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NB Bancorp, Inc. 8-K Filings

NBBK NASDAQ

Every 8-K that NB Bancorp, Inc. (NBBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow NBBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NBBK filings page.

Rhea-AI Summary

NB Bancorp, Inc., holding company for Needham Bank, reported strong results for the quarter ended June 30, 2026. Net income was $21,123 thousand and diluted EPS was $0.53, up from $14,984 thousand and $0.36 in the prior quarter. Net interest income rose to $69,145 thousand, with net interest margin expanding to 4.00%. Noninterest income increased to $5,559 thousand, while the efficiency ratio improved to 58.92%. Through the first half of 2026, total loans and deposits have increased by 15.0% and 15.9% on an annualized basis, and operating EPS increased 24%.

The balance sheet continued to scale, with total assets of $7,446,880 thousand, loans of $6,482,821 thousand and deposits of $6,320,090 thousand at quarter-end. Asset quality metrics remained favorable: non-performing loans were 0.43% of total loans, and the allowance for credit losses covered 296.8% of non-performing loans. Management highlighted ongoing investments in technology and artificial intelligence to support scalable growth. The board declared a quarterly cash dividend of $0.07 per share, payable August 19, 2026 to shareholders of record on August 5, 2026.

Rhea-AI Summary

NB Bancorp, Inc., the parent of Needham Bank, has made an investor slide presentation available in connection with an in-person investors bank meeting scheduled for June 2, 2026. The presentation, filed as Exhibit 99.1, provides information on the company’s operations and financial performance.

Rhea-AI Summary

NB Bancorp, Inc. reported that it has completed its latest stock repurchase program. The company bought back 2,207,236 shares, about 5% of its then outstanding common stock, at an average price of $20.96 per share including commission and excise tax.

Across three programs since January 22, 2025, NB Bancorp has repurchased 6,371,044 shares, equal to 16% of the common shares issued in its initial public offering at the end of 2023, at a weighted average price of $19.25 per share. The company reported tangible book value per share of $18.00 as of March 31, 2026.

Rhea-AI Summary

NB Bancorp, Inc. reported the voting results from its Annual Meeting of Stockholders held on April 29, 2026. Stockholders cast separate votes for five director nominees. Paul Ayoub received 18,744,298 votes for and 10,376,471 withheld, while Joseph Campanelli received 27,188,474 for and 1,932,295 withheld. William Darcey received 27,414,554 votes for and 1,706,215 withheld, Joseph Reilly received 28,209,163 for and 911,605 withheld, and Mark Whalen received 18,570,610 for and 10,550,158 withheld; each line also shows 9,472,480 broker non-votes. Stockholders also voted on an additional matter that received 37,239,228 votes for, 1,725,167 against and 109,483 abstentions, with no broker non-votes reported.

Rhea-AI Summary

NB Bancorp, Inc., holding company for Needham Bank, reported strong first quarter 2026 results. Net income was $15.0 million, or $0.36 per diluted share, up from $7.7 million, or $0.19, in the prior quarter. Operating net income was $15.8 million, or $0.38 per diluted share, compared with $21.2 million, or $0.51, as prior-quarter results included larger non-recurring items.

Total revenue reached $69.4 million, driven by net interest income of $64.9 million, up 10.4% from the prior quarter, while net interest margin edged up to 3.94%. The provision for credit losses swung to an expense of $6.3 million from a prior release, and noninterest expense declined to $42.7 million from $49.3 million.

Total assets were $7.23 billion, with loans of $6.21 billion and deposits of $6.10 billion as of March 31, 2026. Asset quality metrics remained solid, with non-performing loans at 0.73% of total loans and allowance for credit losses of $80.2 million. The Board declared a quarterly cash dividend of $0.07 per share, payable May 20, 2026 to shareholders of record on May 6, 2026, and approved an Executive Annual Incentive Plan providing senior executives with performance-based annual cash awards up to 125% of target.

Rhea-AI Summary

NB Bancorp, Inc., the parent company of Needham Bank, filed a current report to note that it made an investor slide presentation available at an in-person bank investor meeting. The materials provide information about the company’s operations and financial performance.

The slide deck, dated February 4, 2026, is furnished as Exhibit 99.1 to this report and incorporated by reference, allowing investors to review the same information presented at the meeting.

Rhea-AI Summary

NB Bancorp, Inc., the holding company for Needham Bank, reported that it issued a press release announcing its earnings for the quarter ended December 31, 2025.

The Board of Directors declared a cash dividend of $0.07 per share, payable on February 19, 2026 to stockholders of record as of February 5, 2026, providing a direct cash return to shareholders.

The Board also authorized a stock repurchase program for up to 2,288,509 shares, described as 5% of the company’s outstanding common stock, signaling an additional method of returning capital through potential share buybacks.

Rhea-AI Summary

NB Bancorp, Inc., the holding company for Needham Bank, completed its acquisition of Provident Bancorp, Inc. and its subsidiary BankProv on November 15, 2025. A merger subsidiary was first combined with Provident, which then merged into NB Bancorp, followed by BankProv merging into Needham Bank.

Provident shareholders received a mix of stock or cash consideration as set out in the merger agreement, with allocation procedures designed so that 50% of Provident shares received stock consideration and the rest cash. NB Bancorp estimates it issued approximately 5,944,350 shares of its common stock in the transaction, resulting in a pro forma total of about 45,770,800 shares outstanding as of November 12, 2025. The cash portion was funded from NB Bancorp’s cash on hand. Provident stock options were cancelled for cash based on a per share cash equivalent of $12.69. Former Provident CEO Joseph B. Reilly joined the boards of NB Bancorp and Needham Bank and entered into severance and consulting arrangements that include an $800,000 severance payment, Medicare premium reimbursements, a $250,000 non‑compete payment, and monthly consulting fees of $27,500 for 18 months.

