NBT Bancorp Inc.'s SEC filings document the reporting and governance record of a financial holding company whose primary operating bank is NBT Bank, N.A.. Its 8-K filings furnish quarterly earnings releases under Item 2.02 and Regulation FD investor presentations describing results, business lines and financial condition.
The company's proxy materials cover annual meeting proposals, director elections, advisory executive-compensation votes and auditor ratification. Other current reports address executive officer transitions, exhibits, Inline XBRL cover data and material-event disclosures tied to the company's banking, retirement plan administration and insurance-agency operations.
NBT Bancorp Inc. reports that director Kimberly Boynton directly held 539 shares of common stock as of October 1, 2026. The entry reports an ownership position, not a purchase or sale.
NBT Bancorp Inc. (NBTB) has expanded its Board of Directors to thirteen members and appointed Kimberly A. Boynton as a new director, effective October 1, 2026. She is a former President and Chief Executive Officer of Crouse Health and currently a licensed real estate professional with Cushman & Wakefield | Pyramid Brokerage Company in the Syracuse, New York market.
The Board determined that Boynton is independent under Nasdaq standards, and she is expected to serve on the Audit Committee, the Compensation and Benefits Committee and the Risk Management Committee. She will receive standard director compensation, including prorated restricted stock units and retainers. NBT Bancorp Inc., a financial holding company headquartered in Norwich, New York, reported total assets of $16.21 billion at June 30, 2026 and operates 174 banking locations through NBT Bank, N.A. across seven Northeastern states.
NBT Bancorp Inc. (NBTB), the holding company for NBT Bank N.A., announced that on September 8, 2026 it made available an investor presentation that executive management intends to use in future meetings with investors and analysts.
The presentation slides are available on the Investor Presentations page of NBT Bancorp Inc.’s website at www.nbtbancorp.com.
NBT Bancorp Inc. reported significantly higher profitability for the quarter ended June 30, 2026. Net income was $53,030 (in thousands) versus $22,510 a year earlier, and six‑month net income rose to $104,172 (in thousands) from $59,255. Net interest income increased to $136,963 (in thousands), while the provision for loan losses declined to $6,136 (in thousands) from $17,835.
Total assets were $16,214,957 (in thousands) and total loans $11,874,081 (in thousands) as of June 30, 2026. Deposits totaled $13,537,302 (in thousands), and stockholders’ equity was $1,943,919 (in thousands). The allowance for credit losses was $140,500 (in thousands), or 1.18% of loans, with nonaccrual loans of $62,898 (in thousands).
The securities portfolio carried gross unrealized losses of $107,452 (in thousands) on available‑for‑sale and $62,525 (in thousands) on held‑to‑maturity securities, described as interest‑rate driven. Net cash provided by operating activities was $114,926 (in thousands) for the first half of 2026. On June 30, 2026, the company redeemed $25,000 (in thousands) of subordinated notes using existing liquidity sources.
State Street Corporation reports beneficial ownership of NBT Bancorp Inc. common stock. It reports holding 2,731,491 shares beneficially owned, representing 5.3% of the common stock of NBT Bancorp Inc. as of the reporting date.
State Street has no sole voting or dispositive power over these shares. It reports shared voting power over 403,418 shares and shared dispositive power over 2,731,491 shares. The holdings are associated with several investment adviser subsidiaries, including SSGA Funds Management, Inc. and various State Street Global Advisors entities.
EVP/President of Wealth Mgmt Ruth H. Mahoney of NBT Bancorp Inc. reported selling 4,500.0000 shares of NBT Bancorp Inc. common stock on 2026-07-29 at $54.3000 per share, leaving 11,927.5420 shares held directly. She also reports direct holdings of phantom stock deemed invested in 10,249.1980 underlying common shares under a Deferred Compensation Plan, and indirect ownership of 4,720.6890 common shares through a 401k plan.
NBT Bancorp Inc. executive Sarah A. Halliday, EVP/Chief Comm Innovation Officer, sold 9000.0000 shares of common stock on July 29, 2026 at an average price of $54.0446 per share, with sale prices between $52.445 and $54.31. After the sale she holds 22054.0000 shares directly, 5317.9330 phantom stock units linked to common stock under a Deferred Compensation Plan, and 3637.1290 shares held indirectly through a 401k plan.
NBT Bancorp reporting person Ruth H. Mahoney filed a notice of intent to sell common stock. The planned transaction covers 4,500 shares of common stock, with an aggregate market value of $244,350.00, to be sold through Morgan Stanley Smith Barney LLC on NASDAQ on July 29, 2026. The notice also lists multiple lots of restricted stock and performance shares that may be sold, as well as a prior sale of 5,000 shares for $233,000.00 on June 5, 2026.
Sarah Halliday filed to sell up to 9,000 shares of NBTB common stock through Morgan Stanley Smith Barney LLC on the NASDAQ, with a proposed sale date of July 29, 2026. The shares relate to Restricted Stock granted on January 15, 2018 and Performance Shares granted on March 23, 2026.
Over the past three months, Halliday previously sold 4,016 common shares for total proceeds of $180,011.18. The current planned sale has an indicated value of $486,401.40.
NBT Bancorp Inc. reported second quarter 2026 net income of $53.0 million, or $1.02 per diluted share, compared with $22.5 million, or $0.44, in the second quarter of 2025 and $51.1 million, or $0.98, in the first quarter of 2026. Operating diluted EPS was $1.01 versus $0.88 a year earlier.
Net interest income on a fully taxable equivalent basis was $137.6 million, and the net interest margin was 3.73%, an increase of 14 basis points from one year ago and 1 basis point from the prior quarter. Noninterest income was $49.6 million, representing 27% of total revenues, excluding net securities gains. Period-end loans were $11.87 billion and deposits were $13.54 billion.
Credit metrics remained solid, with net charge-offs to average loans at 0.15% annualized, nonperforming loans at 0.55% of total loans, and an allowance for loan losses of 1.18% of total loans. Stockholders’ equity was $1.94 billion, tangible equity to assets was 9.16%, and the common equity tier 1 capital ratio was 12.24%. The board approved an 8.1% increase in the quarterly cash dividend to $0.40 per share for the third quarter, the fourteenth consecutive annual increase.