represents 14.1% of assets. Strategic catalyst: a $211.8 m all-stock acquisition of Provident Bancorp (BankProv) announced 5 Jun 2025, expected to close in Q4-25 subject to approvals. Management continues to qualify as an Emerging Growth Company and has adopted CECL.