Insider share dispositions reported by NBT Bancorp (NBTB) HR chief

Rhea-AI Filing Summary

NBT Bancorp Inc. senior vice president and Chief HR Officer Cynthia A. Smaniotto reported several small dispositions of common stock dated January 15, 2026. Each transaction was coded "F" and involved modest share amounts at a price of $43.71 per share. After these transactions, she directly beneficially owned 15,839.927 shares of NBT Bancorp common stock. She also reported indirect beneficial ownership of 3,309.566 shares through a 401(k) plan and 904.601 shares through the NBT Bancorp ESOP.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smaniotto Cynthia A

(Last) (First) (Middle)

52 SOUTH BROAD STREET

(Street)

NORWICH NY 13815

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief HR Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
NBT Bancorp Inc. Common Stock	01/15/2026		F		34	D	$43.71	16,117.927	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		73	D	$43.71	16,044.927	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		129	D	$43.71	15,915.927	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		25	D	$43.71	15,890.927	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		51	D	$43.71	15,839.927	D
NBT Bancorp Inc. Common Stock								3,309.566	I	401k
NBT Bancorp Inc. Common Stock								904.601	I	NBT Bancorp ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	By: Annette L. Burns, Power of Attorney For: Cynthia A. Smaniotto	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the insider in NBTB's latest Form 4 filing?

The insider is Cynthia A. Smaniotto, who serves as SVP, Chief HR Officer of NBT Bancorp Inc..

What transactions did Cynthia A. Smaniotto report for NBTB on January 15, 2026?

She reported several small dispositions of NBT Bancorp Inc. common stock on January 15, 2026, each coded "F" and priced at $43.71 per share.

How many NBT Bancorp shares does the insider directly own after the reported Form 4 transactions?

Following the reported transactions, Cynthia A. Smaniotto directly beneficially owned 15,839.927 shares of NBT Bancorp Inc. common stock.

What indirect NBT Bancorp share holdings are reported in this Form 4?

The filing shows indirect beneficial ownership of 3,309.566 shares through a 401(k) and 904.601 shares through the NBT Bancorp ESOP.

What does transaction code "F" mean in the NBTB Form 4?

In this Form 4, each listed transaction in NBT Bancorp common stock uses the transaction code "F", indicating that the shares were disposed of under that specific code.

Does the Form 4 show any derivative securities for NBTB?

No derivative securities are listed with quantities; the table for derivative securities appears without any filled transaction rows for NBT Bancorp Inc..