NBT Bancorp (NASDAQ: NBTB) CFO reports multiple common stock disposals

Rhea-AI Filing Summary

NBT Bancorp Inc. (NBTB) executive Annette L. Burns, EVP & Chief Financial Officer, reported multiple small share disposals in company stock. On 01/15/2026, she disposed of 69, 237, 244, 42, and 119 shares of NBT Bancorp Inc. common stock, each at a price of $43.71 per share under transaction code F.

After these transactions, Burns directly held 20,494.198 shares of NBT Bancorp Inc. common stock.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider Burns Annette L

Role EVP & Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	NBT Bancorp Inc. Common Stock	69	$43.71	$3K
Tax Withholding	NBT Bancorp Inc. Common Stock	237	$43.71	$10K
Tax Withholding	NBT Bancorp Inc. Common Stock	244	$43.71	$11K
Tax Withholding	NBT Bancorp Inc. Common Stock	42	$43.71	$2K
Tax Withholding	NBT Bancorp Inc. Common Stock	119	$43.71	$5K

Holdings After Transaction: NBT Bancorp Inc. Common Stock — 21,136.198 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Burns Annette L

(Last) (First) (Middle)

52 SOUTH BROAD STREET

(Street)

NORWICH NY 13815

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
NBT Bancorp Inc. Common Stock	01/15/2026		F		69	D	$43.71	21,136.198	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		237	D	$43.71	20,899.198	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		244	D	$43.71	20,655.198	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		42	D	$43.71	20,613.198	D
NBT Bancorp Inc. Common Stock	01/15/2026		F		119	D	$43.71	20,494.198	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Annette L. Burns	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who reported the insider transactions in NBT Bancorp Inc. (NBTB)?

The transactions were reported by Annette L. Burns, who serves as EVP & Chief Financial Officer of NBT Bancorp Inc.

What type of security was involved in the NBTB Form 4 filing?

The transactions involved NBT Bancorp Inc. Common Stock.

When did the reported NBTB insider transactions occur?

All reported transactions occurred on 01/15/2026.

How many NBT Bancorp (NBTB) shares were disposed of in each transaction?

Annette L. Burns disposed of 69, 237, 244, 42, and 119 shares of NBT Bancorp Inc. common stock in separate transactions.

At what price were the NBT Bancorp (NBTB) shares transacted?

Each transaction was reported at a price of $43.71 per share.

How many NBT Bancorp (NBTB) shares does the reporting person own after these transactions?

Following the reported transactions, Annette L. Burns directly owned 20,494.198 shares of NBT Bancorp Inc. common stock.

Are the NBTB insider holdings reported as direct or indirect ownership?

The Form 4 indicates direct (D) ownership for the reported NBT Bancorp Inc. common stock holdings.