Rhea-AI Summary

NB Bancorp, Inc. (NBBK) filed an 8-K stating that on November 14, 2025, NB Bancorp and Provident Bancorp jointly issued a press release about their proposed merger transactions. The structure includes the merger of a Needham subsidiary into Provident, followed by Provident merging into NB Bancorp, and then BankProv merging into Needham Bank at 12:03 a.m. Eastern Time.

The filing reiterates extensive forward‑looking statement cautions and lists multiple risk factors that could affect outcomes. The press release is furnished as Exhibit 99.1.

Rhea-AI Summary

NB Bancorp (NBBK) filed an 8-K/A to correct a typographical error in the previously reported proration results for its pending merger with Provident Bancorp. The amendment restates how stock and cash elections will be allocated at closing.

As outlined, the merger targets having 50% of Provident shares receive stock consideration. Of shares outstanding at the election deadline, 16.31% elected stock, 75.33% elected cash, and 8.36% made no election. After proration, 66.377% of each holder’s cash‑election shares will receive cash and 33.623% will receive stock, while all stock‑election and non‑election shares will receive stock.

Needham estimates issuing 5,944,350 shares of its common stock in the merger, leading to a pro forma total of about 45,770,800 shares outstanding as of November 12, 2025. The cash consideration will be funded with cash on hand. The Effective Time is expected at 12:01 a.m. (ET) on November 15, 2025.

Rhea-AI Summary

NB Bancorp (NBBK) reported final election and proration results for its acquisition of Provident Bancorp, ahead of the expected Effective Time at 12:01 a.m. (ET) on November 15, 2025. Elections were approximately 16.31% for stock, 75.33% for cash, and 8.36% no election. After proration, about 66.377% of each holder’s cash‑election shares will receive cash and about 33.623% will receive stock, while all stock‑election and non‑election shares will receive stock.

NB Bancorp estimates issuing approximately 5,944,350 shares of common stock in the merger. On a pro forma basis as of November 12, 2025, total NB Bancorp shares outstanding would be about 45,770,800. Each existing NB Bancorp share remains outstanding. The cash portion of the consideration will be funded with cash on hand.

Rhea-AI Summary

NB Bancorp, Inc. furnished an investor slide presentation in connection with an in-person investors bank meeting. The materials, dated November 4, 2025, are included as Exhibit 99.1 and incorporated by reference. The presentation covers the Company’s operations and financial performance.

NB Bancorp’s common stock trades on The Nasdaq Stock Market under the symbol NBBK. The report was signed by Executive Vice President and Chief Financial Officer Jean-Pierre Lapointe.

Rhea-AI Summary

NB Bancorp, Inc., the holding company for Needham Bank, filed a report describing progress on its planned acquisition of Provident Bancorp, Inc., the holding company for BankProv. The companies previously signed a Merger Agreement under which a special merger subsidiary will merge into Provident, followed by a merger of Provident into NB Bancorp and a later consolidation of BankProv into Needham Bank.

The report notes that NB Bancorp and Provident issued a joint press release on October 31, 2025 regarding the proposed merger and includes that release as an exhibit. It also provides an extensive cautionary statement explaining that any expectations about the timing, costs and benefits of the transaction are forward‑looking and subject to numerous economic, regulatory, operational and integration risks, including potential dilution from issuing additional NB Bancorp shares.

Rhea-AI Summary

NB Bancorp, Inc. (NBBK) filed an amended Form 8-K noting two items: the company issued a press release announcing earnings for the quarter ended September 30, 2025, and its Board declared a quarterly cash dividend.

The dividend is $0.07 per share, payable on November 19, 2025 to stockholders of record as of November 5, 2025. The earnings details are contained in an accompanying press release included as Exhibit 99.1.

Rhea-AI Summary

NB Bancorp, Inc. (NBBK) reported two updates. The company issued a press release announcing its earnings for the quarter ended September 30, 2025. The press release is furnished as Exhibit 99.1 and is not deemed filed under Section 18.

The Board declared a cash dividend of $0.07 per share. The dividend will be paid on November 19, 2025 to stockholders of record as of November 5, 2025. This represents a direct cash return to shareholders on the stated dates and terms.

Rhea-AI Summary

NB Bancorp, Inc. (Needham) filed an 8-K noting a joint press release with Provident Bancorp about Needham’s proposed acquisition of Provident, originally announced on June 5, 2025. The press release is furnished as Exhibit 99.1.

The filing includes a forward‑looking statements caution highlighting risks that could affect completion and outcomes, including changes in economic conditions, interest rate movements, regulatory actions, and competitive dynamics. It also lists transaction‑specific risks such as failure to satisfy closing conditions, potential termination rights, integration challenges, and potential dilution from issuing additional shares in connection with the transaction.

Rhea-AI Summary

NB Bancorp, Inc. (NBBK) filed an 8-K disclosing procedural details about an upcoming shareholder election tied to a material event. The filing states an Election Deadline will occur on November 7, 2025, with an earlier deadline of October 31, 2025 for shares held through the Provident ESOP and 401(k) plans. The company and Needham will announce the definitive Election Deadline at least five but not more than fifteen business days before that date. The 8-K also references a October 8, 2025 press release and attached election materials and interactive cover page data.