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NBT Bancorp (NBTB) EVP Alfred Testa reports direct and 401k stock holdings

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

NBT Bancorp Inc. executive Alfred V. Testa filed an initial Form 3 reporting his ownership of company stock. He holds 5,643 shares of NBT Bancorp Inc. Common Stock directly and 2,603.671 shares indirectly through a 401k plan. The filing shows existing holdings only, with no reported purchases or sales.

Positive

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Negative

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Insider Testa Alfred V
Role EVP/President Comm Banking
Type Security Shares Price Value
holding NBT Bancorp Inc. Common Stock -- -- --
holding NBT Bancorp Inc. Common Stock -- -- --
Holdings After Transaction: NBT Bancorp Inc. Common Stock — 2,603.671 shares (Indirect, 401k); NBT Bancorp Inc. Common Stock — 5,643 shares (Direct)
Direct common shares 5,643 shares Direct ownership of NBT Bancorp Inc. Common Stock
Indirect 401k shares 2,603.671 shares Indirect ownership through 401k plan
Transaction records with unknown code 2 entries Both classified as holding entries with unknown transaction code
Form 3 regulatory
"Alfred V. Testa filed an initial Form 3 reporting his ownership"
Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.
indirect financial
"2,603.671 shares indirectly through a 401k plan"
401k financial
"2,603.671 shares indirectly through a 401k plan"
An employer-sponsored retirement savings plan in the United States that lets workers set aside part of their paycheck into investments with tax advantages; some plans also include employer matching contributions, which is like free money added to your savings. It matters to investors because 401(k) balances represent a large pool of household retirement assets that influence personal financial security, investor behavior, and long-term demand for stocks and bonds.
Common Stock financial
"5,643 shares of NBT Bancorp Inc. Common Stock directly"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What does the Alfred V. Testa Form 3 filing for NBTB report?

The Form 3 reports Alfred V. Testa’s existing ownership in NBT Bancorp Inc. common stock. He holds 5,643 shares directly and 2,603.671 shares indirectly through a 401k, with no new purchases or sales disclosed in this filing.

How many NBT Bancorp (NBTB) shares does Alfred V. Testa directly own?

Alfred V. Testa directly owns 5,643 shares of NBT Bancorp Inc. Common Stock. This direct holding is reported as of the Form 3 date and reflects his personal, non-retirement account position in the company’s common shares.

What indirect NBTB holdings does Alfred V. Testa report on Form 3?

He reports 2,603.671 shares of NBT Bancorp Inc. Common Stock held indirectly through a 401k plan. This indicates retirement-plan ownership, which is classified as indirect rather than directly held shares in his own name.

Does Alfred V. Testa buy or sell NBTB stock in this Form 3?

No, the Form 3 does not show any buy or sell transactions. It is an initial ownership report listing existing direct and indirect holdings in NBT Bancorp Inc. Common Stock, without disclosing changes from new trades.

What is Alfred V. Testa’s role at NBT Bancorp Inc. (NBTB)?

Alfred V. Testa is reported as an officer of NBT Bancorp Inc., serving as EVP/President Comm Banking. The Form 3 links his executive position to his disclosed direct and indirect ownership of the company’s common stock.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Testa Alfred V

(Last)(First)(Middle)
52 SOUTH BROAD STREET

(Street)
NORWICH, NEW YORK 13815

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
05/19/2026
3. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP/President Comm Banking
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
NBT Bancorp Inc. Common Stock2,603.671I401k
NBT Bancorp Inc. Common Stock5,643D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
By: Annette L. Burns, Power of Attorney For: Alfred V. Testa05/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)