NBT Bancorp (NBTB) director adds 22,730 shares in open-market buy

Rhea-AI Filing Summary

NBT Bancorp Inc. director Timothy E. Delaney reported buying NBT Bancorp common stock in an open-market transaction. On 01/28/2026, he purchased 22,730 shares at a price of $42.97 per share. After this trade, he directly owns 74,615 shares of NBT Bancorp common stock.

The filing also shows an additional 8.987 shares held indirectly, listed as owned by his spouse as custodian. This Form 4 indicates increased personal share ownership by a board member rather than a sale or disposition.

Insider Trade Summary

Net Buyer: 22,730 shares ($976,708)

Net Buy 2 txns

Insider DELANEY TIMOTHY E

Role Director

Bought 22,730 shs ($977K)

Type	Security	Shares	Price	Value
Purchase	NBT Bancorp Inc. Common Stock	22,730	$42.97	$977K
holding	NBT Bancorp Inc. Common Stock	--	--	--

Holdings After Transaction: NBT Bancorp Inc. Common Stock — 74,615 shares (Direct); NBT Bancorp Inc. Common Stock — 8.987 shares (Indirect, Spouse as custodian)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DELANEY TIMOTHY E

(Last) (First) (Middle)

52 SOUTH BROAD STREET

(Street)

NORWICH NY 13815

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
NBT Bancorp Inc. Common Stock	01/28/2026		P		22,730	A	$42.97	74,615	D
NBT Bancorp Inc. Common Stock								8.987	I	Spouse as custodian

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	By: Annette L. Burns, Power of Attorney For: Timothy E. Delaney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did NBT Bancorp (NBTB) report in this Form 4?

NBT Bancorp director Timothy E. Delaney reported an open-market purchase of NBT Bancorp common stock. On 01/28/2026, he acquired 22,730 shares at a price of $42.97 per share, increasing his direct ownership stake in the company.

How many NBT Bancorp (NBTB) shares did director Timothy E. Delaney buy?

He bought 22,730 shares of NBT Bancorp common stock. The purchase was reported as a “P” transaction code, indicating an open-market or private purchase, and raised his directly held share count to 74,615 following the transaction.

At what price were the NBT Bancorp (NBTB) shares purchased by the director?

The reported purchase price was $42.97 per share. This price applies to the 22,730 NBT Bancorp common shares acquired on 01/28/2026, as disclosed in the Form 4’s non-derivative securities transaction table.

What is Timothy E. Delaney’s total direct ownership in NBT Bancorp (NBTB) after the trade?

Following the reported transaction, Timothy E. Delaney directly owns 74,615 shares of NBT Bancorp common stock. This figure reflects his holdings after adding the 22,730 shares purchased on 01/28/2026, as shown in the filing.

Does the NBT Bancorp (NBTB) Form 4 show any indirect holdings for the director?

Yes. The filing lists 8.987 shares of NBT Bancorp common stock as indirectly owned. These are described as held with the nature of ownership “Spouse as custodian,” indicating a small additional interest separate from his directly held shares.

What role does the reporting person hold at NBT Bancorp (NBTB)?

The reporting person, Timothy E. Delaney, is identified as a director of NBT Bancorp Inc. The Form 4 checkbox section confirms his status as a director and indicates he is not reported as an officer or 10% owner in this filing.