Welcome to our dedicated page for NBT BANCORP SEC filings (Ticker: NBTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
NBT Bancorp Inc.'s SEC filings document the reporting and governance record of a financial holding company whose primary operating bank is NBT Bank, N.A.. Its 8-K filings furnish quarterly earnings releases under Item 2.02 and Regulation FD investor presentations describing results, business lines and financial condition.
The company's proxy materials cover annual meeting proposals, director elections, advisory executive-compensation votes and auditor ratification. Other current reports address executive officer transitions, exhibits, Inline XBRL cover data and material-event disclosures tied to the company's banking, retirement plan administration and insurance-agency operations.
NBT Bancorp Inc. senior vice president and Chief HR Officer Cynthia A. Smaniotto reported several small dispositions of common stock dated January 15, 2026. Each transaction was coded "F" and involved modest share amounts at a price of $43.71 per share. After these transactions, she directly beneficially owned 15,839.927 shares of NBT Bancorp common stock. She also reported indirect beneficial ownership of 3,309.566 shares through a 401(k) plan and 904.601 shares through the NBT Bancorp ESOP.
NBT Bancorp Inc. executive Amy Wiles, EVP and Chief Risk and Credit, reported several small transactions in the company’s common stock. On January 15, 2026, she disposed of shares in a series of non-derivative transactions coded "F" at a price of $43.71 per share, including transactions involving 317 shares and 286 shares. Following the last reported transaction, she directly owned 25,935 shares of NBT Bancorp Inc. common stock.
NBT Bancorp Inc. (NBTB) executive Annette L. Burns, EVP & Chief Financial Officer, reported multiple small share disposals in company stock. On 01/15/2026, she disposed of 69, 237, 244, 42, and 119 shares of NBT Bancorp Inc. common stock, each at a price of $43.71 per share under transaction code F.
After these transactions, Burns directly held 20,494.198 shares of NBT Bancorp Inc. common stock.
NBT Bancorp Inc. (NBTB) reported Q3 2025 results with net income of $54.5 million, up from $38.1 million a year ago, and basic EPS of $1.04 versus $0.81. Net interest income rose to $134.7 million from $101.7 million as higher loan and securities yields offset funding costs.
Total assets reached $16.11 billion, up from $13.79 billion at year-end 2024, driven by loans of $11.60 billion and AFS securities of $1.81 billion. Deposits were $13.66 billion versus $11.55 billion at year-end. Noninterest income was $51.4 million, and noninterest expense was $111.1 million, including acquisition expenses.
On May 2, 2025, NBT closed the all-stock acquisition of Evans Bancorp for $221.8 million, issuing 5.1 million shares, recording core deposit intangibles of $33.2 million and preliminary goodwill of $91.4 million. Year-to-date, the company redeemed $118.0 million of subordinated debt and paid cash dividends of $0.37 per share in Q3. Shares outstanding were 52,315,193 as of October 31, 2025.
NBT Bancorp (NBTB) insider activity: Director Timothy E. Delaney reported open‑market purchases of NBT Bancorp Inc. common stock on 11/06/2025. He bought 7,500 shares at $41.00 and 2,500 shares at $40.90. Following these trades, his directly held shares increased to 51,885. He also reports 8.987 shares held indirectly, listed as spouse as custodian.
NBT Bancorp Inc. made available an investor presentation on November 4, 2025. Members of the executive management team intend to use these slides during future meetings with investors and analysts.
The presentation is accessible on the Investor Presentations page of the company’s website at www.nbtbancorp.com. NBT Bancorp Inc. is listed on the NASDAQ under the ticker NBTB.
NBT Bancorp Inc. (NBTB) director Timothy E. Delaney reported an open-market purchase of 2,000 shares of NBT Bancorp Inc. common stock at $40.5 on 10/31/2025.
Following the transaction, he beneficially owned 41,885 shares directly. An additional 8.987 shares were held indirectly, listed as Spouse as custodian. The filing indicates it was filed by one reporting person.
NBT Bancorp Inc. (NBTB) reported an insider transaction by a director. On 10/30/2025, the reporting person recorded a transaction coded “G” involving 12,255 shares of NBT Bancorp Inc. common stock, marked as a disposition at a price of $0.0.
Following the reported transaction, the filing shows 70,655 shares beneficially owned directly and 2,133 shares owned indirectly by a trust.
NBT Bancorp Inc. furnished a press release describing its results of operations for the quarter ended September 30, 2025, via an 8-K. The press release is included as Exhibit 99.1.
The company will host a conference call at 10:00 a.m. Eastern Time on Tuesday, October 28, 2025 to review third-quarter 2025 results. An audio webcast link and presentation slides will be available on the Event Calendar page of the company’s website at www.nbtbancorp.com.
NBT Bancorp Inc., the holding company for NBT Bank, announced that its executive management team has prepared an investor presentation for use in future meetings with investors and analysts. The company has made these presentation slides available on the Investor Presentations page of its website at www.nbtbancorp.com. This update is primarily informational, giving market participants access to the same materials that management will use in upcoming discussions.