NB Bancorp (NBBK) declares $0.07 dividend and 5% share repurchase plan

Rhea-AI Filing Summary

NB Bancorp, Inc., the holding company for Needham Bank, reported that it issued a press release announcing its earnings for the quarter ended December 31, 2025.

The Board of Directors declared a cash dividend of $0.07 per share, payable on February 19, 2026 to stockholders of record as of February 5, 2026, providing a direct cash return to shareholders.

The Board also authorized a stock repurchase program for up to 2,288,509 shares, described as 5% of the company’s outstanding common stock, signaling an additional method of returning capital through potential share buybacks.

Positive

• Capital returns to shareholders: Board declared a $0.07 per-share dividend and authorized repurchases of up to 2,288,509 shares, representing 5% of outstanding common stock.

Negative

• None.

Insights

Bank equity analyst

NB Bancorp pairs a recurring dividend with a 5% buyback authorization.

NB Bancorp declared a cash dividend of $0.07 per share with a payment date of February 19, 2026 to holders of record on February 5, 2026. Cash dividends can indicate confidence in ongoing earnings capacity, especially for a bank holding company, although the underlying quarter’s figures are only referenced through an external press release.

The Board also authorized repurchases of up to 2,288,509 shares, equal to 5% of outstanding common stock. A buyback authorization of this size can reduce share count over time if executed, potentially supporting per-share metrics. Actual impact will depend on how much of the authorization is used and at what prices.

Together, the dividend and the 5% repurchase capacity frame a clear capital return posture. Subsequent disclosures about repurchase activity and detailed earnings for the quarter ended December 31, 2025 will show how these tools align with the company’s ongoing profitability and balance sheet priorities.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K
CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 22, 2026

NB BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

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Maryland	​	001-41899	​ ​ ​	93-2560883
(State or Other Jurisdiction)	​	(Commission File No.)	​	(I.R.S. Employer
of Incorporation)	​	​	​	Identification No.)

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​	1063 Great Plain Avenue, Needham, Massachusetts	02492
​	(Address of Principal Executive Offices)	(Zip Code)

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Registrant’s telephone number, including area code: (781) 444-2100

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	​ ​ ​	Trading Symbol(s)	​ ​ ​	Name of each exchange on which registered
Common Stock, Par Value $0.01 Per Share	​	NBBK	​	The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02 Results of Operation and Financial Condition.

On January 22, 2026, NB Bancorp, Inc., the holding company for Needham Bank, issued a press release in which it announced its earnings for the quarter ended December 31, 2025.

A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 8.01 Other Events.

On January 22, 2026, the Board of Directors of NB Bancorp, Inc. declared a dividend of $0.07 per share. The dividend will be paid February 19, 2026 to stockholders of record as of February 5, 2026.

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On January 22, 2025, the Board of Directors of NB Bancorp, Inc. also authorized the Company to purchase up to 2,288,509 shares, or 5%, of the Company’s outstanding shares of common stock.

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A copy of the press release announcing the declaration of the dividend and the adoption of the stock repurchase program is attached to this Current Report on Form 8-K as Exhibit 99.1 and is hereby incorporated by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

​	​	​
Exhibit No.	​ ​ ​	Description
99.1	​	Press Release dated January 22, 2026
104.1	​	Cover Page Interactive Data File (Embedded within Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

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​	​	NB BANCORP, INC.
​	​	​
DATE: January 22, 2026	By:	/s/Jean-Pierre Lapointe
​	​	Executive Vice President and Chief Financial Officer

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FAQ

What did NB Bancorp, Inc. (NBBK) announce regarding its latest earnings?

NB Bancorp, Inc. stated that it issued a press release announcing its earnings for the quarter ended December 31, 2025, which is furnished as Exhibit 99.1.

What dividend did NB Bancorp, Inc. (NBBK) declare in this 8-K?

The Board of Directors declared a cash dividend of $0.07 per share, payable on February 19, 2026 to stockholders of record as of February 5, 2026.

Did NB Bancorp, Inc. (NBBK) authorize a stock repurchase program?

Yes. The Board authorized the company to purchase up to 2,288,509 shares of its common stock, which is described as 5% of the company’s outstanding shares.

How will the NB Bancorp, Inc. dividend be paid?

The dividend of $0.07 per share will be paid on February 19, 2026 to shareholders who are on record as of February 5, 2026.

Where can investors find the detailed financial results for NB Bancorp, Inc. (NBBK)?

Detailed results for the quarter ended December 31, 2025 are contained in the company’s earnings press release, which is included as Exhibit 99.1.

Is the NB Bancorp, Inc. earnings press release considered filed or furnished?

The earnings press release included as Exhibit 99.1 is stated as not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.