Tax-withholding share transfer by NBT Bancorp (NBTB) EVP Amy Wiles

Rhea-AI Filing Summary

NBT Bancorp Inc. executive vice president Amy Wiles reported a routine tax-related share transfer. On May 15, 2026, 2,453 shares of NBT Bancorp Inc. Common Stock were disposed of at $44.09 per share to satisfy tax obligations by delivering shares rather than cash. After this tax-withholding disposition, she directly holds 27,161 shares of common stock, indicating she retained the vast majority of her equity position.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Wiles Amy

Role EVP, Chief Risk and Credit

Type	Security	Shares	Price	Value
Tax Withholding	NBT Bancorp Inc. Common Stock	2,453	$44.09	$108K

Holdings After Transaction: NBT Bancorp Inc. Common Stock — 27,161 shares (Direct, null)

Footnotes (1)

Key Figures

Shares used for tax withholding: 2,453 shares Tax-withholding price: $44.09 per share Shares held after transaction: 27,161 shares

3 metrics

Shares used for tax withholding 2,453 shares Tax-withholding disposition on May 15, 2026

Tax-withholding price $44.09 per share Price per share for delivered securities

Shares held after transaction 27,161 shares Direct ownership following disposition

Key Terms

tax-withholding disposition, Form 4, non-derivative

3 terms

tax-withholding disposition financial

"tax-withholding disposition of 2,453 shares at $44.09 per share"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Form 4 regulatory

"What did NBT Bancorp (NBTB) executive Amy Wiles report on this Form 4?"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

non-derivative financial

"The transaction is categorized as non-derivative common stock"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wiles Amy

(Last) (First) (Middle)

52 SOUTH BROAD STREET

(Street)

NORWICH NEW YORK 13815

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Risk and Credit

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
NBT Bancorp Inc. Common Stock	05/15/2026		F		2,453	D	$44.09	27,161	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	By: Annette L. Burns, Power of Attorney For: Amy Wiles	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did NBT Bancorp (NBTB) executive Amy Wiles report on this Form 4?

Amy Wiles reported a tax-related share disposition of NBT Bancorp stock. She delivered 2,453 common shares to cover tax obligations, a routine mechanism that uses shares instead of cash, and continued to hold 27,161 shares directly afterward.

How many NBT Bancorp (NBTB) shares were used for tax withholding?

The filing shows 2,453 NBT Bancorp Inc. common shares were disposed of. They were delivered at a price of $44.09 per share to satisfy tax liabilities, rather than representing an open-market sale for investment or trading purposes.

What is Amy Wiles’ remaining NBT Bancorp (NBTB) shareholding after the transaction?

Following the tax-withholding disposition, Amy Wiles directly holds 27,161 NBT Bancorp Inc. common shares. This post-transaction balance indicates she retained a substantial equity stake after using a limited number of shares to meet tax obligations.

Was this NBT Bancorp (NBTB) Form 4 an open-market sale by the executive?

No, the transaction is coded as a tax-withholding disposition, not an open-market sale. Shares were delivered to cover a tax liability, which is a common administrative event rather than a discretionary decision to sell shares in the market.

What transaction code was used in the NBT Bancorp (NBTB) Form 4 for Amy Wiles?

The Form 4 lists transaction code F for Amy Wiles’ activity. Code F indicates payment of an exercise price or tax liability by delivering securities, signaling a tax-withholding disposition instead of a standard buy or sell trade in the open market.