Executive team investor slides available on NBT Bancorp website

Rhea-AI Filing Summary

NBT Bancorp Inc. made available an investor presentation on November 4, 2025. Members of the executive management team intend to use these slides during future meetings with investors and analysts.

The presentation is accessible on the Investor Presentations page of the company’s website at www.nbtbancorp.com. NBT Bancorp Inc. is listed on the NASDAQ under the ticker NBTB.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 4, 2025

NBT BANCORP INC.

(Exact name of registrant as specified in its charter)

Delaware	000-14703	16-1268674
(State or other jurisdiction of incorporation or organization)	(Commission File Number)	(I.R.S. Employer Identification No.)

52 South Broad Street, Norwich, New York 13815

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (607) 337-2265

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of class	Trading Symbol	Name of exchange on which registered
Common Stock, par value $0.01 per share	NBTB	The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure

On November 4, 2025 NBT Bancorp Inc. (NASDAQ: NBTB), the holding company for NBT Bank N.A., made available a presentation that members of the executive management team intend to use during future meetings with investors and analysts. Presentation slides are available on the Investor Presentations page of NBT Bancorp Inc.’s website at www.nbtbancorp.com.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	NBT BANCORP INC.
Date: November 4, 2025	By:	/s/ Annette L. Burns
		Annette L. Burns
		Executive Vice President and Chief Financial Officer

FAQ

What did NBTB announce on November 4, 2025?

NBT Bancorp Inc. made available an investor presentation intended for future meetings with investors and analysts.

Where can I find NBT Bancorp’s investor presentation?

The slides are available on the Investor Presentations page at www.nbtbancorp.com.

Who will use the NBT Bancorp presentation?

Members of the executive management team plan to use it during future investor and analyst meetings.

What is NBT Bancorp’s ticker and exchange?

NBT Bancorp Inc. trades on The NASDAQ Stock Market LLC under the ticker NBTB.

What type of content is in focus here for NBTB?

An investor presentation made available for upcoming investor and analyst meetings.